Home Equity Loans in Torrance, CA 90503

Looking to tap into your Torrance home's equity? Compare trusted lenders offering competitive rates and flexible terms tailored for local homeowners. Whether you’re planning renovations or need extra cash, finding the right HELOC can make your goals more affordable and achievable.

Our lenders understand Torrance and California’s unique market, providing fast funding with friendly, expert support. Start comparing home equity loan offers today to unlock funds that fit your lifestyle and budget—right here in your community.

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APR

Term

Max Amount

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6.25 - 7 %

10 - 20 Yrs

100 %

∞

6.25 - 8 %

∞

6.25 - 9.08 %

20 Yrs

80 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 6.77 %

0.8 - 15 Yrs

80 %

∞

6.5 %

10 - 15 Yrs

∞

6.5 - 7.5 %

5 - 15 Yrs

85 %

∞

6.5 - 9.25 %

20 Yrs

89 %

∞

6.5 - 11.5 %

20 Yrs

∞

6.5 - 14.75 %

20 Yrs

95 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Safe 1 has a HELOC with a 6.25% APR today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Partners has a HELOC rate range of 6.25% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rates are 8.08% to 9.08% now, up slightly from 8.04% to 9.14% seven days ago and higher than 7.9% to 8.93% thirty days ago. The Home Equity rates have also risen compared to 60 and 90 days ago.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Certified has a Home Equity loan with rates ranging from 6.38% to 6.77% today, which is lower than the 6.38% to 6.98% range seen 7, 30, and 60 days ago. Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Coast Central has a Home Equity loan with an APR of 6.5% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Sierra Central's Home Equity rates are 6.5% to 6.76% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The HELOC rates are 7.25% to 7.5% , steady from 7 days ago but lower than both 30 and 60 days ago. Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Star One's Home Equity rates are 6.5% to 11.5% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. The HELOC rate is 6.75% , steady from 7 days ago and down from the 6.75% to 18% range 30 days ago. Sandia Laboratory has a Home Equity rate at 6.5% , unchanged from 7, 30, and 60 days ago. Its HELOC rate today ranges from 7% to 15.25% , up from 6.5% to 14.75% 30 days ago and 6.5% to 15.25% 60 days ago, but unchanged from 90 days ago.

🏦 Local Lenders in Torrance, CA

UNIFY FINANCIAL FEDERAL CREDIT UNION — 20305 ANZA AVE TORRANCE CA 90503
CALCOM FEDERAL CREDIT UNION — 3400 TORRANCE BLVD TORRANCE CA 90503
SCHOOLSFIRST FEDERAL CREDIT UNION — 21241 HAWTHORNE BLVD TORRANCE CA 90503
CALIFORNIA CREDIT UNION — 20016 HAWTHORNE BLVD TORRANCE CA 90503
WESCOM CENTRAL CREDIT UNION — 19780 HAWTHORNE BLVD TORRANCE CA 90503

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Why compare Home Equity Loans in Torrance, CA on LendMesh

If you’re in Torrance, CA, exploring Bankrate HELOC options, it’s wise to keep comparing lenders through LendMesh. Doing so helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to review multiple offers ensures you find the right home equity solution for your financial goals, whether it’s for renovations, debt consolidation, or other expenses.

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