Royal Credit Union Eau Claire WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Royal, your trusted partner in financial well-being! Located at 419 N Hastings Pl, Eau Claire, WI 54703, our branch has been a cornerstone of the community since 1964. With a strong commitment to serving our members, we take pride in fostering lasting relationships and providing personalized financial solutions. As a member-owned credit union, we prioritize your needs and aspirations. With a membership base of over 318,645 individuals, our community spirit is evident in everything we do. We currently hold total assets of $5,362,983,803, and our dedication to responsible lending is reflected in our total loans and leases amounting to 230,650. At Royal, we understand that financial stability is crucial for both personal and business success. That's why we've built an impressive portfolio with total deposits reaching $295,241,638 and a robust net worth of $507,323,441. Our financial health is further demonstrated by having $35,908,334 in cash readily available for our members. Under the leadership of CEO Brandon Riechers and Board President Tom Huffcutt, our team of 855 dedicated employees works tirelessly to ensure you receive the best service possible. Whether you're looking for checking and savings accounts or seeking financing options like auto loans or mortgages, we're here to support you every step of the way. We invite you to explore how Royal can help you achieve your financial goals. Feel free to visit us during our lobby hours from Monday to Friday, 8 AM to 5 PM, or give us a call at 715-833-8111. For more information about our services or to become a member today, visit us at rcu.org. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

Our roots run deep in Eau Claire and beyond. Royal Credit Union actively participates in local events and initiatives aimed at fostering community growth and support. We pride ourselves on forming partnerships with local organizations and engaging in outreach efforts that make a real difference in people's lives. As we look towards the future, we continue to embrace technology and innovation while ensuring accessibility for all members. Our digital banking services include online banking, mobile payments, and e-statements designed for convenience without compromising security. Join us at Royal Credit Union where your financial well-being matters most. Experience firsthand how we can help you reach your aspirations today! For more information or to become a member, visit our website. You can also reach us at 715-833-8111; we would love to hear from you!

Our Mission

Our mission is simple yet profound: to enhance the lives of our members and their communities through exceptional financial services. We believe that everyone deserves access to reliable banking solutions that not only meet their needs but also empower them to achieve their financial goals. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we strive to provide a full suite of services tailored for every member. We are committed to being more than just a bank; we aim to be a trusted partner in your financial journey. Whether you walk through our doors during our operating hours of Monday through Friday from 8 AM to 5 PM or connect with us online, our dedicated team is here to assist you. While members can visit us at 419 N Hastings Pl, official correspondence should be sent to our mailing address at 419 N. Hastings Place, Eau Claire, WI 54703.

Branch Location & Accessibility

Convenient Access

At Royal, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us without hassle. You'll find ample parking available right outside, making it simple to drop by whether you're running errands or just want to chat about your financial goals.

Friendly Hours for Busy Lives

We understand that life can get busy, which is why our lobby hours are designed with you in mind. We're open Monday through Friday from 8 AM to 5 PM, so you can easily stop in before or after work. If you have any questions or need assistance, don't hesitate to call us at 715-833-8111. Our dedicated team is here to help!

Services Tailored for You

While you're here, you'll discover a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Although we currently do not offer ATM or drive-thru services at this branch, our friendly staff is always ready to assist you with all your banking needs inside the branch. Whether you're looking for a new credit card with rewards or need help with business banking solutions, we've got you covered. If you're unable to visit us in person but still want to explore what we offer, feel free to check out our website at www.rcu.org for more information.

Visit Us Today!

We invite you to come by and see how Royal Credit Union can support your financial journey. Your satisfaction is our top priority! Join our community of members who are already enjoying personalized service and great financial products. We look forward to welcoming you soon!

Member Eligibility

Welcome to the Royal family! At Royal, we believe that everyone deserves access to financial services that truly support their goals. Becoming a member is easier than you might think. If you live, work, or worship in our service area, you can join us and enjoy the benefits of being part of a community-focused credit union. We welcome individuals from all walks of life, and our eligibility criteria are designed to be inclusive and straightforward. For more detailed information on who can join, check out our eligibility page at http://www.rcu.org/about-royal/royal-credit-union/become-a-member. Once you're ready to take the next step, opening an account with us is a breeze! You can find all the details on how to get started by visiting https://www.billerpayments.com/app/enrolledwebui/#/login?bsn=rculoanpaymentsmain. Our team is here for you every step of the way, so if you have any questions or need assistance, don't hesitate to give us a call at (715) 833-8111. Join us at Royal, located at 419 N Hastings Pl Eau Claire Wi 54703, and experience the difference of being part of a supportive financial community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly with seamless payment processing. Our merchant services empower you to accept payments effortlessly, whether online or in-store. By choosing us, you gain access to tools that simplify transactions, helping you focus on what you do best growing your business. Visit us at 419 N Hastings Pl Eau Claire Wi 54703 in Eau Claire, WI to learn how our tailored solutions can meet your unique needs. We're here to partner with you on your journey to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,918 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,433,801,712, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we have tailored solutions just for you! Our Business Banking services include essential offerings like Merchant Services and Business Loans. We know how important it is for businesses to have reliable financial support, and we're here to help you thrive.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! Use them for everyday purchases and earn points that can be redeemed for exciting rewards. It's a simple way to get more from your spending.

