VALLEY AGRICULTURAL FEDERAL CREDIT UNION

At Valley Agricultural Federal Credit Union, we understand that financial decisions can be daunting, but you don't have to navigate them alone. Established in 1966, our credit union has been a steadfast partner for the community of Santa Paula, CA. With a commitment to providing personalized service and fostering financial well-being, we proudly serve over 603 members and manage total assets exceeding $5,188,256. Our branch is conveniently located at 1141 Cummings Rd, Santa Paula, CA 93060, where our dedicated team is ready to assist you with a range of services designed to meet your unique needs. While members can visit us at this location, any official correspondence should be directed to the same address. Led by our CEO Cynthia Garcia and Board President Stewart Lockwood, we focus on building strong relationships within our community. Our small yet efficient team of 2 employees is here to ensure that each member receives the attention they deserve. We pride ourselves on our financial health, boasting a net worth of $501,958 and total deposits amounting to $326,719. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we offer a variety of products tailored for every stage of your financial journey. Our members also benefit from convenient online and mobile banking solutions that simplify managing your finances. We invite you to reach out to us at (805) 525-9989 during our lobby hours from Monday through Thursday, 1 PM to 5 PM. Explore more about what we offer by visiting our website at valleyagfcu.org. Join us today and experience the difference that a community-focused credit union can make in your life!

At Valley Agricultural, we take pride in our rich history and the mission that drives us. Founded in 1966, our credit union has grown alongside the vibrant community of Santa Paula, CA. What began as a modest initiative to support local farmers has blossomed into a trusted financial institution with over 600 members and total assets reaching an impressive $5,188,256. Located at 1141 Cummings Rd, Santa Paula, CA 93060, our branch is not just a place for banking; it's a hub for fostering relationships and building futures. Whether you're navigating personal finances or seeking business solutions, we are here to help. Our operating hours are Monday through Thursday from 1 PM to 5 PM, ensuring that we are available when you need us most. The mission of Valley Agricultural is clear: we strive to provide accessible financial services while supporting the unique needs of our community. We believe in empowering our members through comprehensive offerings such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. By prioritizing member satisfaction and community outreach, we aim to make a positive impact on everyone we serve. While members can visit us at our physical location for personalized service, official correspondence should be sent to our mailing address: 1141 CUMMINGS RD, SANTA PAULA, CA 93060. Although we currently do not have ATM or drive-thru services available at this branch, we offer online and mobile banking options to ensure you can manage your finances conveniently from anywhere. Valley Agricultural is more than just a credit union; it's a commitment to the community. Over the years, we've partnered with various local organizations to support initiatives that uplift residents and improve lives in Santa Paula. This dedication to service reflects our core values and the importance of giving back. As we look towards the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at Valley Agricultural. Together, let's build a stronger community and secure brighter financial futures for all. For more information or to become a member today, please visit our website or call us at 805-525-9989. We can't wait to welcome you!

Welcome to the Valley Agricultural Federal Credit Union, located at 1141 Cummings Rd in beautiful Santa Paula, CA! Our branch is easily accessible and situated near popular local spots, making it convenient for you to visit us. Whether you're stopping by for personal banking or simply need assistance with your accounts, we're here to help. At our Santa Paula location, you'll find ample parking options, ensuring a hassle-free experience as you come in. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to accommodate all members of our community. While we do not have ATM services or drive-thru banking at this location, our friendly staff is ready to assist you during our lobby hours from 1 PM to 5 PM, Monday through Thursday. If you require any specific services or have questions about our offerings, feel free to reach out at 805-525-9989. For official correspondence, please send your mail to our mailing address: 1141 CUMMINGS RD, SANTA PAULA, CA 93060. We invite you to visit us soon and explore the various personal banking solutions we provide, including checking and savings accounts, auto loans, mortgage options, and more. Come see how Valley Agricultural can support your financial journey stop by today!

At Valley Agricultural, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, you'll be pleased to know that membership is open to those who live, work, or worship in our local area, making it easy for you to become part of our family. We strive to support our members with various financial services tailored to your needs, whether you're interested in checking accounts, loans, or savings options. For more detailed eligibility criteria and the latest updates, feel free to visit our membership application page. Opening an account is a straightforward process designed with you in mind. You can start your journey towards financial empowerment by visiting us at 1141 Cummings Rd Santa Paula Ca 93060 or by calling us at (805) 525-9989 for any questions. If you prefer to get started online, you can find all the information you need for account opening here. We can't wait to welcome you into the Valley Agricultural community!

At Valley Agricultural, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe that your trust deserves transparency, and we are proud to share insights into our financial health. With a net worth of $501,958, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,620,945 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While our non-member deposits stand at $0, this means our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks. With $501,958 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,893,967 in total loans and leases, including $106 in used auto loans. Our operations reflect our commitment to efficiency as demonstrated by our net income of $0. This allows us to focus on maintaining competitive loan rates and solid financial products for you. We take pride in having 2 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments) stand at $20,977, reinforcing our ability to support your financial needs. We have 751 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Agricultural is your trusted partner. Visit us at 1141 Cummings Rd Santa Paula Ca 93060 or call 805-525-9989 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.