Superior Choice Credit Union Eau Claire WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Superior Choice, your trusted credit union located at 3250 N Clairemont Ave, Eau Claire, WI 54703. Since our establishment in 1932, we have dedicated ourselves to serving our community and helping our members achieve their financial goals. With a proud membership of 41,093 individuals, we are more than just a financial institution; we are a community partner committed to your success. At Superior Choice, we understand that every member's needs are unique. That's why we offer a range of services designed to fit your lifestyle from personal banking solutions like checking and savings accounts to auto loans and mortgages. We also provide business banking services that help local entrepreneurs thrive. With total assets exceeding $788 million and deposits amounting to $64,486,360, our strong financial position allows us to support you with confidence. Our leadership team is here for you. Led by CEO Tim Foster and Board President Rob Frenchick, our experienced staff is dedicated to providing exceptional service. With a total of 146 employees, we ensure that help is always just a call away at 715-392-5616. While members can visit us at our branch for friendly assistance, official correspondence should be sent to the same address: 3250 N Clairemont Ave, Eau Claire, WI 54703. We invite you to explore all that Superior Choice has to offer by visiting our website at superiorchoice.com or stopping by during our office hours from Monday to Friday, 8:30 AM - 5:00 PM. Join us in building a stronger community where everyone can thrive financially!

Branch History & Mission

Commitment to Accessibility

Our branch is equipped with ADA-compliant facilities ensuring that everyone can access our services comfortably. Additionally, with both ATM availability and drive-thru banking options, we prioritize convenience for all who visit us. While members can visit us at 3250 N Clairemont Ave, official correspondence should be sent to the same address as well. Our operating hours are from 8:30 AM to 5:00 PM, Monday through Friday, making it easy for you to stop by whenever you need assistance. As we look toward the future, we invite you to join the Superior Choice family. Experience firsthand how we can help you navigate your financial journey while remaining committed to making a positive impact in our community. Together, let's build a brighter tomorrow! For more information or to become a member today, visit us at superiorchoice.com or call us at 715-392-5616.

Our Mission

At Superior Choice, our mission is simple yet powerful: to provide exceptional financial services while strengthening our community. We believe that everyone deserves access to quality banking options that empower them to thrive. Whether it's personal banking solutions like checking accounts and auto loans or business banking services, we are dedicated to meeting the diverse needs of our members. We actively engage in community outreach initiatives and partnerships that aim to uplift those around us. By supporting local events, education programs, and charitable causes, we invest not just in our members but also in the fabric of Eau Claire itself.

Branch Location & Accessibility

Call to Action

We invite you to come by and explore what Superior Choice has to offer! Whether you're looking for personal banking solutions or business services, we're here to help you every step of the way. Visit us today and experience the difference in member-focused service!

Convenient Access and Features

At Superior Choice, we prioritize your convenience. Our location features ample parking with easy access for all members, including those who may require ADA-compliant ramps. Inside, you'll find a welcoming atmosphere designed to make your banking experience as smooth as possible. We know how important it is for our members to get their banking done efficiently. That's why we offer both traditional office services and drive-thru banking options for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for cash withdrawals and balance checks anytime you need it.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to visit us during the week. We understand that life can get busy, so whether you stop by for a simple transaction or need assistance with a loan, our friendly staff is here to help. While members can visit us at 3250 N Clairemont Ave, official correspondence should be sent to the same address. If you have any questions or need assistance outside of office hours, feel free to give us a call at 715-392-5616.

Member Eligibility

Becoming a member of Superior Choice is like joining a caring community that prioritizes your financial well-being. If you're wondering how to get involved, it's quite simple! Anyone who lives, works, worships, or attends school in the Eau Claire area can become a member. This means if you have ties to our community, you're likely eligible to enjoy all the benefits we offer. Our members enjoy personalized service, competitive rates on loans and savings, and access to a variety of financial products designed with their needs in mind. If you're ready to take the next step, opening an account is easy! You can find more information and start your application process by visiting us at https://secure-superiorchoice.com/enrollonline/enrollchoice.aspx . Should you have any questions or need assistance, don't hesitate to reach out to us at (715) 392-5616. For the latest eligibility details, check out our website at https://superiorchoice.com/about/membership/ . We look forward to welcoming you to Superior Choice at 3250 N Clairemont Ave Eau Claire Wi 54703!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to purchase new equipment or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,641,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide comprehensive merchant services that simplify payment processing for your business. Whether you run a bustling retail store or a cozy café, our merchant services help you accept payments quickly and efficiently, ensuring you can focus on what matters most serving your customers. Visit us at 3250 N Clairemont Ave Eau Claire Wi 54703 in Eau Claire, WI, or call us at (715) 392-5616 to learn how we can help your business thrive. Let's grow together!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to help you thrive in today's competitive market. Having access to these financial tools can mean the difference between merely surviving and truly thriving in your industry.

