Royal Credit Union Eau Claire WI | Convenient ATM Services

Introduction

Welcome to Royal Credit Union, where our commitment to the community shines through every service we offer. Located at 200 Riverfront Terrace, Eau Claire, WI 54703, we have been proudly serving our members since 1964. With a membership base of over 318,645 individuals, we strive to provide tailored financial solutions that meet your unique needs. At Royal Credit Union, we understand that trust is earned through transparency and reliability. That's why we're proud to share that our total assets stand at an impressive $5,362,983,803, alongside total deposits of $295,241,638. Our strong financial foundation allows us to support our members with a variety of loan options over 230,650 loans and leases are currently active, showcasing our dedication to helping you achieve your financial goals. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our team of 855 employees is here to assist you with personalized service and expert guidance. Whether you're looking for a new vehicle loan or need assistance with savings accounts, our knowledgeable staff is ready to help. While members can visit us at our branch address, official correspondence should be sent to the same mailing address: 200 Riverfront Terrace, Eau Claire, WI 54703. For any inquiries or assistance, feel free to reach out at 715-833-8111 during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Join us in making a positive impact in our community and experience the Royal difference today! To learn more about membership options or to open an account online, visit us at rcu.org. We look forward to welcoming you!

Branch History & Mission

At Royal Credit Union, we are proud of our rich legacy that dates back to 1964. Nestled in the heart of Eau Claire, WI, our branch at 200 Riverfront Ter has been a beacon of financial support for our community for nearly six decades. Over the years, we have grown from a small organization into a vital part of the lives of over 318,645 members, providing services that span from personal loans to comprehensive financial education. Our mission is simple yet powerful: to enhance the financial well-being of our members and the communities we serve. We strive to make banking accessible and supportive for everyone. This mission drives every decision we make and every service we offer. We believe that when our members succeed financially, our entire community thrives. Since opening our doors, we have achieved significant milestones, including growing our total assets to an impressive $5,362,983,803. This growth reflects not just numbers but also the trust and relationships we've built with our members over time. Our commitment extends beyond mere transactions; we actively participate in community outreach programs and partner with local organizations to create a positive impact in Eau Claire and surrounding areas. While visiting us at 200 Riverfront Ter, you'll find not just a branch but a welcoming space where you can discuss your financial goals with knowledgeable staff dedicated to helping you succeed. If you need to send official correspondence, please use our mailing address: 200 Riverfront Terrace, Eau Claire, WI 54703. We understand that convenience is key in today's fast-paced world. That's why we offer various digital solutions like online banking and mobile payments to help you manage your finances anytime and anywhere. While we currently do not provide ATM or drive-thru services at this location, our focus remains on personalized service during lobby hours from Monday through Friday from 8:30 AM to 5:00 PM. Join us today at Royal Credit Union and discover how being part of a community-focused credit union can transform your financial journey. Experience firsthand the benefits that come with membership let's build a brighter future together! For more information or to get started on your membership application, visit us online at rcu.org or call us at 715-833-8111.

Branch Location & Accessibility

Easy Access and Convenience

At Royal, we understand that convenience matters. Our location features ample parking to make your visit hassle-free. The branch is fully accessible, with ADA-compliant entrances and ramps, ensuring that all members can visit us comfortably. While our lobby hours run from Monday to Friday, 8:30 AM to 5:00 PM, we strive to accommodate your banking needs. Although we currently do not have ATM services or a drive-thru available, our team is always ready to assist you inside the branch. If you need to send us official correspondence, please use our mailing address: 200 Riverfront Terrace, Eau Claire, WI 54703. You can reach us easily at (715) 833-8111 for any questions or assistance before your visit.

Visit Us Today!

We look forward to welcoming you at Royal! Stop by soon to explore how we can help with your financial needs. Our dedicated staff is excited to assist you on your journey towards better banking solutions. Don't hesitate come see us today!

