Home Equity Loans in Columbia, SC

If you’re a Columbia, SC homeowner looking to tap into your home’s equity, now’s a great time to compare loan offers. Whether for renovations or debt relief, finding the right rate and terms can save you money and stress.

Local lenders in Columbia understand your needs and offer fast, friendly service with flexible options. Explore your choices to unlock your home’s value and get the support you deserve.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
truliantfcu
6.39 - 9.47 %
20 Yrs
∞
cpmfed
6.5 - 6.99 %
5 - 15 Yrs
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
safefed
6.75 %
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
sharonview
6.75 - 8.25 %
15 Yrs
95 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago. Cpm has a HELOC with an APR range of 6.5% to 6.99% today. This rate is the same as it was 7 days ago. No changes are shown for 30, 60, or 90 days.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Safe has a HELOC with a 6.75% APR today, unchanged from it was 7, 30, and 60 days ago. This rate is steady compared to the range of 4.5% to 18% seen 90 days ago. Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago.

Sharonview has a HELOC with an APR range of 6.75% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

🏦 Local Lenders in Columbia, SC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Richland County, SC

✅SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION
✅SAFE 9988 CREDIT UNION
✅PALMETTO CITIZENS FEDERAL CREDIT UNION
✅ALLSOUTH FEDERAL CREDIT UNION
✅S C STATE CREDIT UNION
✅CARO FEDERAL CREDIT UNION
✅FOUNDERS FEDERAL CREDIT UNION
✅SOUTH CAROLINA METHODIST CONF CREDIT UNION
✅CURIS FINANCIAL CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅SOUTH CAROLINA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SPERO FINANCIAL FEDERAL CREDIT UNION
✅COLUMBIA POST OFFICE CREDIT UNION
✅MID CAROLINA CREDIT UNION
✅GROW FINANCIAL FEDERAL CREDIT UNION

Compare other loan types in Columbia, SC

Why compare Home Equity Loans in Columbia, SC on LendMesh

If you’re in Columbia, SC, exploring credit options for a home equity loan, it’s wise to keep comparing lenders on LendMesh. This way, you can uncover better deals and potentially lower rates tailored to your needs. Taking the time to shop around empowers you to make informed decisions and find the most flexible terms for unlocking your home’s value.

Stay ahead of the market by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and get notified as soon as offers fall below your goal. With weekly or monthly updates featuring expert insights and curated loan deals, Columbia borrowers like you can confidently seize the best opportunities without hassle.

Customers are also interested in:

Credit For Home Equity Loan