Connects Credit Union Richmond VA | Best Auto Loans & Business Banking

Introduction

Welcome to Connects at Henrico, where your financial well-being is our top priority. Located at 7700 Shrader Rd, Richmond, VA 23228, we have been serving our community since 1950. Over the years, we have grown into a trusted partner for nearly 8,947 members, providing personalized banking solutions that cater to your unique needs. At Connects, we pride ourselves on our solid financial foundation, with total assets amounting to a remarkable $86,155,563 and total deposits of $4,660,241. Our commitment to our members is evident in our responsible lending practices currently managing 6,443 loans and leases and our dedication to ensuring your savings are secure with a net worth of $7,244,387. Under the leadership of our CEO, James McBride, and Board President, Daniel VanDervort, we focus on building lasting relationships within the community. With a team of 25 employees, we're here to support you every step of the way. Whether you're looking for checking and savings accounts or exploring options for auto loans and mortgage refinancing, we offer a range of services designed to empower you financially. While members can visit us at our branch location for assistance and transactions, official correspondence should be sent to the same address: 7700 Shrader Rd, Richmond, VA 23228. If you have questions or need immediate assistance, feel free to reach out at 804-756-5000. Join us at Connects as we strive to make banking accessible and beneficial for everyone in our community. Visit our website at www.connectsfcu.org to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Our Mission

At the heart of Connects is our mission: to provide exceptional financial services while supporting local initiatives that enhance the quality of life in Richmond. We believe that financial success goes hand-in-hand with community well-being. That's why we actively engage in outreach programs and partnerships that uplift those around us. Whether it's through educational workshops or local sponsorships, we strive to make a positive impact on the lives of our members. While members can visit us at 7700 Shrader Rd Richmond Va 23228, official correspondence should be sent to 7700 Shrader Rd, Richmond, VA 23228 if it differs from our branch location. Our operating hours are designed for your convenience: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. We also offer drive-thru banking for quick transactions and an ATM for easy access. In today's digital world, we've embraced technology to better serve you. With online banking options and mobile payments available, managing your finances has never been easier or more convenient. We ensure ADA compliance so that all our members can access our services without barriers. Join us at Connects and experience firsthand how we're not just a credit union but a community partner dedicated to your financial journey. Visit us today or explore more about membership benefits at Connects. Together, we can achieve financial well-being while making Richmond an even better place to live!

Branch Location & Accessibility

Welcome to Connects, your friendly neighborhood credit union located at 7700 Shrader Rd in Richmond, VA. Nestled in the vibrant Henrico County, our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're running errands or on your way home, we're here to serve you. At Connects, we pride ourselves on accessibility. Our branch is designed with features that cater to all members of the community, including ADA-compliant ramps and ample parking space. If you prefer to complete transactions without leaving your vehicle, take advantage of our drive-thru service. It's perfect for quick deposits or withdrawals! Our operating hours are tailored to fit your busy schedule. You can visit us from 9:00 AM to 5:00 PM on Monday, Tuesday, and Thursday; 10:00 AM to 5:00 PM on Wednesday; and until 6:00 PM on Friday. We want to make sure you have plenty of time to come in when it's most convenient for you. While members can visit us at our physical location, any official correspondence should be sent to the same address: 7700 Shrader Rd, Richmond, VA 23228. For those who may need cash after hours, we offer ATM services right at the branch for your convenience. Have questions? Feel free to give us a call at 804-756-5000. Our friendly staff is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. We invite you to stop by Connects today! Experience the difference that a community-focused credit union can make in your financial journey.

Member Eligibility

Becoming a member of Connects is like joining a close-knit family that truly cares about your financial journey. If you're looking to be part of a community that prioritizes support and inclusivity, you're in the right place! To become a member, you simply need to meet some friendly eligibility criteria. Generally, anyone who lives, works, or worships in the Richmond area can join us. This means whether you're starting your first job or have lived here for years, we welcome you with open arms. For the most up-to-date information on eligibility, feel free to check out our website at https://www.connectsfcu.org/become-a-member/ . Once you know you're eligible, opening an account is straightforward and designed to be hassle-free. You can kickstart your membership journey by visiting our account opening page here: https://loans.itsme247.com/365/home/ . Our team is always ready to assist if you have questions just give us a call at (804) 756-5000. Join us at Connects, located at 7700 Shrader Rd Richmond Va 23228, and experience the benefits of being part of our thriving community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment processing solution that not only accepts payments but also helps you manage your cash flow more effectively. Our merchant services are designed to streamline transactions, ensuring you get paid quickly while providing your customers with convenient payment options. This means less time worrying about finances and more time focusing on growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Richmond, VA. Partner with us at Connects and take the next step toward achieving your business aspirations! Visit us at 7700 Shrader Rd Richmond Va 23228 or call us at (804) 756-5000 to learn more about how we can support you today.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer essential business banking services, including merchant services and business loans. These resources can help you grow your business without the stress of managing finances on your own.

