Navy Federal Credit Union

In Richmond, VA, Navy Federal Credit Union at 5445 Glenside Dr is proud to serve military members, veterans, and their families with friendly, community-focused financial services. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this branch offers both lobby and drive-thru banking along with convenient ATM access for quick cash withdrawals and balance checks—perfect for busy schedules.
Known for some of the best auto loans in Richmond, Navy Federal makes vehicle financing easy with competitive rates and flexible terms designed to fit your budget and get you on the road confidently. Homebuyers also benefit from low mortgage rates and refinancing options tailored to help turn your dream home into reality. Beyond lending, members enjoy personal banking solutions including top checking and savings accounts built for everyday convenience, credit cards packed with rewarding perks, plus business banking services such as merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 5445 Glenside Dr or call 888-842-6328 today to experience personalized service in Richmond. Discover how our standout auto loans and mortgage offerings can enhance your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where we prioritize your financial well-being and community connection! Located at 5445 Glenside Dr, Richmond, VA 23228, our branch is dedicated to serving our members with trust and reliability. Established in 1947, we have grown alongside our community, now proudly supporting over 14 million members with a focus on personal service and comprehensive financial solutions. At Navy Federal, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. With total assets exceeding $180 billion and total deposits amounting to $2.32 billion, you can trust us to manage your finances safely and effectively. We are led by our committed CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., both of whom are passionate about fostering a supportive environment for all our members. Our dedicated team of 24,560 employees works tirelessly to ensure that you receive the best possible service every time you visit or call us at 888-842-6328. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to the same address: 5445 Glenside Dr, Richmond, VA 23228. We invite you to explore how we can help you achieve your financial goals with confidence. Join us today and experience the Navy Federal difference where you're not just a number but part of a thriving community! For more information on memberships or services, feel free to visit our website at Navy Federal.

Branch History & Mission

Looking Ahead

As we continue to adapt in an ever-changing world, we are committed to embracing digital advancements while ensuring ADA compliance for all members. With features like online banking and mobile payments, we make managing your finances easier than ever. We invite you to join us at Navy Federal Credit Union and experience firsthand how we can help you achieve your financial goals. Together, let's build a stronger future for you and your community! For any questions or assistance, feel free to call us at 888-842-6328 during our operating hours: - Lobby Hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM - Drive-Thru Hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM Join us today and discover how Navy Federal Credit Union can help you thrive financially!

Our Journey

Since opening our doors, Navy Federal has dedicated itself to providing exceptional financial services tailored to meet the needs of our members. Over the years, we have achieved significant milestones, including growing our total assets to an impressive $180.81 billion. This growth reflects our unwavering commitment to serving those who serve our country and their families. With a focus on accessibility and convenience, we offer various services designed for today's busy lifestyles. Whether it's personal banking, auto loans, or mortgage refinancing, we strive to empower our members with tools that foster financial well-being. Our ATM availability and drive-thru banking make transactions simple and efficient.

Our Mission

At Navy Federal Credit Union, our mission is clear: to provide high-quality financial products while enhancing the lives of our members and supporting the communities we serve. We believe in building relationships based on trust, transparency, and dedication. Our commitment extends beyond banking; we actively engage in community outreach efforts to uplift those around us. Our location also stands as a testament to our dedication to accessibility. While you can visit us at 5445 Glenside Dr, all official correspondence should be sent to the same address for your convenience.

Branch Location & Accessibility

Convenient Access

Parking is ample and accessible, ensuring that you can visit us without any hassle. We've made sure that our facilities are compliant with ADA standards, featuring ramps and wide doorways for everyone's convenience. Whether you're coming in for a quick transaction or to discuss your financial goals, we have what you need right here.

Operating Hours

Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM, making it easy for you to stop by at a time that works for you. If you're on the go, our drive-thru service mirrors these hours, allowing for fast and efficient banking without leaving your vehicle.

