Royal Credit Union Eau Claire WI | 24/7 Secure ATM Access

Introduction

Welcome to Royal, your trusted financial partner located at 3010 8Th St, Eau Claire, WI 54703. Since our establishment in 1964, we have dedicated ourselves to serving the community with integrity and care. With a proud membership of over 318,645, we are more than just a credit union; we are a community of individuals working together for a brighter financial future. At Royal, we understand that each member has unique needs. That's why we offer personalized services backed by our impressive total assets of $5,362,983,803 and total deposits amounting to $295,241,638. Our commitment to you is evident in our robust financial health and the dedication of our team of 855 employees, led by CEO Brandon Riechers and Board President Tom Huffcutt. Whether you're looking to secure a loan our total loans stand at an impressive 230,650 or simply want to manage your savings with peace of mind, Royal is here to help. We maintain strong cash reserves with $35,908,334 available for our members while ensuring a net worth of $507,323,441 reflects our stability and reliability. While members can visit us at our branch location, official correspondence should be sent to the same address: 3010 8th St, Eau Claire, WI 54703. For any inquiries or assistance, please don't hesitate to reach out at 715-852-4700. Join us at Royal today and experience the difference of being part of a credit union that truly cares about its members! Visit our website at rcu.org or explore how you can become a member here. We look forward to serving you!

Branch History & Mission

Community Commitment

Royal is more than just a credit union; we are part of the fabric of Eau Claire. We engage in various outreach programs aimed at uplifting those around us. Whether through financial literacy workshops or local sponsorships, we prioritize giving back because we believe that when our community thrives, we all benefit. As we look toward the future, we're excited about what lies ahead. Join us on this journey! Experience firsthand how Royal can help you achieve your financial dreams while being an integral part of a caring community. Visit us online at rcu.org or reach out today to learn more about becoming a member!

Mission Statement

At Royal, our mission is clear: We strive to empower our members by providing exceptional financial services while fostering a strong sense of community. We are dedicated to helping individuals achieve their dreams by offering sound advice and tailored solutions that meet their needs. Our focus extends beyond just banking; we actively participate in local initiatives and partnerships that support education, health, and overall well-being in Eau Claire. While you can visit us at 3010 8th St for all your banking needs, official correspondence should be sent to the same address for your convenience. With no ATM or drive-thru services available at this location, we encourage you to explore our comprehensive online resources or contact us at 715-852-4700 during our operating hours.

Our Story

From our humble beginnings, we have focused on providing accessible financial services tailored to the unique needs of our community. Over the years, we have expanded our offerings to include everything from auto loans to savings accounts, ensuring that all members have the tools they need to achieve their financial goals. Our commitment to growth is not just about numbers; it's about enhancing lives through personalized service and community involvement. Our branch has always been a place where relationships matter. We believe that understanding our members' aspirations leads to better service. With state-of-the-art digital banking options like online banking and mobile payments, we make managing finances easier than ever while maintaining a personal touch.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. The branch is ADA compliant, ensuring easy access with ramps and spacious pathways. If you have any special needs, feel free to reach out ahead of your visit so we can assist you further.

Nearby Landmarks

Our branch sits close to local favorites like the Eau Claire River and the vibrant community of downtown Eau Claire. This makes us an ideal stop whether you're running errands or enjoying a day out in the city.

Parking and Banking Hours

Parking is available right outside the branch for your convenience. We know your time is valuable, which is why we're open during school hours, making it easier for parents and caregivers to access our services when they need them most. You can reach us at 715-852-4700 if you have any questions about our services or operating hours. Please note that we currently do not offer ATM services or drive-thru banking; however, our friendly team is ready to assist you inside.

Visit Us Today!

We invite you to come by and experience the Royal Credit Union difference. Our dedicated staff is here to help you with all your banking needs and ensure you feel like part of our community. Don't hesitate stop in today or give us a call!

