Personal Loans in Oneonta, NY

Looking for a personal loan in Oneonta, NY? Compare offers from trusted local lenders who understand your needs and offer clear, affordable options. Whether it’s for debt consolidation or a big purchase, finding the right loan is easier when you see all your choices side by side.

Our community-focused lenders provide competitive rates and flexible terms designed to fit your budget. Start comparing today and take control of your finances with confidence—because in Oneonta, you’re not just a number, you’re a neighbor.

Filters

Lender
APR
Term
Amount
Link
Info
unfcu
7.95 %
15 Yrs
$150,000
∞
jovia
7.99 - 9.99 %
1 - 5 Yrs
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
nymcu
7.99 - 17.25 %
3 - 6 Yrs
25,000 - $50,000
∞
summitfcu
8.35 - 9.35 %
2 - 5 Yrs
∞
broadviewfcu
8.49 - 9.49 %
1 - 5 Yrs
∞
teachersfcu
8.49 - 11.24 %
3 - 6 Yrs
$35,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial's personal loan has an APR of 7.99% , which is unchanged from 30 and 90 days ago. The home improvement loan carries an APR of 8.99% , also steady compared to 30 days ago. Both rates have remained stable over the past month. Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Municipal has a Personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The Personal line of credit has a fixed APR of 11.75% , also unchanged from 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago. Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Oneonta, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
VISIONS FEDERAL CREDIT UNION
5001 STATE HIGHWAY 23 ONEONTA NY 13820
ATM
P2P
E-Statements
E-Signature
Assets: $5,261,855,076
Deposits: $368,430,335
Net Worth: $518,055,418
Employees: 885
Members: 258,519
SIDNEY FEDERAL CREDIT UNION
53 MARKET ST ONEONTA NY 13820
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,019,323,157
Deposits: $12,791,572
Net Worth: $109,204,682
Employees: 212
Members: 72,102
SIDNEY FEDERAL CREDIT UNION
75 ONEIDA ST ONEONTA NY 13820
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,019,323,157
Deposits: $12,791,572
Net Worth: $109,204,682
Employees: 212
Members: 72,102

🏘️ All the Lenders Available in Otsego County, NY

✅LEATHERSTOCKING REGION FEDERAL CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅SIDNEY FEDERAL CREDIT UNION

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