Navy Federal Credit Union Raleigh NC: Quick Personal Loans & Rewards Cards

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 6011 Poyner Village Pkwy Ste 101, Raleigh, NC 27616. Since our establishment in 1947, we have proudly served over 14 million members, offering a range of services designed to meet the unique needs of our community. With total assets exceeding $180.8 billion and robust financial health, we are committed to providing you with exceptional banking experiences. At Navy Federal, we understand that your financial goals matter. Our dedicated team of over 24,500 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to support you every step of the way. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our members benefit from competitive rates on loans and deposits, currently totaling approximately $2.3 billion in deposits. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 6011 Poyner Village Pkwy Ste 101, Raleigh, NC 27616. If you have any questions or need assistance, don't hesitate to reach out via phone at 888-842-6328. Join us at Navy Federal Credit Union today and experience a commitment to service that goes beyond banking. Visit our website at navyfcu.org to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Community Engagement

Navy Federal places great importance on community engagement through various outreach initiatives. We partner with local organizations to support education programs and veteran services. Our staff is dedicated to volunteering time and resources to make a difference where it matters most.

Modern Banking Solutions

In addition to traditional banking services, we embrace digital advancements that make banking easier for our members. Our online and mobile banking platforms offer convenient access to account management anytime, anywhere. We are committed to ensuring that all members have access to these tools while maintaining compliance with ADA standards. As we look toward the future, Navy Federal remains dedicated to enhancing member experiences through innovative solutions and community involvement. Join us today and experience the benefits of being part of a credit union that truly values its members. Together, we can build a brighter financial future!

Our Mission

At Navy Federal Credit Union, our mission goes beyond just banking; it's about building lasting relationships within our community. We strive to provide exceptional service while making a positive impact on the lives of our members. Our commitment is reflected in our motto: "People Helping People." We believe that by supporting our members financially, we can help them thrive both personally and professionally. Members can visit us at our Raleigh branch for all their banking needs or reach out via phone at 888-842-6328. For those who need to send official correspondence, please note that while you can visit us at our branch address, official mail should be directed to 6011 Poyner Village Pkwy Ste 101, Raleigh, NC 27616.

Branch Location & Accessibility

Call to Action

We invite you to drop by our Raleigh branch or give us a call at 888-842-6328 if you have any questions or need assistance. Our friendly team is here to help you navigate your financial journey with ease. Come see how we can make banking better for you!

Operating Hours

Our doors are open during convenient hours tailored to your busy schedule. Visit us Monday and Friday from 9 AM to 5:30 PM, or come in Tuesday through Thursday from 9 AM to 5 PM. We also welcome you on Saturdays from 9 AM to 1 PM for any urgent banking needs.

Parking and Accessibility

We understand that accessibility is key when visiting a bank. Our branch offers ample parking space right outside the entrance, along with features designed to accommodate everyone. You'll find ramps and ADA-compliant facilities ensuring ease of access for all our members.

Services Offered

At Navy Federal Credit Union, we offer a wide range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and more! Plus, you can take advantage of our ATM availability for quick cash withdrawals and balance checks.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a family that supports your financial journey. If you live, work, worship, or attend school in our community, or if you have an immediate family member who is already a member, you're likely eligible to join us! We are committed to making the membership process simple and welcoming for everyone. The advantages of being part of Navy Federal Credit Union include access to a wide range of financial services tailored just for you, competitive rates, and a dedicated team ready to assist with your needs. To find out more about eligibility details and ensure you meet the criteria, feel free to visit our website at https://www.navyfederal.org/membership/eligibility .html . When you're ready to open your account and start enjoying all that we offer, check out the easy steps outlined at https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. We're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: you're a local café owner. With our payment processing solutions, you can accept credit cards and mobile payments quickly and securely. This means smoother transactions and happier customers, allowing you to focus on what you do best serving delicious coffee! Visit us at 6011 Poyner Village Pkwy Ste 101 Raleigh Nc 27616 in Raleigh, NC, or give us a call at (888) 842-6328. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Accessibility and Support

Our team is here to assist you with any questions or concerns you may have. You can reach us at 888-842-6328, and we're more than happy to help! Whether you're opening your first account or looking to expand your financial portfolio, Navy Federal Credit Union in Raleigh is here for you every step of the way. Visit us today or explore more about our offerings online at Navy Federal. Your financial journey starts here!

Business Solutions

For our members who run their own businesses, we provide tailored business banking solutions including merchant services and business loans. These services ensure that your business has the support it needs to thrive.

Credit Cards and Rewards

We also offer credit cards with rewards that allow you to earn points on everyday purchases. Picture using those points for travel or cash back it's like getting rewarded for spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts from anywhere. Our ATM services allow for easy cash withdrawals and balance checks without stepping into a branch.

Personal Banking

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts that fit various lifestyles and needs. Imagine having an account that helps you save for a family vacation or a new car; that's what our savings accounts can do for you. If you're planning to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates, making it easier to drive away in the car of your dreams. When it comes to housing, we understand that buying a home is one of the most significant decisions you'll make. Our mortgage loans and refinancing services are designed to guide you through this important process, offering personalized advice every step of the way. And if you're facing unexpected expenses or want to consolidate debt, our personal loans can help lighten your financial load.

Digital & Online Banking

Key Features

Our digital banking services include electronic signature authorization, which allows you to sign documents securely online no more printing and scanning! Plus, we offer e-statements for easy access to your financial records without the clutter of paper. You'll also appreciate the ability to make mobile payments, so you can pay for goods and services effortlessly right from your phone. For those moments when you need to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple. Just a few taps on our mobile application and voila! Your funds are on their way. Speaking of our mobile application, it's designed for both iOS and Android users, ensuring that no matter what device you have, managing your finances is just a click away. Our app combines all these features into one easy-to-navigate interface so that everything you need is right at your fingertips. In short, Navy Federal Credit Union's digital and online banking services provide you with the tools necessary for real-time account management while ensuring that accessibility and ease-of-use remain top priorities. Experience banking that's as flexible as your life visit us today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, reflecting our commitment to providing you with reliable services. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial goals with $1,023,510 in used auto loans and an impressive total of $131,920,000,000 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6011 Poyner Village Pkwy Ste 101 Raleigh Nc 27616 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that your journey toward vehicle ownership is smooth and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or other business expenses, we're here to support your entrepreneurial journey. In addition to our core offerings, we also have refinancing options available if you're looking to lower your monthly payments or consolidate debt. For more details on eligibility and how to apply for any of our loan products, please visit our website or contact us directly at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 6011 Poyner Village Pkwy Ste 101 Raleigh Nc 27616 in Raleigh, NC, and let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We are committed to helping you find the right mortgage solution that fits your financial situation. Our team can guide you through the process from application to closing.

Unsecured Credit Card Loans

Managing your finances effectively can be easy with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $30,452,498,817 helping members manage their spending without added stress. This option is perfect for those looking for convenience and financial flexibility.

Loan Aggregator

Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons through several key practices: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans