VIRGINIA FEDERAL CREDIT UNION

Welcome to Virginia, your trusted financial partner located at 5427 Glenside Dr, Richmond, VA 23228. Since our establishment in 1928, we have been dedicated to serving our community with a commitment to excellence and member satisfaction. With over 489,137 members and total assets exceeding $6.9 billion, we are proud to be a cornerstone of financial support in the Richmond area. Our team, led by CEO Christopher Shockley and Board President Kenneth Ampy, is here to help you navigate your financial journey. We offer a range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions tailored to fit your needs. Whether you're looking for personal loans or credit cards with rewards, our goal is to empower you financially. While members can visit us at our branch address, official correspondence should be sent to PO Box 90010, Richmond, VA 23225-9010. We maintain strong liquidity with over $39 million in cash on hand, ensuring that we can meet your needs promptly and efficiently. At Virginia Credit Union, we are more than just a bank; we are a community-focused institution committed to making a positive impact on the lives of our members. With total deposits of $56 million and net worth standing at an impressive $715 million, we take pride in our stability and reliability. We invite you to explore our services further by visiting our website at vacu.org or giving us a call at 804-662-7626. Join us today and experience the Virginia difference where your financial success is our top priority!

At the heart of Richmond, VA, the Virginia Credit Union has been a steadfast pillar of support for our community since we opened our doors in 1928. From humble beginnings, we have grown to serve over 489,137 members and manage total assets of $6,917,912,589. Our journey reflects a deep commitment to providing accessible financial services while fostering strong community ties. Located at 5427 Glenside Dr, our branch is easily reachable and situated near well-known landmarks that make it a convenient stop for all your banking needs. Whether you're visiting us during our lobby hours Monday to Thursday from 9 a.m. to 5 p.m., Friday until 6 p.m., or Saturday from 9 a.m. to 12 p.m. or utilizing our drive-thru service available Monday through Friday from 7:30 a.m. to 6 p.m., you will find dedicated staff ready to assist you. Our mission is simple yet powerful: to enrich the lives of our members through personalized financial solutions and unwavering community support. We believe in empowering individuals and families by offering essential services such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. We are not just here to provide financial products; we aim to build lasting relationships that help our members achieve their dreams. As we've evolved over the decades, embracing digital advancements has allowed us to enhance member experiences significantly. With features like online banking and mobile payments, we ensure that managing your finances is straightforward and convenient. Our commitment extends beyond traditional banking; we proudly advocate for ADA compliance and customer-centric initiatives that prioritize accessibility for everyone. Community involvement is at the core of who we are. Through partnerships with local organizations and various outreach programs, we strive to give back and uplift those around us. This dedication not only reinforces our mission but also strengthens the bonds within our Richmond community. While members can visit us at 5427 Glenside Dr, official correspondence should be sent to PO Box 90010, Richmond, VA 23225-9010. If you're looking for a place that genuinely cares about your financial wellbeing and community growth, consider becoming part of the Virginia Credit Union family. Join us today and experience the benefits of being a member-focused credit union where you belong! For more information or to get started on your membership journey, call us at 804-662-7626 or visit our website at vac.org.

Becoming a member of Virginia is like joining a welcoming family that supports your financial journey. If you live, work, worship, or attend school in the Richmond area, you're already on your way to enjoying the benefits we offer. We also welcome immediate family members of current members, making it easy for you to share the advantages of membership with those closest to you. With our commitment to personal service and community focus, you'll find everything from checking and savings accounts to loans tailored just for you. Ready to take the next step? Opening an account at Virginia is simple! You can start your application online by visiting our website, or feel free to give us a call at (804) 662-7626 if you have any questions. For more details on eligibility criteria, check out our dedicated page at http://www.vacu.org/why-vacu/become-a-member . We're excited to have you as part of our community at 5427 Glenside Dr, Richmond, VA 23228!

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential. That's why we are proud to share our strong financial position with you. With a net worth of $715,618,876, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,252 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $69,956 in used auto loans and $5,269,983,304 in total loans and leases. Our operational efficiency is reflected in our $12,131,695, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,372,625. Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 5427 Glenside Dr Richmond Va 23228 or call (804) 662-7626 to learn more about how we can help you achieve your financial goals.