Home Equity Loans in Lafayette, CA

Discover the current equity in your Lafayette, CA home and see how it can work for you. Whether you’re planning a remodel or tackling debt, comparing home equity loan offers helps you find the best rates and terms made for your local needs.

Take control of your finances with a home equity loan tailored to Lafayette homeowners. Our friendly experts make it easy to unlock funds quickly and confidently, so you can invest in your home or other goals without the hassle.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ccu
4 - 12 %
10 - 20 Yrs
∞
pacificservice
4.99 - 9.99 %
15 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
1stunitedcu
5.5 - 6.556 %
10 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
sffirecu
6.25 %
15 Yrs
80 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California has a HELOC with an APR range of 4% to 12% today. This is lower than the 5.99% to 9.25% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those past periods. Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged over the past 90 days. Both products show steady rates with no increases or decreases recently.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

1St United has a HELOC rate of 5.5% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 6.56% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 6.86% . Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. San Francisco Fire has a Home Equity loan with an APR of 6.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Lafayette, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Contra Costa County, CA

✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅PATELCO CREDIT UNION
✅1ST NORTHERN CALIFORNIA CREDIT UNION
✅ANTIOCH COMMUNITY FEDERAL CREDIT UNION
✅DELTA SCHOOLS FEDERAL CREDIT UNION
✅TRAVIS CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PACIFIC SERVICE CREDIT UNION
✅DIABLO VALLEY FEDERAL CREDIT UNION
✅POLAM 21502 CREDIT UNION
✅UNITED ASSOCIATION CREDIT UNION
✅DOW GREAT WESTERN CREDIT UNION
✅SELFHELP CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅KAIPERM FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅SUN PACIFIC FEDERAL CREDIT UNION
✅ATCHISON VILLAGE CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅SHELL WESTERN STATES FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅MCKESSON HEALTHCARE PROVIDERS CREDIT UNION

Compare other loan types in Lafayette, CA

Why compare Home Equity Loans in Lafayette, CA on LendMesh

If you’re in Lafayette, CA and curious about your current equity, it pays to shop around. Using LendMesh to compare multiple lenders helps you uncover better rates and more affordable loan options tailored to your needs. Taking the time to explore different offers ensures you make the most of your home’s value without feeling rushed or pressured.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as loan deals dip below that threshold. Whether you prefer weekly or monthly updates, you’ll receive expert insights, market trends, and hand-picked offers right in your inbox—helping Lafayette borrowers like you stay ahead and seize the best opportunities.

Customers are also interested in:

Current Equity