Home Equity Loans in Memphis, TN

Looking to tap into your Memphis home's value? Local credit unions offer some of the best home equity loan rates with friendly service tailored to our community’s needs. Comparing your options helps you find the right fit for your budget and goals.

Whether planning a renovation, debt consolidation, or big purchase, Memphis credit unions provide flexible terms and fast funding. Start comparing today to see how easy and affordable unlocking your home’s equity can be right here in Tennessee.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
leaderscu
7 %
∞
tvacreditunion
7 - 18 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Leaders Credit Union has a HELOC with an APR range of 5.99% to 18% today. This rate range is the same as it was 7 days ago, but higher than the single 5.99% rate from 30, 60, and 90 days ago. The minimum APR has stayed steady at 5.99% over all these periods.

Knoxville Tva Employees has a HELOC with an APR range of 7% to 18% today. This is up from 5.99% to 18% seven, 30, 60, and 90 days ago. The minimum APR increased while the maximum stayed the same over the past three months. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Memphis, TN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

Compare other loan types in Memphis, TN

Why compare Home Equity Loans in Memphis, TN on LendMesh

If you’re exploring the best credit unions for home equity loans in Memphis, TN, take your time comparing offers on LendMesh. Checking multiple lenders helps you uncover better rates and terms tailored to your needs, so you can unlock your home’s value with confidence. There’s no rush—finding the right loan is about getting the best deal that fits your financial goals.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you when loans in Memphis fall below that threshold. Receive expert insights, rate updates, and curated deals weekly or monthly, straight to your inbox. Join thousands of savvy Memphis borrowers who trust LendMesh to keep them ahead and never miss a great opportunity.

Customers are also interested in:

Best Credit Unions For Home Equity Loans