Home Equity Loans in Eau Claire, WI

Looking to unlock your home's value in Eau Claire, WI? Explore competitive equity line of credit rates that fit your budget and goals. Whether you’re planning a remodel or need extra cash, local lenders offer flexible options tailored just for you.

Compare offers from trusted Eau Claire credit unions and banks to find the best rates and fast funding. With personalized guidance from professionals who understand the community, financing your next project has never been easier or more affordable.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
5 - 7.5 %
20 Yrs
50 %
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
covantagecu
5.75 - 9.24 %
20 Yrs
landmarkcu
5.75 - 9.75 %
20 Yrs
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
deereemployeescu
5.99 - 6.49 %
10 Yrs
90 %
foxcu
5.99 - 7.333 %
30 Yrs
bcu
6 - 6.75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-06

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and 30 days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to previous periods. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 6.88% now, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Covantage has a HELOC rate at 5.75% today, unchanged from 7 and 90 days ago. Its Home Equity loan rates range from 5.99% to 9.24% , also unchanged from 7 and 90 days ago. Both products have steady rates over the past three months.

Landmark's HELOC rate is 5.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity loan rate is 7.29% to 9.75% , which is up from 7.14% to 9.6% a week and 30 days ago, and higher than 7.04% to 9.5% seen 60 and 90 days ago. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Fox Communities has a Home Equity rate range of 5.99% to 7.33% today, which is up from 5.99% to 6.95% seven days ago. The HELOC rate is steady at 6.75% , the same as it was a week ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

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