Services Available

At Navy Federal Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our ATM is available for cash withdrawals and balance checks anytime you need it, adding another layer of convenience. While members can visit us at our physical address for all banking transactions, any official correspondence should be directed to the same mailing address: 5445 Glenside Dr, Richmond, VA 23228. We invite you to come by our branch or give us a call at 888-842-6328 if you have any questions. Our dedicated team is here to help you navigate your financial journey. Join us today at Navy Federal Credit Union where your financial well-being is our top priority!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a close-knit family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Richmond area, you're likely eligible to join us! Additionally, immediate family members of existing members can also enjoy the benefits of membership. This opens up a world of financial services tailored just for you. From personal loans to credit cards with rewards and expert advice on mortgages, we're here to support your journey every step of the way. Ready to take the plunge? Opening an account is straightforward and welcoming. Simply visit us at 5445 Glenside Dr Richmond Va 23228, or you can check out more detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility.html. If you have any questions or need assistance, don't hesitate to call us at (888) 842-6328. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that streamline your payment processes. Imagine running a busy café where customers can easily pay with a tap of their card or smartphone. Our merchant services make transactions quick and efficient, allowing you to focus on what you do best serving your customers. Located at 5445 Glenside Dr Richmond Va 23228 in Richmond, VA, our team is ready to assist you. Whether you're looking for funding options or reliable payment processing, reach out to us at (888) 842-6328. Let's work together to build your business's future!

Comprehensive List Of Services

Business Banking

For entrepreneurs, our Business Banking services include merchant services and business loans aimed at helping you grow your venture. We recognize the importance of supporting local businesses and are here to provide the financial tools you need.

Convenience Services

We know that life can be busy, which is why we offer essential banking conveniences like ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick transactions such as deposits and withdrawals. Our branch also features easy access through a drive-thru service where you can complete simple transactions without leaving your car. At Navy Federal Credit Union, we believe in making banking straightforward and accessible. Our friendly team is always ready to assist you with any questions you may have. Feel free to reach us at (888) 842-6328 during our operating hours: - Monday to Thursday: 9 AM - 5 PM - Friday: 9 AM - 6 PM - Saturday: 9 AM - 1 PM We invite you to visit us at 5445 Glenside Dr Richmond Va 23228 or check out more about our services on our website here. Your financial journey starts with us let's achieve your goals together!

Credit Cards

Reward yourself with our Credit Cards with Rewards that offer cash back or travel points for everyday purchases. Whether you're paying bills or treating yourself to something special, you can earn rewards along the way.

Loans and Financing

If you're considering purchasing a new car or refinancing your home, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms tailored to fit your budget. For those looking to buy a home, explore our Mortgage Loans & Refinancing services that can help you secure the best deal possible. Additionally, our Personal Loans & Debt Consolidation services can assist you in managing expenses or consolidating debt into one easy payment.

Personal Banking

We understand that managing your finances is personal, which is why our Personal Banking services include checking and savings accounts designed for every lifestyle. Imagine effortlessly transferring money between accounts or setting up automatic savings plans right from your smartphone. With our Online & Mobile Banking, keeping track of your finances has never been easier.

Digital & Online Banking

Key Services

One of the standout features is our mobile application, which allows you to manage your accounts right from your smartphone. Whether you're checking balances, transferring funds, or making payments, everything is just a tap away. Plus, with our mobile payments feature, you can make purchases quickly and easily without needing to carry cash or cards. For those who prefer handling their financial matters on a larger screen, our online banking platform provides all the tools you need for real-time account management. You can also enjoy the convenience of electronic statements, giving you easy access to your account history without the clutter of paper.

Security and Accessibility

Security is a top priority at Navy Federal Credit Union. Our electronic signature authorization ensures that your transactions are safe and verified. We also offer person-to-person transfers, making it simple to send money to friends or family directly from your account. With these user-friendly features, managing your finances has never been easier or more secure. Join us at Navy Federal Credit Union and experience the future of banking today!

Financial Strength

A Growing Community

Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. This trust reflects our dedication to serving your needs efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5445 Glenside Dr Richmond Va 23228 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Member Savings & Investments

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us adapt and improve continuously.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and a total of $131,920,000,000 in loans and leases. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a pre-owned option, our competitive rates can make it easier for you to drive away happy.

Business Loans

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $227,844,936 provide the financial support necessary for success. We understand the unique challenges faced by businesses today and are committed to offering solutions that empower growth. At Navy Federal Credit Union located at 5445 Glenside Dr Richmond Va 23228, we pride ourselves on being a community-focused financial institution. Our team is dedicated to providing personalized service and support as you explore your loan options. If you have questions or want to start your application process today, feel free to call us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We offer various terms and conditions tailored to fit your budget and lifestyle. Plus, if you're considering refinancing an existing mortgage, we can help you explore your eligibility options to ensure you get the best possible deal.

Unsecured Credit Card Loans

Managing daily expenses is made easier with our flexible unsecured credit card loans. With a total of $30,452,498,817 in loans helping members navigate their finances effectively, our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your finances in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping borrowers secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. By using verified data, LendMesh builds trust with its users, ensuring they have access to legitimate loan options.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.