Rancho Credit Union Buena Park CA | Affordable Auto Loans & ATM Services

Introduction

Welcome to Rancho at Buena Park, your trusted partner in financial wellness since 1936. Located at 8530 Stanton Ave, Buena Park, CA 90620, our branch is dedicated to serving the community with reliable banking solutions tailored just for you. With a strong commitment to our members, we proudly support over 7,767 members and manage total assets of $108,016,124. At Rancho, we understand that financial needs can vary greatly from person to person. That's why we offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Whether you're looking to secure your first auto loan or start a new business venture, our team is here to guide you every step of the way. Our leadership reflects our dedication to excellence. Under the guidance of CEO Beatrice Scott and Board President Jason Lockhart, we strive to maintain a welcoming environment where everyone feels valued. Our friendly staff of 22 employees is ready to assist you during our lobby hours from Monday to Friday, 8 AM to 5 PM. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 8530 Stanton Ave, Buena Park, CA 90622-3930. With total deposits reaching $15,866,604 and cash reserves of $1,510,716, we are well-equipped to help you achieve your financial goals. Explore how we can make a difference in your life by visiting our website at www.ranchofcu.org or giving us a call at 714-995-4601 today! Join us in making financial dreams a reality because at Rancho Credit Union, you're not just a member; you're family.

Branch History & Mission

Community Focus

Rancho actively engages in community outreach programs aimed at improving the lives of those around us. Through partnerships with local organizations and initiatives designed to uplift underserved populations, we work hard to make a positive impact in Buena Park and beyond. As technology advances, we remain focused on maintaining compliance with ADA standards and ensuring that all members have access to our services. Whether you prefer visiting us in person or utilizing our ATM services available on-site our goal is always to serve you better.

Join Us

We invite you to become part of the Rancho family! Experience the benefits of membership firsthand financial education resources await you as well as personalized assistance tailored just for you. Together, let's build a brighter future! For more information about becoming a member or exploring our services further, please visit us online at www.ranchofcu.org or call us at 714-995-4601. Join us on this exciting journey toward financial empowerment!

Our Legacy

Located at 8530 Stanton Ave, Buena Park, CA 90620, our branch has been a cornerstone for local residents seeking reliable banking solutions. Since opening our doors, we have grown alongside our community, adapting to meet the needs of our members. Today, we proudly manage total assets of $108 million, reflecting our commitment to sound financial practices and responsible growth. Our headquarters in Downey, CA, coordinates efforts across branches, ensuring that every member receives exceptional service and support. While you can visit us at our Buena Park location for all your banking needs during our operating hours from Monday to Friday, 8 AM to 5 PM, official correspondence should be sent to our mailing address at 8530 Stanton Ave, Buena Park, CA 90622-3930.

Our Mission

At Rancho, we believe in more than just banking; we believe in building relationships. Our mission is clear: to provide personalized financial solutions that help individuals and families achieve their dreams while fostering a strong sense of community. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our dedication extends beyond traditional banking. We are committed to enhancing digital accessibility through online and mobile banking platforms. With features like e-statements and person-to-person payments available at your fingertips, we strive to make banking convenient for everyone.

Branch Location & Accessibility

Nearby Landmarks & Accessibility

Our location is just a stone's throw away from popular spots like Knott's Berry Farm and the Buena Park Downtown shopping area, making it easy for you to stop by while enjoying a day out. We offer ample parking spaces right outside the branch, ensuring that you can park with ease. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can access our services comfortably.

Operating Hours & Services

At Rancho, we understand that your time is valuable. That's why we're open Monday through Friday from 8 AM to 5 PM, ready to assist you with a wide range of banking needs. Whether you're looking for personal banking options like checking and savings accounts or interested in auto loans and credit cards with rewards, we've got you covered! Plus, enjoy the convenience of ATM services right on-site for quick cash withdrawals and balance checks. While we currently do not offer drive-thru banking or shared services at this location, our dedicated staff is always eager to help you inside the branch. Don't hesitate to reach out via phone at 714-995-4601 if you have any questions or need assistance.

Visit Us Today!

We invite you to come by and experience the welcoming atmosphere at Rancho. Our team is passionate about helping you achieve your financial goals. So whether it's your first visit or you're a long-time member, we look forward to seeing you soon!

