Personal Loans in Oneonta, NY

Looking for a personal loan in Oneonta, NY? Compare offers from trusted local lenders who understand your needs and offer clear, affordable options. Whether it’s for debt consolidation or a big purchase, finding the right loan is easier when you see all your choices side by side.

Our community-focused lenders provide competitive rates and flexible terms designed to fit your budget. Start comparing today and take control of your finances with confidence—because in Oneonta, you’re not just a number, you’re a neighbor.

Filters

Lender
APR
Term
Amount
Link
Info
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
sfcuonline
8.99 - 11.99 %
6 - 7 Yrs
∞
bethpagefcu
8.99 - 13.59 %
1 - 7 Yrs
$35,000
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
esl
9.95 - 12.5 %
4 - 10 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Sidney has a Kwik kash line of credit with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal/unsecured loan has a fixed APR of 9.99% , also unchanged during those periods. Bethpage's Fourleaf personal loan has an APR of 8.99% today, unchanged from it was 7, 30, and 60 days ago. This rate has remained steady over the past two months.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Esl's Personal loan has an APR of 9.95% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Oneonta, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
VISIONS FEDERAL CREDIT UNION
5001 STATE HIGHWAY 23 ONEONTA NY 13820
ATM
P2P
E-Statements
E-Signature
Assets: $5,261,855,076
Deposits: $368,430,335
Net Worth: $518,055,418
Employees: 885
Members: 258,519
SIDNEY FEDERAL CREDIT UNION
53 MARKET ST ONEONTA NY 13820
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,019,323,157
Deposits: $12,791,572
Net Worth: $109,204,682
Employees: 212
Members: 72,102
SIDNEY FEDERAL CREDIT UNION
75 ONEIDA ST ONEONTA NY 13820
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,019,323,157
Deposits: $12,791,572
Net Worth: $109,204,682
Employees: 212
Members: 72,102

🏘️ All the Lenders Available in Otsego County, NY

✅LEATHERSTOCKING REGION FEDERAL CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅SIDNEY FEDERAL CREDIT UNION

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