Royal Credit Union Eau Claire WI | Quick Personal Loans & Checking

Introduction

Welcome to Royal, your trusted financial partner located at 455 E Madison St, Eau Claire, WI 54703. Since our establishment in 1964, we have proudly served our community and built a strong foundation of trust with our members. With a robust membership of 318,645 and total assets exceeding $5.3 billion, we are committed to providing exceptional financial services tailored to your needs. At Royal, we understand that every dollar counts. That's why we manage over $295 million in deposits and have issued more than 230,650 loans and leases to help our members achieve their financial goals. Our commitment goes beyond numbers; it's about making a real difference in the lives of those we serve. Led by CEO Brandon Riechers and Board President Tom Huffcutt, our dedicated team of 855 employees is here to support you, whether you're looking for personal banking solutions or business financing options. We offer a variety of services, including checking accounts, auto loans, mortgage refinancing, and credit cards with rewards all designed with you in mind. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 455 E Madison St, Eau Claire, WI 54703. Feel free to reach out to us at 715-833-8111 or visit our website at rcu.org for more information about how we can help you on your financial journey. Whether you're opening a new account or simply exploring options, we're excited to serve you!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, Royal has evolved into a trusted financial institution with over 318,000 members and total assets reaching an impressive $5,362,983,803. Located at 455 E Madison St in Eau Claire, our branch stands as a testament to our commitment to the community we serve. We are more than just a credit union; we are a part of this vibrant community, dedicated to helping individuals and families achieve their financial goals. Our headquarters in Eau Claire reflects our deep roots in this area. We believe in building lasting relationships with our members by offering personalized service and reliable financial products. Our operating hours Monday through Friday from 8 AM to 5:30 PM and Saturday from 8 AM to noon make it easy for you to visit us or reach out whenever you need assistance.

Join Us

Royal is more than just a place to bank; it's a community where everyone belongs. We invite you to become part of our growing family and experience firsthand the benefits of membership. Whether you're looking for a loan or simply want advice on managing your finances better, we're here for you every step of the way. Call us today at 715-833-8111 or visit our website to learn more about how we can support your financial journey. Together, let's build a brighter future for you and our community!

Our Mission

At Royal, our mission is clear: to provide exceptional financial services while giving back to the community. We strive to empower our members through accessible banking options like personal checking and savings accounts, auto loans, mortgages, and business banking solutions. We also prioritize community support through various outreach initiatives that help improve the lives of those around us. We understand that the world is changing rapidly, which is why we've embraced technology. With features like online banking, mobile payments, and e-statements, we make managing your finances easier than ever before. Additionally, our commitment to accessibility ensures that everyone can take advantage of our services. While members can visit us at 455 E Madison St for their banking needs, official correspondence should be sent to the same address: 455 E Madison St, Eau Claire, WI 54703.

Branch Location & Accessibility

Welcome to the Royal Credit Union at our Eau Claire Downtown Office! Conveniently located at 455 E Madison St, Eau Claire, WI 54703, we are here to serve your financial needs in a friendly and accessible environment. Our branch is situated near local landmarks that make it easy to find and visit. Whether you're heading out for a stroll downtown or running errands, stop by and see us! While members can visit us at 455 E Madison St for all their banking needs, official correspondence should be sent to the same address. We pride ourselves on ensuring that our branch is welcoming and easy to access for everyone. Our facility is ADA compliant, featuring ramps and ample parking space for your convenience. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 8 AM to 5:30 PM, and on Saturdays from 8 AM to noon. This means you can easily stop by before work or during your lunch break, making it easier than ever to manage your finances. At Royal Credit Union, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone! You can also take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car. If you're in need of cash, rest assured that we have an ATM available on-site. For any questions or assistance, feel free to call us at 715-833-8111. Our friendly team is eager to help you navigate your financial journey. We invite you to come visit us at the Eau Claire Downtown Office soon! Experience firsthand how our dedicated staff can assist you with all your banking needs.

Member Eligibility

Joining the Royal family means becoming part of a community that genuinely cares about your financial well-being. At Royal, located at 455 E Madison St Eau Claire Wi 54703, we invite you to explore how easy it is to become a member. If you live, work, worship, or attend school in the area, you're likely eligible! We also welcome family members of existing members and individuals who are part of certain organizations we partner with. For the most up-to-date details on eligibility, feel free to check out our website at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Opening an account is straightforward and inclusive, designed with you in mind. Our friendly team is here to guide you through each step of the process, ensuring you feel supported as you take this important step toward financial empowerment. If you're ready to join us or have any questions, don't hesitate to reach out at (715) 833-8111 or visit us online for more information on how to open an account at https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly, knowing your payment processing is taken care of. Our merchant services allow you to accept payments easily, whether online or in-person. This means more time focusing on what matters serving your customers and growing your brand. Located at 455 E Madison St Eau Claire Wi 54703 in Eau Claire, WI, our dedicated team is ready to partner with you on your journey toward success. Reach out today at (715) 833-8111 and discover how we can help your business flourish!

