Veridian Credit Union Richmond VA | Best Auto Loans & Business Banking

Introduction

Welcome to Virginia, your trusted financial partner located at 5427 Glenside Dr, Richmond, VA 23228. Since our establishment in 1928, we have been dedicated to serving our community with a commitment to excellence and member satisfaction. With over 489,137 members and total assets exceeding $6.9 billion, we are proud to be a cornerstone of financial support in the Richmond area. Our team, led by CEO Christopher Shockley and Board President Kenneth Ampy, is here to help you navigate your financial journey. We offer a range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions tailored to fit your needs. Whether you're looking for personal loans or credit cards with rewards, our goal is to empower you financially. While members can visit us at our branch address, official correspondence should be sent to PO Box 90010, Richmond, VA 23225-9010. We maintain strong liquidity with over $39 million in cash on hand, ensuring that we can meet your needs promptly and efficiently. At Virginia Credit Union, we are more than just a bank; we are a community-focused institution committed to making a positive impact on the lives of our members. With total deposits of $56 million and net worth standing at an impressive $715 million, we take pride in our stability and reliability. We invite you to explore our services further by visiting our website at vacu.org or giving us a call at 804-662-7626. Join us today and experience the Virginia difference where your financial success is our top priority!

Branch History & Mission

At the heart of Richmond, VA, the Virginia Credit Union has been a steadfast pillar of support for our community since we opened our doors in 1928. From humble beginnings, we have grown to serve over 489,137 members and manage total assets of $6,917,912,589. Our journey reflects a deep commitment to providing accessible financial services while fostering strong community ties. Located at 5427 Glenside Dr, our branch is easily reachable and situated near well-known landmarks that make it a convenient stop for all your banking needs. Whether you're visiting us during our lobby hours Monday to Thursday from 9 a.m. to 5 p.m., Friday until 6 p.m., or Saturday from 9 a.m. to 12 p.m. or utilizing our drive-thru service available Monday through Friday from 7:30 a.m. to 6 p.m., you will find dedicated staff ready to assist you. Our mission is simple yet powerful: to enrich the lives of our members through personalized financial solutions and unwavering community support. We believe in empowering individuals and families by offering essential services such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. We are not just here to provide financial products; we aim to build lasting relationships that help our members achieve their dreams. As we've evolved over the decades, embracing digital advancements has allowed us to enhance member experiences significantly. With features like online banking and mobile payments, we ensure that managing your finances is straightforward and convenient. Our commitment extends beyond traditional banking; we proudly advocate for ADA compliance and customer-centric initiatives that prioritize accessibility for everyone. Community involvement is at the core of who we are. Through partnerships with local organizations and various outreach programs, we strive to give back and uplift those around us. This dedication not only reinforces our mission but also strengthens the bonds within our Richmond community. While members can visit us at 5427 Glenside Dr, official correspondence should be sent to PO Box 90010, Richmond, VA 23225-9010. If you're looking for a place that genuinely cares about your financial wellbeing and community growth, consider becoming part of the Virginia Credit Union family. Join us today and experience the benefits of being a member-focused credit union where you belong! For more information or to get started on your membership journey, call us at 804-662-7626 or visit our website at vac.org.

Branch Location & Accessibility

Convenient Access and Surroundings

Finding us is simple, and we offer ample parking for your convenience. If you need assistance getting into the branch, rest assured that we are ADA-compliant with ramps and accessible entrances. Our location is surrounded by local favorites, making it easy to combine errands with your banking needs.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: - Monday to Thursday: 9 a.m. 5 p.m. - Friday: 9 a.m. 6 p.m. - Saturday: 9 a.m. 12 p.m. For those who prefer drive-thru services, we're open Monday through Friday from 7:30 a.m. to 6 p.m., allowing you to handle transactions on the go.

Services at Your Fingertips

At the Glenside Branch, we strive to provide a full range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the ease of ATM access right here at our branch.

We’re Here for You

If you have any questions or need assistance, feel free to call us at 804-662-7626. Our dedicated team is ready to help you navigate your financial journey with ease. We invite you to visit us soon your community credit union is just around the corner! While members can visit us at 5427 Glenside Dr Richmond Va 23228, official correspondence should be sent to PO Box 90010, Richmond, VA 23225-9010 if necessary. We look forward to seeing you!

Member Eligibility

Becoming a member of Virginia is like joining a welcoming family that supports your financial journey. If you live, work, worship, or attend school in the Richmond area, you're already on your way to enjoying the benefits we offer. We also welcome immediate family members of current members, making it easy for you to share the advantages of membership with those closest to you. With our commitment to personal service and community focus, you'll find everything from checking and savings accounts to loans tailored just for you. Ready to take the next step? Opening an account at Virginia is simple! You can start your application online by visiting our website, or feel free to give us a call at (804) 662-7626 if you have any questions. For more details on eligibility criteria, check out our dedicated page at http://www.vacu.org/why-vacu/become-a-member. We're excited to have you as part of our community at 5427 Glenside Dr, Richmond, VA 23228!

