Home Equity Loans in Raleigh, NC

Looking for the best HELOC interest rates in Raleigh, NC? Compare offers from trusted local lenders to find flexible terms that fit your budget. Whether you're planning renovations or consolidating debt, a home equity line of credit can unlock your home's potential with ease.

Local credit unions like Electel Cooperative and Navy Federal offer competitive rates and fast funding. Plus, you’ll get expert guidance from neighbors who understand Raleigh’s community. Start comparing today to secure the best deal for your home and your future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 7.24 %
10 Yrs
85 %
∞
ncsecu
6.25 - 7.25 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
truliantfcu
6.39 - 9.47 %
20 Yrs
∞
efirstflight
6.48 - 7.05 %
∞
centra
6.49 - 9.49 %
15 Yrs
100 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
marinefederalhb
6.75 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

State Employees' HELOC rates are 6.25% to 7.25% today, the same as 7, 30, and 60 days ago. These rates are lower than 90 days ago, when they ranged from 6.5% to 7.5% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% .

Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago. First Flight has a Home Equity rate of 6.48% today, unchanged from 7 and 30 days ago and slightly higher than the range from 90 days ago. Its HELOC rate is 7.05% , unchanged from 7 and 30 days ago but lower than the 90–day range. Both rates stayed steady over the past week.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged from the past week and the last three months. Both products show steady rates over time. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Marine has a Home Equity loan with an APR of 6.75% today, unchanged from it was 7 days ago. There's no change compared to the previous week. No other time comparisons are available.

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