Royal Credit Union Eau Claire WI | Fast & Secure ATM Access

Introduction

At Royal, we believe in building strong connections with our community. Located at 3245 Locust Ln, Eau Claire, WI 54703, our branch serves as a friendly financial partner for over 318,000 members. Since opening our doors in 1964, we've been dedicated to empowering individuals and families with the tools they need to achieve their financial goals. As a member of Royal, you benefit from our impressive total assets of $5,362,983,803 and total deposits amounting to $295,241,638. With a net worth of $507,323,441, we are committed to maintaining a stable and secure environment for your finances. We also take pride in providing $23,0650 loans and leases to help you make your dreams come true whether it's buying a new home, financing a car, or funding education. Led by our CEO Brandon Riechers and Board President Tom Huffcutt, our team is here to support you every step of the way. Our dedicated staff of 855 employees is ready to assist you with personalized service that makes banking easy and enjoyable. While members can visit us at 3245 Locust Ln, official correspondence should be sent to the same address for convenience. If you're looking for reliable banking solutions with a personal touch, give us a call at 715-852-3700 or visit us online at rcu.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Commitment

Royal is more than just a credit union; we're a part of your community. We believe that by investing in local initiatives and supporting those in need, we help create a stronger Eau Claire for everyone. Our dedication extends beyond traditional banking our goal is to make a positive impact on people's lives. As technology advances, we continue to adapt by enhancing our digital services while ensuring that all members have equal access through ADA-compliant facilities. With options like online banking and mobile payments available, managing your finances has never been easier.

Join Us

We invite you to experience the benefits of being part of Royal Credit Union. With a friendly team ready to assist you and an array of services designed around your needs, there's no better time than now to join us. Discover how we can help you achieve your financial dreams while making a difference in your community. For any questions or assistance, don't hesitate to reach out at 715-852-3700 or visit us online at www.rcu.org. Together, let's build a brighter future!

Our Evolution

Since opening our doors nearly six decades ago, Royal has embraced innovation while staying true to our mission: to enhance the financial well-being of our members and their communities. We are proud of our journey and the milestones we've achieved along the way. Over the years, we've expanded our offerings and improved accessibility to ensure that everyone in Eau Claire can benefit from our services. We understand that financial success goes hand in hand with community support. That's why we focus not only on helping members reach their personal financial goals but also on giving back to the local community through various outreach programs and partnerships.

Our Mission

Our mission is simple yet powerful: we strive to improve lives by providing personalized financial services. We aim to empower individuals and families with the tools they need to manage their finances effectively. Whether it's offering loans for new vehicles or providing resources for first-time home buyers, Royal is here for you every step of the way. While you can visit us at 3245 Locust Ln for all your banking needs, official correspondence should be sent to our mailing address at 3245 Locust Lane, Eau Claire, WI 54703. We encourage you to check out our operating hours under School $ense for when you can connect with us.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Royal at Locust Lane Elementary Rcu. Our knowledgeable team is here ready to assist you with everything from setting up new accounts to answering any questions about our services. Experience the convenience of banking tailored just for you!

Convenient Access and Parking

At our Royal branch, we prioritize your comfort and accessibility. The facility is designed to be welcoming for everyone, including those with mobility challenges. We offer convenient parking right outside the entrance, ensuring that you can easily access our services without any hassle.

Operating Hours Tailored for You

We understand that life can get busy, which is why our operating hours are structured to fit your schedule. Although we operate as a School $ense branch primarily serving students and their families, we're here to assist you during school hours. If you have questions or need assistance outside these times, feel free to give us a call at 715-852-3700.

Services Offered

At this location, we focus on providing essential banking services suited for our local community. While we currently do not have ATM facilities or drive-thru services available at this branch, we are committed to helping you with any financial inquiries and guidance during your visit.

Member Eligibility

At Royal, we believe that joining our community is like becoming part of a big family where everyone supports each other. Becoming a member is open to anyone who lives, works, or worships in the Eau Claire area or has a family member who is already a member. We welcome people from all walks of life to enjoy the many benefits we offer, including personalized financial services and competitive rates. If you're curious about the specific eligibility details, feel free to check out more at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Getting started is simple! You can open your account online through this link: https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. If you have any questions or need assistance, don't hesitate to give us a call at (715) 852-3700. We're here to help you every step of the way as you join the Royal family at our branch located at 3245 Locust Ln Eau Claire Wi 54703.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments quickly and securely, giving your customers a smooth checkout experience. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to online payment solutions, we offer tools that enhance your operational efficiency. Visit us at 3245 Locust Ln Eau Claire Wi 54703 in Eau Claire, WI, or call us at (715) 852-3700 to learn how we can help elevate your business today!

