Personal Loans in York, PA

Looking for the best personal loan banks in York, PA? Compare offers from local lenders who understand your needs and provide fast, friendly service. Whether it’s debt consolidation or a big purchase, you’ll find flexible options tailored to your budget.

Our community-focused banks and credit unions in York deliver competitive rates with quick approvals. Take a moment to explore your personal loan choices and secure the right financing to fit your life—no hassle, just straightforward support.

Filters

Lender
APR
Term
Amount
Link
Info
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
patriotfcu
11.99 - 18 %
1 Yrs
$1,000
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Patriot's Personal/signature loans have an APR of 11.99% , which is unchanged from 7, 30, 60, and 90 days ago. The Express signature loans carry a 17.37% APR, steady over the past 7, 30, and 90 days. The Personal line of credit has a 18% APR, also unchanged from 7 and 30 days ago as well as 60 days ago. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in York, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST CAPITAL FEDERAL CREDIT UNION
2602 COURSE RD YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
Assets: $319,095,785
Deposits: $50,873,627
Net Worth: $35,932,431
Employees: 73
Members: 20,823
FIRST CAPITAL FEDERAL CREDIT UNION
2801 EASTERN BLVD YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
Assets: $319,095,785
Deposits: $50,873,627
Net Worth: $35,932,431
Employees: 73
Members: 20,823
HERITAGE VALLEY FEDERAL CREDIT UNION
2400 PLEASANT VALLEY RD YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $117,014,975
Deposits: $1,645,710
Net Worth: $9,430,162
Employees: 30
Members: 13,583
HERITAGE VALLEY FEDERAL CREDIT UNION
2420 CAPE HORN RD YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $117,014,975
Deposits: $1,645,710
Net Worth: $9,430,162
Employees: 30
Members: 13,583
MEMBERS 1ST FEDERAL CREDIT UNION
2360 WHITEFORD RD YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
Assets: $8,039,711,199
Deposits: $407,063,180
Net Worth: $986,315,309
Employees: 1241
Members: 596,510
MEMBERS 1ST FEDERAL CREDIT UNION
2420 MOUNT ROSE AVE YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
Assets: $8,039,711,199
Deposits: $407,063,180
Net Worth: $986,315,309
Employees: 1241
Members: 596,510
WHITE ROSE CREDIT UNION
3498 INDUSTRIAL HWY YORK PA 17402
P2P
E-Statements
E-Signature
Assets: $111,833,165
Deposits: $5,038,289
Net Worth: $9,336,508
Employees: 42
Members: 11,298
WHITE ROSE CREDIT UNION
3603 E MARKET ST YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $111,833,165
Deposits: $5,038,289
Net Worth: $9,336,508
Employees: 42
Members: 11,298
NEW CUMBERLAND FEDERAL CREDIT UNION
200 MEMORY LN YORK PA 17402
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $231,152,298
Deposits: $35,006,724
Net Worth: $18,337,726
Employees: 56
Members: 23,122

🏘️ All the Lenders Available in York County, PA

✅MEMBERS 1ST 6694 CREDIT UNION
✅WHITE ROSE CREDIT UNION
✅PACE RESOURCES FEDERAL CREDIT UNION
✅FIRST CAPITAL FEDERAL CREDIT UNION
✅1ST ED CREDIT UNION CREDIT UNION
✅BELCO COMMUNITY CREDIT UNION CREDIT UNION
✅GLATCO CREDIT UNION
✅YORK EDUCATIONAL FEDERAL CREDIT UNION
✅AMERICHOICE FEDERAL CREDIT UNION
✅HERITAGE VALLEY FEDERAL CREDIT UNION
✅NEW CUMBERLAND FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

Compare other loan types in York, PA

Why compare Personal Loans in York, PA on LendMesh

If you’re searching for the best personal loan banks in York, PA, it’s worth taking the time to explore multiple lenders on LendMesh. Comparing rates and terms helps you uncover better deals and find options that fit your financial needs without rushing into the first offer. Stay informed and patient—your ideal loan could be just a few clicks away.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when offers fall below your goal, along with weekly or monthly updates featuring expert insights, rate trends, and curated loan deals. Join thousands of York borrowers who trust LendMesh to keep them informed and ready to act on the best opportunities.

Customers are also interested in:

Best Personal Loan Banks