Comprehensive List Of Services

Access When You Need It

We also offer ATM and cash withdrawal services for those times when you need quick access to cash. With both basic drive-thru banking and ATM access available for deposits and withdrawals, managing your money has never been easier.

Banking at Your Fingertips

In today's busy world, convenience is key. That's why Royal provides robust Online & Mobile Banking features, allowing you to bank anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away on your mobile device.

Business Solutions for Growth

For those running a business, we offer specialized services such as Merchant Services & Business Loans. These tools are aimed at helping you manage transactions smoothly and finance your growth effectively. Your success is important to us, and we're here to support your journey.

Get Started Today!

Whether you're interested in personal banking or exploring business opportunities, we're here to help every step of the way. If you have any questions or want to learn more about how we can assist you with our services like those mentioned above feel free to call us at (715) 833-8111 or visit us at 455 E Madison St Eau Claire Wi 54703. Join us at Eau Claire Downtown Office, where your financial well-being comes first!

Home Sweet Home

Thinking about buying a house or refinancing your existing mortgage? We understand that homeownership is a big step, which is why our Mortgage Loans & Refinancing options are crafted with your needs in mind. Our team is here to guide you through the process, ensuring you find the best solution for your situation.

Personal Banking Made Easy

Whether you're looking to manage your everyday expenses or save for future goals, we have you covered with our Personal Banking services. Our checking and savings accounts offer flexibility and ease, making it simple to keep track of your finances. Need a vehicle? Explore our Auto Loans & Vehicle Financing options that can help you get behind the wheel without breaking the bank.

Simplifying Your Finances

If you're managing debt or looking for extra cash, consider our Personal Loans & Debt Consolidation services. We aim to simplify your finances so you can focus on what truly matters. Plus, if you love rewards, check out our Credit Cards with Rewards, designed to give back as you spend.

Digital & Online Banking

24/7 Access

No more waiting for bank hours! With our 24/7 online banking services, you can manage your accounts whenever it suits you best. Whether it's early morning or late at night, we're here for you. Discover how easy banking can be with Royal's digital services today!

Mobile Banking Made Easy

With our mobile application available for download, banking is literally at your fingertips. You can make mobile payments seamlessly, whether you're shopping at the store or dining out. Our app is user-friendly and designed to help you keep track of your finances effortlessly.

Secure Transactions

We take your security seriously. Our electronic signature authorization ensures that your transactions are safe and verified. You can also opt for e-statements to keep track of your financial activities without the hassle of paper clutter an eco-friendly option that puts you in control.

Financial Strength

Commitment to Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $97,770 in used auto loans and a total of $4,696,350,119 in loans and leases, supporting members' financial goals across various sectors. Our success is reflected in our impressive net income of $36,141,946, which underscores our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at an impressive 628,543, showing a strong and growing member base that trusts us with their finances.

Secure Savings Opportunities

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 455 E Madison St Eau Claire Wi 54703 or call 715-833-8111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer credit lines that total $1,257,331,982. This option provides you with the flexibility to borrow as needed without reapplying each time. Plus, we have flexible terms on unsecured credit card loans, with a total of $114,373,761 helping members manage their finances effectively. These products are perfect for unexpected expenses or planned purchases without tying up your savings.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We provide clear guidance throughout the application process, ensuring you understand every step along the way.

Refinancing Options

If you're considering refinancing existing loans, we offer competitive refinancing options that may lower your monthly payments or reduce your interest rate. Be sure to check your eligibility and explore how our refinancing solutions can help streamline your finances. For any inquiries or further assistance regarding our loan offerings, feel free to reach out to us at (715) 833-8111 or visit us at our branch located at 455 E Madison St Eau Claire Wi 54703 in Eau Claire, WI. We're here to assist you from Monday to Friday, 8 AM - 5:30 PM and Saturday from 8 AM - noon. You can find more information about becoming a member at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Royal be your trusted partner in navigating your financial journey!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive while comparing loan options.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Growth

Join Us

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Access When You Need It

Banking at Your Fingertips

Business Solutions for Growth

Get Started Today!

Home Sweet Home

Personal Banking Made Easy

Simplifying Your Finances

Digital & Online Banking

24/7 Access

Mobile Banking Made Easy

Secure Transactions

Financial Strength

Commitment to Growth

Dedicated Team

Secure Savings Opportunities

Strong Capital Foundation

Your Trusted Partner

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community