Home Equity Loans in Memphis, TN

Looking to tap into your home’s equity in Memphis, TN? Compare HELOC loan rates from trusted local lenders to find flexible options that fit your budget and goals. Whether it’s remodeling or consolidating debt, getting the right rate can make all the difference.

Memphis homeowners trust local credit unions and lenders for fast, friendly service and tailored terms. Start comparing today to secure a home equity loan that works for you—unlock your home’s potential with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
redfcu
6.875 %
10 - 15 Yrs
95 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
leaderscu
7 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redstone's HELOC has a minimum APR of 6.88% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when it was 7.12% , and also down from the range of 7.38% to 18% seen 90 days ago. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Leaders Credit Union has a HELOC with an APR range of 5.99% to 18% today. This rate range is the same as it was 7 days ago, but higher than the single 5.99% rate from 30, 60, and 90 days ago. The minimum APR has stayed steady at 5.99% over all these periods.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

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Why compare Home Equity Loans in Memphis, TN on LendMesh

If you’re searching for HELOC loan rates in Memphis, TN, it pays to explore multiple lenders on LendMesh. Comparing options helps you uncover better deals and possibly lower rates tailored to your needs. Take your time reviewing offers to ensure you find the most flexible terms and savings for your home equity loan or line of credit.

Stay informed effortlessly by subscribing to LendMesh’s alerts designed for Memphis borrowers. Set your target rate, and we’ll notify you when offers dip below that mark. Choose weekly or monthly updates packed with expert insights, market trends, and curated loan deals—helping you unlock your home’s value with confidence and never miss a smart borrowing opportunity.

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