Home Equity Loans in Raleigh, NC

Looking for the best HELOC interest rates in Raleigh, NC? Compare offers from trusted local lenders to find flexible terms that fit your budget. Whether you're planning renovations or consolidating debt, a home equity line of credit can unlock your home's potential with ease.

Local credit unions like Electel Cooperative and Navy Federal offer competitive rates and fast funding. Plus, you’ll get expert guidance from neighbors who understand Raleigh’s community. Start comparing today to secure the best deal for your home and your future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
20 Yrs
∞
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
∞
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %
∞
sharonview
6.75 - 8.25 %
15 Yrs
95 %
∞
skylacu
6.75 - 8.25 %
15 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
foundersfcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
latinoccu
7 - 7.75 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as 7 and 30 days ago but higher than the 60 and 90 days ago range, which was 6.75% to 7.34% . The rates have stayed steady recently after being lower a couple of months back.

Sharonview has a HELOC with an APR range of 6.75% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Skyla's HELOC rate is 6.75% today, unchanged from 7, 30, and 60 days ago. The Home Equity rate is 8.25% now, up from 8.2% a week and 30 days ago, and higher than 7.98% sixty days ago. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

Founders has a HELOC with an APR range of 6.75% to 11.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The rates have stayed steady over the past three months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

Latino Community has a HELOC with an APR range of 7% to 7.75% today. This rate is the same as it was 7 and 30 days ago but higher than the 6.75% to 7.5% range from 60 days ago. Compared to 90 days ago, the current range is much narrower and lower at the top end.

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✅ELECTEL COOPERATIVE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SUMMIT 63020 CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION

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