Mortgage Loans in Memphis, TN

Looking for the best credit union mortgage loans in Memphis, TN? Compare local offers to find low down payments, competitive rates, and terms that fit your budget. Local credit unions know the Memphis market and offer personalized support to help you buy your dream home with confidence.

Start your journey with quick approvals and tailored mortgage options from trusted Memphis credit unions. Whether you’re a first-time buyer or refinancing, comparing loans helps you choose the best fit for your financial goals. Make your homeownership dream easier by exploring your options today!

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
orionfcu
Conv
6.586 - 6.825 %
6.586 - 6.825 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Orion offers a 15-year conventional fixed rate at 6.641% and a 30-year conventional fixed rate at 6.586%. The 30-year VA fixed rate is 6.726%, and the 30-year FHA fixed rate is 7.414%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Memphis, TN

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🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
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✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
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Why compare Mortgage Loans in Memphis, TN on LendMesh

If you’re searching for the best credit union for mortgage loans in Memphis, TN, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially lower rates tailored to your needs. Taking the time to review your options ensures you make an informed choice without rushing, so you can confidently move forward toward your new home or refinance goals.

Consider subscribing to LendMesh for personalized alerts designed to keep Memphis homebuyers informed. Simply share your target rate—say 4% or 5%—and receive notifications the moment offers fall below your set threshold. Along with expert insights, you’ll get weekly or monthly updates on rate trends and hand-picked loan deals, helping you stay one step ahead in your mortgage search. Join thousands of smart borrowers using LendMesh to seize the best opportunities.

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