Rancho Credit Union | Easy ATM Access & Auto Loan Solutions

Introduction

Welcome to rancho, a trusted financial partner serving our community since 1936. Located in the heart of Downey, CA, we are dedicated to providing exceptional service and financial empowerment to all our members, including military personnel. Under the leadership of CEO Beatrice Scott and Board President Jason Lockhart, our mission is to foster a supportive environment that prioritizes your financial well-being.

As an NCUA-insured institution since 1/4/1971 0:00, we ensure that your deposits are secure while offering innovative banking solutions designed for today’s busy lifestyles. With features like Online Banking, a convenient Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization, managing your finances has never been easier. We invite you to explore our offerings and join our growing family by visiting our website at https://www.ranchofcu.org/ or contacting us at (562) 803-8798. At rancho, you’re not just a member; you’re part of a community committed to your success.

Financial Services

At Rancho Credit Union, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Whether you're looking to manage your everyday banking with our personal checking and savings accounts or seeking financing solutions like auto loans and mortgage refinancing, we are here to help you achieve your financial goals. Our offerings extend to business banking, where small business owners can take advantage of merchant services and business loans designed to foster growth and innovation. With a commitment to member satisfaction, we also offer credit cards with rewards that cater to your lifestyle while enhancing your purchasing power.

In today's digital age, convenience is paramount, which is why we offer robust online banking and a user-friendly mobile application that allows you to bank anytime, anywhere. With features such as person-to-person transfers and mobile payments, managing your finances has never been easier. E-statements and e-signatures provide an efficient way to keep track of your transactions while ensuring that your data remains secure. For those looking to start their journey with us, our membership eligibility criteria can be easily explored at https://ranchofcu-cloud.lending360.com/accountopening/application?membershipanchorset=true#/membership. Additionally, if you're interested in comparing loan options or checking rates, you can visit https://www.lendmesh.com/loans/mortgage_loans for more insights.

Our dedicated team is always ready to assist you. Whether you have questions about your account or need support navigating our services, feel free to reach out at (562) 803-8798. At Rancho Credit Union, we're not just a financial institution; we're your partners in planning for life's milestones and growing your financial future.

Financial Highlights

Rancho Credit Union has established itself as a trusted and valuable financial partner within the community, boasting a total membership of 7,767 individuals who have chosen to trust their financial journeys with us. With total assets reaching 108,016,124, we are committed to providing robust financial solutions that empower our members to achieve their goals. Our strong net worth of 8,615,896 underscores our stability and resilience, making us a reliable choice for your banking needs.

We take pride in our ability to serve our members effectively, reflected in our impressive total deposits of 15,866,604 and a diverse portfolio with 4,810 loans and leases. This not only highlights our capability to manage funds efficiently but also showcases our dedication to supporting member aspirations through various lending options. With a team of 22 dedicated professionals, we strive to deliver exceptional service and personalized financial guidance tailored to each member's unique circumstances.

Our commitment to transparency is evident in our solid net worth ratio of 797, which reinforces our prudent management practices and ability to provide competitive offerings. Notably, we have successfully facilitated credit card loan volumes of and auto loans totaling , demonstrating our comprehensive approach to meet diverse financing needs.

At Rancho Credit Union, we understand that every member is different, which is why we offer a variety of services including personal banking, business banking, mortgage loans, and more. As we continue on this journey since opening our doors in 1936, we remain focused on growing together with our members and the communities we serve.

For those looking for the best loan offers available today, we invite you to compare real-time rates at https://www.lendmesh.com/loans/mortgage_loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Rancho CU

Introduction

Financial Services

Financial Highlights

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Branch Details

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Services Offered

Branch Address

Services Offered

Branch Address

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