Digital Banking Features

In today's fast-paced world, managing your finances on the go is crucial. That's why we offer robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere whether it's transferring funds, paying bills, or checking balances. Our services also include ATM and cash withdrawal support when needed.

Get Started Today!

At Royal, we are committed to providing exceptional service and support for all your banking needs. If you'd like to learn more about any of these services or see how they can benefit you, don't hesitate to reach out! Call us at (715) 833-8111, visit us at 419 N Hastings Pl Eau Claire Wi 54703, or explore more online at our website. Your financial success is our priority!

Personal Banking Solutions

We start with our Personal Banking options, which include checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special purchase or just want a reliable place for your everyday spending, our accounts come with features that suit various lifestyles. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing can help turn that dream into reality. We offer competitive rates and flexible terms to fit your budget. When it comes to home ownership, our Mortgage Loans & Refinancing services can assist you in finding the right mortgage solution. Whether you're buying your first home or looking to refinance, our friendly team is here to guide you through the process. For those unexpected expenses or financial goals, our Personal Loans & Debt Consolidation options provide quick access to funds with manageable repayment plans. It's about giving you the financial freedom to achieve what matters most.

Digital & Online Banking

E-Statements and Mobile Payments

Keeping track of your financial statements has never been easier with e-statements available at Royal. You can access your statements anytime without worrying about paper clutter. And if you're on the go, our mobile payments feature lets you make purchases directly from your phone making transactions smoother than ever. Whether you're at home or out running errands, managing your finances is now easier than ever. With accessible services like those at Royal, you'll feel confident knowing that your financial needs are just a tap away!

Key Services Offered

Our online banking platform allows you to check balances, transfer money, and pay bills with ease. No need to wait in lines or rush to the bank before closing time; everything you need is just a click away. For those who prefer mobile banking, our user-friendly mobile application gives you all the functionalities of our online services right in your pocket. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends and family in real time perfect for splitting bills or sending gifts. Plus, if you're concerned about security, you'll be pleased to know that we offer electronic signature authorization for added peace of mind.

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at 628,543, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $29,141,126, reinforcing our ability to provide essential services when you need them most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Royal is your trusted partner. Visit us at 419 N Hastings Pl Eau Claire Wi 54703 or call (715) 833-8111 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,795,145,004 in share certificates and $769,795,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,998,374, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported $36,141,946 for the year. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 794 full-time employees and 61 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Position

With a net worth of $507,323,441, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Member Services

With $467,726,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $97,770 in used auto loans and $4,692,350,119 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,410,922,285 in used vehicle loans and $202,527,718 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our flexible financing options can help make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $1,433,801,712 provide the capital needed to grow and expand your business. We understand the importance of having access to funds when you need them most, allowing you to focus on what matters running your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $265,752,977, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and we're here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could save you money and lower your monthly payments. It's always worth checking if you qualify for better rates or terms based on your current financial situation. We encourage you to reach out to us at (715) 833-8111 or visit us at 419 N Hastings Pl Eau Claire Wi 54703 in Eau Claire, WI for more information on our loan offerings. Our team is ready to assist you in exploring which option best fits your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage, or credit card solution, we're committed to helping you navigate your financial journey effectively.

Unsecured Credit Card Loans

Managing day-to-day expenses or unexpected costs can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $114,373,761 in loans helping members manage their finances effectively. This option provides you with the convenience and peace of mind to handle whatever life throws your way.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust that the information presented is accurate and reliable. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so that you can find the best loan options without any hidden agendas. Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions in one place. This feature allows users to compare options easily and make decisions based on the latest information available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Royal

Type of Loan Offerings

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Convenient Access

Friendly Hours for Busy Lives

Services Tailored for You

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Support

Credit Cards and Rewards

Digital Banking Features

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

E-Statements and Mobile Payments

Key Services Offered

Financial Strength

Growing Trust Among Members

Member-Centric Savings Options

Operational Efficiency

Our Solid Financial Position

Reinvesting in Member Services

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community