Welcome to Valley Agricultural Federal Credit Union, proudly serving our community since 1966. Under the leadership of CEO Cynthia Garcia and Board President Stewart Lockwood, we are committed to empowering our members through exceptional financial services that prioritize trust, accessibility, and a member-first approach. Located in Santa Paula, CA, we strive to foster a sense of belonging among our 603 members while upholding our mission to provide reliable financial solutions tailored to the needs of individuals and families alike.

As a federally insured institution since January 4, 1971, you can have peace of mind knowing your deposits are protected by NCUA insurance. We offer modern banking tools designed to make your financial journey seamless, including online banking and a user-friendly mobile application for easy access to your accounts anytime, anywhere. Our services also feature person-to-person transfers, e-statements for streamlined record-keeping, and more. For any inquiries or assistance, feel free to reach out via our fax number at (805) 525-8373 or visit our official website at https://www.valleyagfcu.org/ . At Valley Agricultural Federal Credit Union, we are here to support you every step of the way on your financial journey.

At Valley Agricultural Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions such as checking and savings accounts, or you need financing options like auto loans and mortgage refinancing, our offerings are tailored to help you achieve your financial goals. Our business banking services provide essential tools for small businesses, including merchant services and business loans, ensuring that entrepreneurs have the support they need to thrive. We also offer credit cards with rewards to enhance your purchasing power while providing competitive rates on loans and leases.

In today's digital age, managing your finances has never been easier with our robust online banking platform and mobile application. Members can enjoy seamless access to their accounts anytime, anywhere, enabling them to conduct person-to-person transfers, view e-statements, and stay informed about their financial health. While mobile payments are not currently supported, our commitment to providing innovative solutions ensures that members can navigate their everyday banking needs effortlessly. If you're considering membership or want more information on eligibility, visit http://www.valleyagfcu.org/about#membershipapplication . Additionally, for those exploring financing options or wanting to compare loan rates, we recommend checking out https://www.lendmesh.com/loans/vehicle_loans for the best deals available.

For personalized assistance or inquiries regarding our services, feel free to reach out via fax at (805) 525-8373. At Valley Agricultural Federal Credit Union, we are dedicated to empowering our members with the financial tools they need to manage their lives effectively and plan for future milestones.

Valley Agricultural Federal Credit Union stands as a trusted financial partner in the community, reflecting a commitment to its members through robust performance and transparency. With a Total Membership of 603, this credit union not only serves individuals but fosters a sense of belonging and mutual support. The organization's dedication is evident in its impressive Total Assets of 5,188,256, showcasing stability and trustworthiness that members can rely on.

As of now, Valley Agricultural boasts a Net Worth of 501,958, which speaks to its sound financial health and responsible management. Despite facing challenges, the credit union has maintained resilience with a Net Worth Ratio of 967, indicating strong capital adequacy that underpins its operations. This solid foundation is further enhanced by Total Deposits amounting to 326,719, reflecting the confidence that members place in their credit union.

The organization’s commitment to lending is highlighted by its diverse portfolio, with Total Loans and Leases reaching 239. This includes an Auto Loan Volume of 212, catering to members looking for reliable vehicle financing options. Furthermore, the inclusion of Credit Card Loan Volume at 95 illustrates Valley Agricultural's versatility in meeting various financial needs.

With a dedicated workforce of just 2 employees, each member of the team plays a crucial role in delivering personalized service that sets Valley Agricultural apart from larger institutions. The absence of Total Borrowings further emphasizes the credit union's prudent approach to managing finances, allowing it to focus on providing excellent services without over-leveraging.

These insights into performance and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those seeking competitive loan options tailored to their unique needs, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your financial journey.