Member Eligibility

At Royal, we believe that everyone deserves access to financial services that support their dreams and goals. Joining our community is simple and welcoming. If you live, work, or attend school in the Eau Claire area or are a family member of an existing member, you can easily become part of our family. We're here to help you every step of the way, offering personalized service and a range of benefits designed just for you. For detailed eligibility requirements, feel free to check out this link: http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Ready to take the next step? Opening an account with us is straightforward and convenient! Just visit our account opening page at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain, or give us a call at (715) 852-4700 if you have any questions. We're excited to welcome you to Royal, located at 3010 8Th St Eau Claire Wi 54703, where your financial well-being is our priority!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a busy café using our merchant services to streamline transactions. With quick payment processing and reliable support, they can focus on serving customers instead of worrying about their finances. Our tools are designed to make daily operations smoother, so you can concentrate on what you do best growing your business. Located at 3010 8Th St Eau Claire Wi 54703 in Eau Claire, WI, we're ready to partner with you on your journey to success. For more information about how we can help your business flourish, reach out today at (715) 852-4700 or visit us online at https://www.rcu.org/.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect with Us

If you have any questions about our services or would like to learn more about how we can assist you, please don't hesitate to reach out! You can contact us at 715-852-4700. We invite you to visit us at our branch or explore our website at www.rcu.org for more information on how we can serve you better. Join us today at Royal, where your financial well-being is our top priority!

Convenience at Your Fingertips

In today's fast-paced world, digital banking features are crucial. At Royal, we prioritize ease of access through our online banking platform, which allows you to manage your accounts from the comfort of your home or on the go. You can check your balances, transfer money, and pay bills anytime, making it easier than ever to stay on top of your finances.

Everyday Banking Made Easy

Navigating your finances should be straightforward and hassle-free. That's why we offer essential ATM Services to ensure you can access your funds quickly and efficiently. Imagine being out and about in Eau Claire, needing cash for a spontaneous outing or making a quick purchase; our ATM services provide you with that flexibility.

Member-Centric Approach

We understand that every member has unique financial goals. Whether you're saving for a big purchase or planning for retirement, our friendly team is here to help guide you through the options available at Royal. We are dedicated to ensuring that each member feels valued and supported in their financial journey.

Digital & Online Banking

Key Features

Our online banking services provide you with 24/7 access to your account information. Whether you're checking your balance, transferring funds, or paying bills, everything you need is right at your fingertips. Plus, with electronic signature authorization available, signing documents is straightforward and hassle-free. You no longer have to worry about printing or mailing forms just sign digitally and you're done! We also know that keeping track of your finances can be overwhelming. That's why we offer e-statements to help you stay organized without the clutter of paper statements. You can easily review your financial history and keep track of your spending patterns all in one place. For those who are always on the go, our mobile application makes banking even more convenient. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds! You can also take advantage of mobile payments for quick transactions right from your smartphone.

Security and Ease of Use

At Royal, security is paramount. Our online banking system employs advanced security measures to protect your personal information, ensuring peace of mind as you manage your finances. The user-friendly interface makes it simple for everyone whether you're tech-savvy or just starting out to navigate the platform effortlessly. In today's fast-paced world, having real-time access to your financial information is essential. With our comprehensive digital banking services, you'll have everything you need right in the palm of your hand. Experience the freedom and flexibility of banking on your terms at Royal!

Financial Strength

At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $97,770 in used auto loans and $4,692,350,119 in total loans and leases. Our operational efficiency is reflected in our $36,141,946, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $29,141,126. Total Share Accounts: 628,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 3010 8Th St Eau Claire Wi 54703 or call (715) 852-4700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. If you're considering refinancing your current auto loan or want to explore eligibility options, our team is here to guide you through the process.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans amounting to $1,433,801,712 provide the capital necessary for expansion and operational needs. At Royal Credit Union, we're committed to transparency and support. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. No matter what your financial journey looks like, we're here to help you every step of the way. Feel free to reach out at 715-852-4700 if you have any questions or need assistance with any of our loan products.

Credit Cards and Lines of Credit

Managing everyday expenses can be made easier with our flexible terms on unsecured credit card loans. We currently have a total of $114,373,761 in unsecured credit card loans available to help members manage their finances effectively. Additionally, if you're looking for extra funds for unexpected costs or projects, our credit lines totaling $1,257,331,982 provide convenient access to cash when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, which can help you take that important step towards owning your own home.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers from reputable lenders. Each listing reflects current rates and terms, enabling straightforward comparisons tailored to individual needs.

Trustworthy Features

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and user satisfaction associated with the platform. Explore your options today and experience the ease of finding the right loan. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Mission Statement

Our Story

Branch Location & Accessibility

Accessibility Features

Nearby Landmarks

Parking and Banking Hours

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Growth

Comprehensive List Of Services

Connect with Us

Convenience at Your Fingertips

Everyday Banking Made Easy

Member-Centric Approach

Digital & Online Banking

Key Features

Security and Ease of Use

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Cards and Lines of Credit

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Trustworthy Features

Join Our Community