Community-Focused Services

We believe in serving not just our members but also fostering community connections. Our shared branch transactions allow members from partner credit unions to conduct basic transactions with ease. This means whether you're at home or traveling, you can still access your funds without hassle. With all these services available at your fingertips, it's easier than ever to manage your money effectively. If you're ready to learn more about how we can help fulfill your financial needs or if you have any questions, don't hesitate to reach out! Call us at (804) 756-5000 or visit us online at Henrico today! Join the Connects family and take advantage of our extensive range of financial solutions tailored just for you!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we provide robust online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer no need to visit us in person unless you want to! Our members also enjoy easy access to ATMs for cash withdrawals, along with basic drive-thru banking for quick transactions like deposits and withdrawals.

Financial Flexibility

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come into play, giving you the flexibility to manage your finances effectively. Additionally, for everyday purchases, our credit cards with rewards allow you to earn while you spend, making it easier to enjoy life's little luxuries.

Personal Banking Solutions

Whether you're looking to open a checking account or save for future goals, our personal banking services have got you covered. We offer various checking and savings accounts tailored to fit your lifestyle. If you're thinking about buying a car, our auto loans and vehicle financing options can help you drive away with the vehicle of your choice without breaking the bank. For those ready to invest in a home, our mortgage loans and refinancing services provide competitive rates and personalized assistance throughout the process.

Digital & Online Banking

Key Services

Our online banking provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. If you're on the go, our mobile application makes it even easier. You can also enjoy the benefits of mobile payments, enabling you to make purchases directly from your phone. Want to send money to a friend? Our person-to-person transfer feature allows you to quickly and securely send money without needing cash or checks. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Security and Accessibility

Your security is our top priority. We employ robust measures to keep your information safe while ensuring that accessing your accounts is straightforward and hassle-free. With features like e-statements available for those who prefer going paperless, you'll have real-time access to your financial details right when you need them. Whether you're checking account balances or making transfers, Connects offers a comprehensive suite of digital banking options that fit seamlessly into your busy lifestyle. Experience the freedom of modern banking today!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $922,431. Total Share Accounts: 14,618, showing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Connects is your trusted partner. Visit us at 7700 Shrader Rd Richmond Va 23228 or call (804) 756-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Future Together

With $7,103,047 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; currently, we have $960 in used auto loans and $45,500,452 in total loans and leases available to you. Our operational efficiency is reflected in our $-49,121, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employees ready to assist you with knowledgeable service.

Secure Savings Opportunities

Members' savings are secured through $10,712,112 in share certificates and $11,099,979 in money market shares, offering stable and rewarding financial growth opportunities. Your hard-earned savings matter to us, and we strive to provide the best options for maximizing your wealth. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $7,244,387, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation enables us to navigate economic changes effectively and continue serving you reliably. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can feel confident knowing that your money is managed with care.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $18,409,329 in used vehicle loans and $8,222,187 in new vehicle loans to help our members get on the road safely and affordably. Whether you're looking for a brand-new model or a reliable used vehicle, our team is ready to assist you with competitive rates and terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $6,155,261, we can guide you through the process from application to closing. Whether it's your first home or an investment property, we're here to help you navigate your options.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we have options available that could potentially lower your monthly payments or free up cash for other needs. Speak with one of our loan specialists today to see if refinancing makes sense for your financial situation. For business owners seeking growth opportunities, our outstanding commercial loans can provide the necessary capital to expand operations. For more information about our loan offerings or to discuss eligibility options tailored to your needs, please don't hesitate to reach out. You can contact us at 804-756-5000, visit us at 7700 Shrader Rd Richmond Va 23228, or explore our website at Connects. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Connects, we're committed to supporting your financial journey every step of the way!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $3,918,223 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without immediate cash outlays while benefiting from manageable repayment plans.

Loan Aggregator

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CONNECTS FEDERAL CREDIT UNION - Richmond, VA