RANCHO FEDERAL CREDIT UNION

Welcome to Rancho, your trusted financial partner located at 12620 Erickson Ave Ste H, Downey, CA 90242. Established in 1936, we have proudly served our community for over 85 years, growing together with our members and ensuring their financial well-being. With a strong membership base of 7,767 individuals and total assets amounting to an impressive $108,016,124, we are dedicated to providing exceptional service and support tailored to your unique needs. At Rancho, we believe in empowering our members through accessible banking solutions. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. Our commitment to transparency and trust is evident in our total deposits of $15,866,604 and net worth of $8,615,896, which reflect our solid financial foundation. Led by our passionate CEO, Beatrice Scott, and Board President Jason Lockhart, our team of 22 employees is here to guide you every step of the way. We pride ourselves on being more than just a credit union; we are a community-focused institution that genuinely cares about your financial success. While members can visit us at the branch address above for all your banking needs, official correspondence should be directed to the same location: 12620 Erickson Ave Ste H, Downey, CA 90242-3456. If you have questions or want to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (562) 803-6401, or visit our website at www.ranchofcu.org today. Join us at Rancho and experience the difference of member-focused banking!

At Rancho, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is straightforward! If you live, work, or worship in the area around 12620 Erickson Ave Ste H Downey Ca 90242, you're likely eligible to join us. We welcome individuals who share our values and are looking for financial services that cater to their needs. Being a member means enjoying benefits like lower loan rates, higher savings yields, and personalized service tailored just for you. If you're ready to take the next step, opening an account is simple! Just visit our website for more detailed eligibility criteria at https://ranchofcu-cloud.lending360.com/accountopening/application ?membershipanchorset=true#/membership and explore how easy it is to start your membership journey with us. If you have any questions, feel free to call us at (562) 803-6401. We can't wait to welcome you into the Rancho family!

At Rancho, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is in good hands, and we are here to provide that reassurance. With a net worth of $8,615,896, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $797 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,212,808 in share certificates and $11,418,379 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,525,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident as we have $1,422 in used auto loans and $63,617,443 in total loans and leases. This supports our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 13,622, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $0, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rancho is your trusted partner. Visit us at 12620 Erickson Ave Ste H Downey Ca 90242 or call (562) 803-6401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.