Home Equity Loans in Raleigh, NC

Looking for the best HELOC interest rates in Raleigh, NC? Compare offers from trusted local lenders to find flexible terms that fit your budget. Whether you're planning renovations or consolidating debt, a home equity line of credit can unlock your home's potential with ease.

Local credit unions like Electel Cooperative and Navy Federal offer competitive rates and fast funding. Plus, you’ll get expert guidance from neighbors who understand Raleigh’s community. Start comparing today to secure the best deal for your home and your future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
allegacy
7.25 %
15 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
credithuman
7.385 - 8.322 %
20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Allegacy's HELOC has a minimum APR of 7.25% today, unchanged from 7 and 30 days ago. This rate is higher than the range from 30 and 60 days ago, which was 4.99% to 18% , and also higher than the range from 90 days ago, which started at 0.5% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time. Credit Human's Home Equity rates today range from 7.38% to 8.32% , which is slightly higher than 7 days ago when rates were between 7.36% and 8.3% . Compared to 30 days ago, the rates have increased from 7.15% to 8.22% . The rates are also up from 60 and 90 days ago, when they ranged from 7.06% to 8% and 7% to 7.9% , respectively.

🏦 Local Lenders in Raleigh, NC

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Why compare Home Equity Loans in Raleigh, NC on LendMesh

If you’re exploring HELOC interest rates in Raleigh, NC, it pays to shop around. LendMesh lets you compare offers from multiple lenders side by side, helping you find better deals and more affordable options without the hassle. Take your time reviewing terms and rates so you can unlock your home’s value with confidence and ease.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your ideal rate—whether it’s 5% or 4%—and receive instant notifications when offers fall below that threshold. Plus, get weekly or monthly updates packed with expert insights, rate trends, and curated loan deals, all designed to keep Raleigh homeowners ahead of the market and ready to act on the best opportunities.

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