Business Banking & Commercial Services

Lending Solutions That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $695 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $857,239,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what matters most growing your business. From card payments to mobile transactions, we provide tools that help you serve your customers better. Located at 5427 Glenside Dr Richmond Va 23228, Richmond, VA 23228, we're here to help your business thrive. Let us be the financial partner you can trust!

Comprehensive List Of Services

Convenient Digital Services

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that let you bank anytime, anywhere. You can make deposits, check balances, and even transfer money with just a few taps on your smartphone. Plus, our ATM network allows for easy cash withdrawals when you're out and about.

Credit That Works for You

If you're interested in building your credit, our Credit Cards with Rewards are an excellent choice. They allow you to earn points on everyday purchases while also providing the flexibility to manage your expenses.

Easy Transactions at Your Convenience

If you prefer face-to-face interactions, our branch provides Basic Drive-Thru Banking, allowing you to handle deposits and withdrawals quickly without leaving your car. Our drive-thru service is perfect for busy individuals on the go!

Financing Your Dreams

For those looking to purchase a vehicle or a new home, we provide Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options. Picture yourself driving off in your dream car or settling into a cozy new home our competitive rates and flexible terms make it easier than ever. If you need extra cash for unexpected expenses or debt consolidation, consider our Personal Loans which can help you get back on track financially.

Get Started Today!

Ready to take control of your financial future? Visit us at Virginia today or give us a call at (804) 662-7626. Our friendly staff is eager to help you find the right solutions tailored just for you! Explore all that we have to offer at Glenside Branch by visiting our website: https://www.vacu.org/.

Personal Banking Made Easy

Managing your finances should be straightforward and stress-free. That's why we offer Personal Banking services, including checking and savings accounts designed with your needs in mind. Imagine having an account that not only helps you save but also makes everyday transactions easy. You can easily monitor your balance through our user-friendly online banking system or mobile app.

Supporting Local Businesses

We understand the unique challenges small businesses face, which is why we offer Business Banking services such as merchant services and business loans. Our goal is to support local entrepreneurs in achieving their dreams.

Digital & Online Banking

Key Features for Your Convenience

We know that security is a top priority for our members. That's why we offer electronic signature authorization, allowing you to complete important transactions safely and conveniently online. Additionally, e-statements are available to help you stay organized while reducing paper clutter. You'll be able to access your statements anytime without having to wait for them in the mail. If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature makes it simple and quick. And if mobile payments are more your style, enjoy the flexibility of making purchases directly from your smartphone using our mobile application.

User-Friendly Mobile Application

Our mobile application is designed with you in mind. It's user-friendly and packed with features to help you keep track of your finances while on the move. From checking balances to initiating transfers, everything is just a tap away. Whether you're at home or out running errands, managing your accounts has never been easier! At Virginia, we're dedicated to providing accessible and hassle-free banking solutions that fit into your busy life. Experience the ease of digital banking with us today!

Financial Strength

At Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential. That's why we are proud to share our strong financial position with you. With a net worth of $715,618,876, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.52% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,429,388,412 in share certificates and $1,981,382,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $535,373,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $69,956 in used auto loans and $5,269,983,304 in total loans and leases. Our operational efficiency is reflected in our $7,828,991, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,075 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,372,625. Total Share and Deposit Accounts: 724,126, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Virginia is your trusted partner. Visit us at 5427 Glenside Dr Richmond Va 23228 or call (804) 662-7626 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

Beyond these core offerings, we also provide personal loans and debt consolidation options to help manage any financial challenges you may face. If you're interested in refinancing options or want to know more about eligibility requirements, our friendly staff is available to discuss how we can assist you. You can reach us at (804) 662-7626 for any questions or visit us at our branch located at 5427 Glenside Dr Richmond Va 23228 in Richmond, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,235,051,782 in used vehicle loans and $799,323,830 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure that you find the right fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $857,239,944 provide the capital needed to grow and expand. Our dedicated team is here to assist you in finding the right financing solution tailored for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $340,711,641, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the path to owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $377,328,022 in loans helping members manage their finances effectively. These cards come with rewards programs that allow you to earn while you spend.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the platform's effectiveness in delivering significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent. Each listing is vetted for legitimacy, allowing users to trust the information they receive.

VIRGINIA FEDERAL CREDIT UNION - Richmond, VA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Richmond, VA (23228)