Comprehensive List Of Services

Banking Made Simple

In today's fast-paced world, having access to your finances when you need them is crucial. That's why we offer ATM Services Only at our branch. This means you can easily withdraw cash and manage your transactions without stepping inside the branch. Our ATMs are designed for quick access and ease of use, making it simple for you to get cash on-the-go.

Embracing Digital Convenience

At Royal, we understand the importance of digital banking in your everyday life. You can manage your account anytime with our user-friendly online banking platform. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with mobile payments available, you can make purchases directly from your smartphone making transactions even more convenient.

Member-Centric Approach

We believe in putting our members first. If you have questions about your account or need assistance with any of our services, don't hesitate to reach out to us at (715) 852-3700. Our knowledgeable staff is here to guide you through any concerns and ensure that your experience with us is smooth and satisfying. Whether you're a long-time member or new to Locust Lane Elementary Rcu, we invite you to explore the benefits that come with being part of the Royal family. Visit us today and discover how our services can help simplify your financial journey! Ready to take control of your finances? Connect with us at Royal today!

Digital & Online Banking

Convenient Online Services

Our online banking services are available 24/7 at https://www.rcu.org/, giving you the freedom to handle your financial tasks whenever it suits you. Whether you're checking your balance, transferring funds, or paying bills, everything is just a tap away. Plus, with electronic signature authorization, signing documents online is quick and hassle-free.

Mobile Banking Made Easy

With our mobile application, managing your finances is as simple as reaching for your phone. Our app allows you to make mobile payments effortlessly, ensuring that you're always prepared whether you're shopping or dining out. You can also send money easily through person-to-person transfers, making it simple to share expenses with friends or family.

Security You Can Trust

Your security is our top priority. We utilize advanced technology to protect your personal information and transactions while providing an intuitive experience. You can bank confidently knowing that your data is safeguarded. In summary, at Royal, our digital and online banking services are tailored to fit your lifestyle offering convenience, security, and real-time account management all in one place. Join us today and take advantage of these features to enhance how you manage your money!

Stay Updated with E-Statements

Enjoy the benefits of e-statements that are not only eco-friendly but also ensure you receive your financial information securely and promptly. No more waiting for paper statements to arrive in the mail stay informed about your account activity right from your device.

Financial Strength

At Royal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that benefits every member who walks through our doors at 3245 Locust Ln Eau Claire Wi 54703 in Eau Claire, WI. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $97,770 in used auto loans and $4,692,350,119 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $36,141,946, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strong trust placed in us is demonstrated by the total share accounts: 628,543, showing a growing member base that values what we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 3245 Locust Ln Eau Claire Wi 54703 or call (715) 852-3700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we are here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering tailored solutions that fit various operational needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. These cards provide an excellent way to build your credit while enjoying manageable repayment terms.

Credit Lines

Additionally, our total credit lines available amounting to $1,257,331,982 can help you manage cash flow more effectively. This flexibility allows for easier access to funds when you need them most. If you're interested in any of our loan offerings or want more information about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (715) 852-3700, or visit us at our location: 3245 Locust Ln Eau Claire Wi 54703, Eau Claire, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We also provide resources to help you understand eligibility requirements and refinancing options to ensure that you find the best fit for your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is current and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This feature means that users see genuine comparisons rather than advertisements. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. With constantly changing rates, having access to real-time data can lead to significant savings. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. Each loan comparison reflects accurate information, as LendMesh prioritizes data integrity over marketing hype.

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Evolution

Our Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access and Parking

Operating Hours Tailored for You

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services Made Easy

Comprehensive List Of Services

Banking Made Simple

Embracing Digital Convenience

Member-Centric Approach

Digital & Online Banking

Convenient Online Services

Mobile Banking Made Easy

Security You Can Trust

Stay Updated with E-Statements

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Credit Lines

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community