Home Equity Loans in Columbia, SC

If you’re a Columbia, SC homeowner looking to tap into your home’s equity, now’s a great time to compare loan offers. Whether for renovations or debt relief, finding the right rate and terms can save you money and stress.

Local lenders in Columbia understand your needs and offer fast, friendly service with flexible options. Explore your choices to unlock your home’s value and get the support you deserve.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
revfcu
5 - 6.75 %
10 - 15 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
allsouth
5.75 - 9.25 %
6 - 12 Yrs
85 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
peachstatefcu
6 - 7.25 %
15 Yrs
80 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rev has a Home Equity loan with a 5% APR today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% APR and has not changed from 7, 30, or 60 days ago. Both rates have stayed steady over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Allsouth has a HELOC with an APR range of 5.75% to 9.25% today. This rate is the same as it was 7 days and 60 days ago. There has been no change in the APR over these periods. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Peach State has a HELOC with an APR range of 4% to 18% today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6.25% to 7.25% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

🏦 Local Lenders in Columbia, SC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Richland County, SC

✅SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION
✅SAFE 9988 CREDIT UNION
✅PALMETTO CITIZENS FEDERAL CREDIT UNION
✅ALLSOUTH FEDERAL CREDIT UNION
✅S C STATE CREDIT UNION
✅CARO FEDERAL CREDIT UNION
✅FOUNDERS FEDERAL CREDIT UNION
✅SOUTH CAROLINA METHODIST CONF CREDIT UNION
✅CURIS FINANCIAL CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅SOUTH CAROLINA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SPERO FINANCIAL FEDERAL CREDIT UNION
✅COLUMBIA POST OFFICE CREDIT UNION
✅MID CAROLINA CREDIT UNION
✅GROW FINANCIAL FEDERAL CREDIT UNION

Compare other loan types in Columbia, SC

Why compare Home Equity Loans in Columbia, SC on LendMesh

If you’re in Columbia, SC, exploring credit options for a home equity loan, it’s wise to keep comparing lenders on LendMesh. This way, you can uncover better deals and potentially lower rates tailored to your needs. Taking the time to shop around empowers you to make informed decisions and find the most flexible terms for unlocking your home’s value.

Stay ahead of the market by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and get notified as soon as offers fall below your goal. With weekly or monthly updates featuring expert insights and curated loan deals, Columbia borrowers like you can confidently seize the best opportunities without hassle.

Customers are also interested in:

Credit For Home Equity Loan