Home Equity Loans in Torrance, CA 90503

Looking to tap into your Torrance home's equity? Compare trusted lenders offering competitive rates and flexible terms tailored for local homeowners. Whether you’re planning renovations or need extra cash, finding the right HELOC can make your goals more affordable and achievable.

Our lenders understand Torrance and California’s unique market, providing fast funding with friendly, expert support. Start comparing home equity loan offers today to unlock funds that fit your lifestyle and budget—right here in your community.

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4 - 12 %

10 - 20 Yrs

∞

4.99 - 9.99 %

15 Yrs

90 %

∞

5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.5 - 6.556 %

10 Yrs

80 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

6 - 6.75 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.25 %

15 Yrs

80 %

∞

6.25 %

10 - 20 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California has a HELOC with an APR range of 4% to 12% today. This is lower than the 5.99% to 9.25% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those past periods. Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged over the past 90 days. Both products show steady rates with no increases or decreases recently.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

1St United has a HELOC rate of 5.5% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 6.56% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 6.86% . Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. San Francisco Fire has a Home Equity loan with an APR of 6.25% today. This rate is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Torrance, CA

UNIFY FINANCIAL FEDERAL CREDIT UNION — 20305 ANZA AVE TORRANCE CA 90503
CALCOM FEDERAL CREDIT UNION — 3400 TORRANCE BLVD TORRANCE CA 90503
SCHOOLSFIRST FEDERAL CREDIT UNION — 21241 HAWTHORNE BLVD TORRANCE CA 90503
CALIFORNIA CREDIT UNION — 20016 HAWTHORNE BLVD TORRANCE CA 90503
WESCOM CENTRAL CREDIT UNION — 19780 HAWTHORNE BLVD TORRANCE CA 90503

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Why compare Home Equity Loans in Torrance, CA on LendMesh

If you’re in Torrance, CA, exploring Bankrate HELOC options, it’s wise to keep comparing lenders through LendMesh. Doing so helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to review multiple offers ensures you find the right home equity solution for your financial goals, whether it’s for renovations, debt consolidation, or other expenses.

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