Personal Loans in Raleigh, NC

Looking for a small personal loan in Raleigh, NC? Compare offers from trusted local lenders to find flexible terms and fast approval that fit your budget and timeline.

Whether it’s an unexpected bill or a special purchase, Raleigh residents can easily explore loan options online and choose the best rates to meet their needs with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
15,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$150,000
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Truliant's Debt180 debt consolidation loan and Personal convenience loan both have a 7.49% APR today, unchanged from 7, 30, 60, and 90 days ago. The Preferred line of credit /overdraft protection carries a 12.99% APR, which has also stayed steady over the same time periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a 12.24% APR, also unchanged during those time frames. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Raleigh, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
ELECTEL COOPERATIVE FEDERAL CREDIT UNION
3400 SUMNER BLVD RALEIGH NC 27616
P2P
E-Statements
E-Signature
Assets: $62,911,546
Deposits: $2,688,512
Net Worth: $8,124,098
Employees: 13
Members: 7,549
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
6011 POYNER VILLAGE PKWY STE 101 RALEIGH NC 27616
ATM
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
STATE EMPLOYEES' CREDIT UNION
6400 TOWN CENTER DR RALEIGH NC 27616
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION
2721 SPRING FOREST RD RALEIGH NC 27616
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION
7725 MIDTOWN MARKET AVE RALEIGH NC 27616
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943

🏘️ All the Lenders Available in Wake County, NC

✅COASTAL FEDERAL CREDIT UNION
✅R T P FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅FIRST FLIGHT FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WELCOME FEDERAL CREDIT UNION
✅ELECTEL COOPERATIVE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SUMMIT 63020 CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION

Compare other loan types in Raleigh, NC

Why compare Personal Loans in Raleigh, NC on LendMesh

If you're searching for small personal loans online in Raleigh, NC, it's worth exploring multiple lenders to find the best rates and terms that fit your needs. LendMesh makes it easy to compare offers side by side, helping you discover more affordable and flexible options without any pressure. Take your time and use our platform to make informed decisions that work for your financial goals.

Stay ahead of changing loan rates by subscribing to LendMesh's alert service. Simply set your ideal rate—whether it's 4%, 5%, or another target—and we'll notify you as soon as offers fall below that threshold. Along with timely updates, you'll receive expert insights and hand-picked loan deals delivered weekly or monthly, keeping Raleigh borrowers informed and ready to seize the best opportunities.

Customers are also interested in:

Small Personal Loans Online