Welcome to usb-employees, a trusted financial institution established in 1949 that is dedicated to serving our community with integrity and compassion. Located in the heart of Wilmington, CA, we prioritize the financial empowerment of our members, offering tailored services designed to meet their unique needs. Under the leadership of CEO Sheila Richardson and Board President Albert Torres, we strive to create an inclusive environment where every member feels valued and supported.

As an NCUA-insured credit union since 3/12/1971 0:00, we emphasize security and reliability in all our offerings. While we may not currently provide online banking, mobile applications, or e-statements, our commitment to personal service remains unwavering. At usb-employees, we focus on delivering traditional banking services that cater to your personal and business needs, including auto loans, mortgage options, and credit card rewards. Our aim is to build lasting relationships based on trust and accessibility, ensuring that your financial journey with us is both rewarding and fulfilling. For more information or assistance, please reach out via fax at (310) 830-3445 or visit our official website at .

At usb-employees, we are dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, our offerings ensure you can manage your everyday banking efficiently. We also cater to small businesses with our business banking services, which include merchant services and business loans. Our mortgage loans and refinancing options empower members to make informed decisions about homeownership, while our credit cards with rewards provide additional perks for everyday spending.

In today’s fast-paced world, digital access is essential, and at usb-employees, we prioritize convenience through our online banking platform and mobile application. Although we currently do not offer features such as person-to-person transfers or mobile payments, we remain committed to enhancing your banking experience. Whether you’re planning for life milestones or looking to grow your small business, our financial tools are designed to support your journey. Membership is accessible, allowing individuals to take advantage of these services by visiting for more information. For those considering financing options, you can easily compare rates using https://www.lendmesh.com/loans/mortgage_loans . If you have any questions or need personalized assistance, feel free to reach out at (310) 830-3445. Your financial well-being is our priority at usb-employees.

At usb-employees, we understand that trust and reliability are paramount in choosing a financial partner. With a dedicated membership of 298 individuals, we have established ourselves as a cornerstone of the community. Our total assets, amounting to 1,921,432, reflect our commitment to sound financial management and growth, providing peace of mind for all our members.

Our net worth of 606,904 underscores our stability and resilience in the financial landscape, while our net income remains strong, demonstrating our ability to generate value for those we serve. With total deposits reaching 133,517, our members can rest assured knowing their funds are secure and actively contributing to the cooperative's success.

We pride ourselves on facilitating economic growth through a diverse portfolio of loans and leases, totaling 29. This includes an impressive volume of auto loans at 16, allowing us to support members in achieving their transportation needs. Furthermore, with a solid credit card loan volume of 13, we offer flexible solutions tailored to meet various financial situations.

Our team at usb-employees is small but mighty, with a total workforce of just 1 employees committed to serving our members with excellence and personal attention. The net worth ratio of 3,159 demonstrates our sound financial practices and positions us well within the industry, ensuring that we remain a trustworthy option for your banking needs.

As part of the larger national network supported by the National Credit Union Administration (NCUA), we emphasize transparency and member-focused services. We invite you to explore how usb-employees can enhance your financial journey. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.