Personal Loans in Richmond, VA

Looking for quick and easy online loan approval in Richmond, VA? Compare personal loan offers from trusted local lenders to find flexible terms that fit your budget and needs.

Whether it’s an unexpected expense or a planned purchase, Richmond residents can secure affordable loans with personalized service from community-focused credit unions and banks. Start comparing today to get the best deal.

Filters

Lender
APR
Term
Amount
Link
Info
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
nwfcu
8.59 - 10.29 %
2.1 - 7 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
1stadvantage
8.74 - 17.95 %
3 Yrs
$20,000
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
lfcu
8.99 - 9.99 %
7 Yrs
$50,000
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

1St Advantage has a Credit builder loan with an APR of 6.25% , which has stayed the same over the past 90 days. Their Debt consolidation personal loan special has a fixed APR of 8.74% , also unchanged from 7 and 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafayette has a Signature personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 9.99% APR, also unchanged from 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
CALL FEDERAL CREDIT UNION
6011 STAPLES MILL RD RICHMOND VA 23228
P2P
E-Statements
E-Signature
Assets: $520,547,272
Deposits: $42,876,438
Net Worth: $56,556,122
Employees: 113
Members: 28,445
CALL FEDERAL CREDIT UNION
6003 STAPLES MILL RD RICHMOND VA 23228
P2P
E-Statements
E-Signature
Assets: $520,547,272
Deposits: $42,876,438
Net Worth: $56,556,122
Employees: 113
Members: 28,445
HENRICO FEDERAL CREDIT UNION
8611 DIXON POWERS DR HENRICO VA 23228
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $466,440,794
Deposits: $51,735,235
Net Worth: $44,197,231
Employees: 85
Members: 30,860
VIRGINIA FEDERAL CREDIT UNION
5427 GLENSIDE DR RICHMOND VA 23228
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
5445 GLENSIDE DR RICHMOND VA 23228
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
CONNECTS FEDERAL CREDIT UNION
7700 SHRADER RD RICHMOND VA 23228
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $86,155,563
Deposits: $4,660,241
Net Worth: $7,244,387
Employees: 25
Members: 8,947

🏘️ All the Lenders Available in Henrico County, VA

✅HENRICO FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION
✅DOMINION ENERGY CREDIT UNION CREDIT UNION
✅CALL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅CONNECTS FEDERAL CREDIT UNION
✅F R B CREDIT UNION

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