Member Eligibility

Becoming a member of Royal is like joining a close-knit community where your financial well-being is the priority. If you're interested in joining us, you'll be glad to know that our membership is open to individuals who live, work, worship, or attend school in the areas we serve. We welcome everyone with open arms, and we believe in creating opportunities for our members to thrive. To see the specific eligibility details, feel free to check out this link: http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Opening an account at Royal is a straightforward process designed with you in mind. Whether you're ready to take the plunge or just want to learn more, you can find all the information you need about getting started here: https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. If you have any questions or need assistance, don't hesitate to reach out to us at (715) 833-8111. We're excited to help you embark on this journey with us!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having the tools you need to accept payments smoothly, manage cash flow effectively, and keep track of sales effortlessly. Our merchant services help you do just that, making daily transactions simpler so you can focus on what matters most growing your business. If you're ready to explore how Royal can elevate your business banking experience, visit us at 200 Riverfront Ter Eau Claire Wi 54703, Eau Claire, WI, or call us at (715) 833-8111 for more information. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Call-to-Action

If you're looking for a financial partner who genuinely cares about your success, visit us at Royal in Eau Claire, WI. Explore how our services can support your financial journey today! For more information about becoming a member or opening an account, feel free to check out our website at https://www.rcu.org/ or call us at (715) 833-8111. We look forward to serving you!

Digital Convenience

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we offer an array of digital tools including online banking, mobile payments, and e-statements. These features allow you to manage your accounts efficiently and securely from the comfort of your home or on the go.

Loan Solutions

For those looking to finance their dreams, we offer various loan options designed to fit different lifestyles. Whether you're considering purchasing a vehicle or need assistance with personal loans, our team can guide you through the process. We pride ourselves on understanding the local community's needs and offering competitive rates that make borrowing more manageable.

Member Support

Our friendly staff at Royal is always here to help answer any questions or provide guidance on managing your accounts. You can reach us at (715) 833-8111 during our operating hours, Monday through Friday from 8:30 AM to 5:00 PM. We believe in building lasting relationships with our members by delivering personalized service that caters to your specific financial situations.

Personal Banking Services

One of the standout features at Royal is our commitment to ensuring convenience and accessibility through digital banking. With our ATM Services Only, members can easily access their funds, make withdrawals, and check account balances without needing to visit the branch in person. This means that whether you're out running errands or managing a busy schedule, your money is just a few taps away.

Digital & Online Banking

At Royal, we know that convenience and security are top priorities for our members. That's why we've embraced a range of digital and online banking services designed to make managing your finances easier and safer than ever. With our 24/7 online banking services, you can access your accounts anytime, anywhere, right from the comfort of your home or on the go. Explore our online banking platform at https://www.rcu.org/ to enjoy features like electronic signature authorization, which allows you to sign documents securely without the need for paper. You can also opt for e-statements, making it easy to keep track of your financial statements without cluttering your inbox with paper copies. For those who love mobile convenience, our mobile application is here to help. It supports mobile payments, so you can make purchases directly from your phone. Plus, sending money to friends or family is a breeze with our person-to-person transfer feature just a few taps, and you're done! We prioritize your security with user-friendly features that help you manage your accounts in real time. Whether you're checking balances, paying bills, or reviewing transactions, our digital tools are designed with you in mind. Join us at Royal and experience the freedom of modern banking. Our commitment to accessibility means you're never far from your finances take advantage of everything we offer today!

Financial Strength

A Growing Community

We have a strong member base with 628,543 total share accounts that trust us with their finances. This community support allows us to focus on what matters most: providing you with exceptional service and value. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 200 Riverfront Ter Eau Claire Wi 54703 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $36,141,946, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $97,770 in used auto loans and a total of $4,692,350,119 across various loans and leases.

Solid Financial Health

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle, whether it's brand new or gently used.

Business Financing

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and contributing to the community's economic growth. At Royal, we believe in empowering our members through accessible financing options. For more information about our loan products or refinancing options, don't hesitate to reach out at (715) 833-8111. Our team is ready to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those looking for flexibility, our total credit lines amounting to $1,257,331,982 can help manage larger expenses. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We provide personalized service to guide you through each step of the process, ensuring you feel confident as you move into your new home.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for its dedication to transparency and reliability. Here are key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan listing is backed by verified information from legitimate financial institutions, fostering trust in the comparison process.

Royal

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Easy Access and Convenience

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Solutions

Comprehensive List Of Services

Call-to-Action

Digital Convenience

Loan Solutions

Member Support

Personal Banking Services

Digital & Online Banking

Financial Strength

A Growing Community

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community