Convenient Access

We value your time and strive to make banking as convenient as possible. Our branch features basic drive-thru banking for deposits and withdrawals along with ATM access for quick cash withdrawals and balance checks. You can always count on us for reliable service when you need it most. If you're ready to take control of your financial future or have any questions about how we can assist you further, don't hesitate to reach out! Call us at 715-392-5616 or visit us online at superiorchoice.com for more information. We look forward to welcoming you into the Superior Choice family!

Flexible Loan Options

When it comes to financing, Superior Choice offers competitive rates on auto loans and vehicle financing. Whether you're purchasing a new car or refinancing an existing loan, our friendly team is here to guide you through the process. Additionally, we provide mortgage loans and refinancing options tailored to help you achieve homeownership or reduce your current mortgage payments effectively.

Personal Banking Made Easy

Our personal banking services include various checking and savings accounts designed to fit different lifestyles and financial goals. Imagine having an account that not only helps you save for that vacation you've been dreaming about but also provides easy access through online and mobile banking. With our user-friendly digital tools, checking your balance or transferring funds is just a tap away.

Supporting Your Financial Journey

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions that can help relieve some financial pressure. Our credit cards with rewards add another layer of convenience, allowing you to earn points for everyday purchases while managing your spending wisely.

Digital & Online Banking

Key Features for Your Convenience

With the option for electronic signature authorization, you can sign documents quickly and safely without needing to visit a branch. And if you're looking to keep track of your finances in real-time, our e-statements provide an eco-friendly way to manage your account statements right from your email inbox. For those who prefer using their smartphones, our mobile application is available for download, offering all the functionalities of online banking right at your fingertips. You can even make mobile payments and send money directly to friends or family with our person-to-person transfer feature making it easier than ever to share expenses or settle debts instantly. Security is always a priority at Superior Choice. Our robust measures ensure that your information is protected while providing an intuitive experience. So whether you're making payments or checking account activity, you can do so with peace of mind. In summary, Superior Choice combines accessibility and ease-of-use in its digital banking offerings. Experience the convenience of managing your finances securely from wherever life takes you!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $-3,293,494, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 14 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable, committed team.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is built around serving you first.

Growing Together

With total share accounts reaching 83,164, we show a strong and growing member base that trusts us with their finances. This growth underscores our commitment to building lasting relationships with our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Choice is your trusted partner. Visit us at 3250 N Clairemont Ave Eau Claire Wi 54703 or call (715) 392-5616 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $239,038,954 in share certificates and $60,142,910 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your investments sets us apart from traditional banks.

Our Financial Health

With a net worth of $60,861,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $772 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $59,158,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to adapt to changing needs while ensuring that you always have access to the best services possible.

Supporting Your Financial Goals

We are proud to support our community with $20,592 in used auto loans and $608,337,772 in total loans and leases, empowering our members' financial goals across various sectors. Our commitment extends beyond just loans; it reflects our dedication to helping you achieve what matters most.

Loan Offering

Additional Services

For business owners looking for growth opportunities, our outstanding commercial loans total $56,641,081, providing the capital needed to expand operations or invest in new projects. If you're curious about how our loan products can fit into your financial plan or if you're interested in refinancing options available for any of our loans, don't hesitate to reach out to us at 715-392-5616. At Superior Choice Credit Union, we prioritize transparency and accessibility. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how we can help you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $92,499,902 in used vehicle loans and $26,298,230 in new vehicle loans, helping members get on the road with confidence. If you're considering refinancing your current auto loan or exploring eligibility options for a new one, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $9,232,449. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experts can help you navigate your choices effectively.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans. With a total of $769,369 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh prioritizes accuracy and fairness in its loan comparisons. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that users receive fair and transparent offers from legitimate institutions.

SUPERIOR CHOICE CREDIT UNION - Eau Claire, WI