Looking for a personal loan in Oneonta, NY? Compare offers from trusted local lenders who understand your needs and offer clear, affordable options. Whether it’s for debt consolidation or a big purchase, finding the right loan is easier when you see all your choices side by side.
Our community-focused lenders provide competitive rates and flexible terms designed to fit your budget. Start comparing today and take control of your finances with confidence—because in Oneonta, you’re not just a number, you’re a neighbor.
Hudson Valley's Readi–cash unsecured line of credit has a 13.49% APR today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Signature personal loan rates range from 9.99% for terms up to 12 months to 11.74% for 37 to 60 months, with no changes in the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.
Sea Comm's Secure rates personal loans have an APR of 9.24% , which is unchanged from 7, 30, and 90 days ago. Their Signature loans carry a 10% APR, also steady compared to the past 7, 30, 60, and 90 days. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago. North Country's Signature loans have a 10.94% APR today. The Share draft line of credit has a 12.99% APR, unchanged from 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.
Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term. Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.
Sunmark's Personal loan has an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 14.49% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| VISIONS FEDERAL CREDIT UNION | 5001 STATE HIGHWAY 23 ONEONTA NY 13820 | ATM P2P E-Statements E-Signature | Assets: $5,261,855,076 Deposits: $368,430,335 Net Worth: $518,055,418 Employees: 885 Members: 258,519 |
| SIDNEY FEDERAL CREDIT UNION | 53 MARKET ST ONEONTA NY 13820 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $1,019,323,157 Deposits: $12,791,572 Net Worth: $109,204,682 Employees: 212 Members: 72,102 |
| SIDNEY FEDERAL CREDIT UNION | 75 ONEIDA ST ONEONTA NY 13820 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $1,019,323,157 Deposits: $12,791,572 Net Worth: $109,204,682 Employees: 212 Members: 72,102 |
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