Member Eligibility

At Rancho, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Buena Park area, you're already eligible to join us. We also welcome family members of existing members, making it a great opportunity for your loved ones to benefit from our services too. By joining Rancho, you'll gain access to a variety of financial products designed with your needs in mind, including personal banking, auto loans, and credit cards with rewards. To get started, simply visit our membership page at https://ranchofcu-cloud.lending360.com/accountopening/application ?membershipanchorset=true#/membership for more details on eligibility requirements. If you're ready to open an account, head over to our account opening link at https://internetloanapplication.cudl.com/ranchofcu/ . Should you have any questions along the way, don't hesitate to reach out to us at (714) 995-4601. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded yet, our focus remains on creating tailored financing solutions that empower entrepreneurs like you. Imagine having access to flexible loan options designed to meet your unique needs whether it's expanding your operations or upgrading equipment.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a customer walks into your store, makes a purchase, and pays effortlessly with their card. Our merchant services ensure you receive payments quickly and securely, allowing you to focus on what matters most growing your business. With a dedication to fostering economic growth in our community, we're here to help you turn your vision into reality. Let's work together to take your business to the next level at Rancho! For more information, feel free to reach out at (714) 995-4601 or visit us online at https://www.ranchofcu.org/ .

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know that accessing cash when you need it is crucial. That's why we provide convenient ATM services right at our branch and beyond. With basic ATM access, including withdrawals and balance checks, managing your money has never been easier. At Rancho, located at 8530 Stanton Ave Buena Park Ca 90620, we pride ourselves on being more than just a credit union; we're a community partner committed to helping our members achieve their financial dreams. For any questions or assistance with our services, don't hesitate to reach out at (714) 995-4601 during our lobby hours from Monday through Friday, 8 AM to 5 PM. Ready to take the next step? Visit us online at Buena Park and discover how we can help make your financial journey smoother!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans offer competitive rates that can help you drive away with confidence. Picture yourself behind the wheel of a car that fits your lifestyle perfectly our financing solutions make it achievable. Plus, with flexible terms, you can choose what works best for your budget.

Business Banking

If you're a business owner, we offer specialized services such as merchant services and business loans to help you thrive. From setting up payment processing systems to securing financing for expansion, we're here to support your business goals every step of the way.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards come with rewards programs that let you enjoy benefits as you shop. Whether it's cash back on groceries or travel points for your next vacation, we make sure you're rewarded for every dollar spent.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing an existing mortgage? We provide mortgage loans tailored to suit your unique situation. Our team will guide you through the process, ensuring you understand all options available to you so that you can find a plan that feels right for your family.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking options include checking and savings accounts designed for ease and convenience. Imagine having access to your funds anytime through our online and mobile banking platforms. You can easily check balances, transfer funds, and even make payments on the go.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for home repairs or consolidating debt into one manageable payment, we have options that fit your needs without overwhelming interest rates.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! With e-statements available, you can receive your financial statements electronically, making it easier to track your transactions and manage your accounts. If you're always on the move, our mobile payments feature allows you to pay for goods and services right from your smartphone no cash or card needed!

Key Services

Our online banking service is user-friendly and packed with features that make it easy for you to stay on top of your finances. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our mobile application. Plus, you'll enjoy the added peace of mind that comes with electronic signature authorization, allowing you to sign documents securely without needing to visit a branch.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and quick to share funds directly from your account. Whether it's splitting a bill or sending a gift, you can do it in just a few taps. With all these features available at Rancho, managing your money has never been easier. Explore our digital banking services today by visiting https://www.ranchofcu.org/ and take control of your financial future!

Financial Strength

Growing Together

With a total of 13,622 share accounts, we showcase a strong and growing member base that trusts us with their finances. This trust allows us to maintain net shares (funds available for lending and investments) at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rancho is your trusted partner. Visit us at 8530 Stanton Ave Buena Park Ca 90620 or call (714) 995-4601 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $8,525,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,422 in used auto loans and $63,617,443 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Security

Members' savings are secured through $5,212,808 in share certificates and $11,418,379 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $8,615,896, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $797 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,683,758 in used vehicle loans and $12,877,121 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our flexible financing solutions can make it happen.

Credit Lines

If you're looking for additional flexibility in your finances, our total credit lines amounting to $7,500,000 can provide you with quick access to funds when needed. This can be especially useful for unexpected expenses or planned purchases. At Rancho, we also provide refinancing options for many of our loan products. If you're looking to lower your monthly payments or consolidate debt into one manageable payment plan, we're here to help you explore eligibility options tailored just for you. For any inquiries about our loan offerings or assistance in finding the right product for your needs, feel free to reach out at 714-995-4601 during our operating hours from Monday to Friday between 8 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Rancho, we prioritize transparency and are here to support your journey towards achieving financial stability.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,282,855, make buying or refinancing simple. We believe that everyone deserves the chance to own their home and are committed to guiding you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,150,368 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits that can fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With LendMesh, users gain access to a straightforward tool that helps them navigate through various loan options without the confusion. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality is based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers for every user. One of the standout features of LendMesh is its use of verified data. Loan offers are sourced from legitimate financial institutions, which guarantees transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions, allowing users to receive truly unbiased results. The platform provides real-time rate comparisons, ensuring that users have access to up-to-date loan rates from multiple institutions. This timely information empowers users to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how the platform has made a significant impact on its users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

RANCHO FEDERAL CREDIT UNION - Buena Park, CA