Vehicle Loans in San Jose, CA

Ready to find the best auto loan in San Jose, CA? Compare offers from trusted local lenders to get fast approvals and rates that fit your budget. Whether it’s a new or used car, you’ll drive away with confidence.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. California Coast has auto loan rates ranging from 3.98% to 7.93% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 6.88% and 8.38% APR, showing no change from both 7 and 30 days ago.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Certified has auto loan rates ranging from 4.09% to 6.49% APR today. Unchanged compared to 7, 30, or 60 days ago.

Provident has auto loan rates ranging from 4.25% to 12.5% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 days ago. No term is listed for this program. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago. Sandia Laboratory s auto loans with APRs ranging from 4.39% to 6.25% . Unchanged over the past 7, 30, or 60 days.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago. Wescom Central s auto loans with APRs ranging from 4.49% to 5.99% today. These rates are down from 7 and 30 days ago, when they ranged from 5.99% to 7.49% . The 60–and 90–day rates also showed a decrease compared to today. Redwood s auto loans with APRs ranging from 4.49% to 5.99% , which is down from both 7 and 30 days ago. Their other loan rates range from 7.24% to 10.24% , also down compared to 7 days ago.

Partners vehicle loans have an APR range from 4.74% to 7.99% today. Rates are unchanged from 7 and 30 days ago but have gone down compared to 30, 60, and 90 days ago. This applies to their auto loans. Logix has auto loan rates ranging from 4.74% to 6.24% APR, with no change in the past 7 and 30 days. Motorcycle loans are at 9.24% APR, also unchanged over the same periods. Recreational loan rates range from 8.49% to 8.99% APR and have stayed steady compared to 7 and 30 days ago.

🏦 All Local Lenders in San Jose, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
PROVIDENT CREDIT UNION
5801 COTTLE RD STE 20 SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $3,510,110,738
Deposits: $383,244,145
Net Worth: $360,706,481
Employees: 332
Members: 134,964
TECHNOLOGY CREDIT UNION
846 BLOSSOM HILL RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $4,749,666,439
Deposits: $476,978,724
Net Worth: $515,495,866
Employees: 341
Members: 200,987
MERIWEST CREDIT UNION
5615 CHESBRO AVE SAN JOSE CA 95123
P2P
E-Statements
E-Signature
Assets: $2,113,086,591
Deposits: $126,069,139
Net Worth: $193,309,189
Employees: 220
Members: 79,531
MERIWEST CREDIT UNION
5615 CHESBRO AVE SAN JOSE CA 95123
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,113,086,591
Deposits: $126,069,139
Net Worth: $193,309,189
Employees: 220
Members: 79,531
MERIWEST CREDIT UNION
5683 COTTLE RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $2,113,086,591
Deposits: $126,069,139
Net Worth: $193,309,189
Employees: 220
Members: 79,531
EXCITE CREDIT UNION
848A BLOSSOM HILL RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $653,383,325
Deposits: $23,824,540
Net Worth: $44,635,503
Employees: 115
Members: 46,304
STAR ONE CREDIT UNION
1090 BLOSSOM HILL RD SAN JOSE CA 95123
ATM
P2P
E-Statements
E-Signature
Assets: $9,754,304,816
Deposits: $612,926,883
Net Worth: $1,308,118,583
Employees: 260
Members: 128,165

🏘️ All the Lenders Available in Santa Clara County, CA

✅STAR ONE CREDIT UNION
✅MERIWEST CREDIT UNION
✅SRI FEDERAL CREDIT UNION
✅PREMIER ONE CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅STANFORD FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅MONTERRA CREDIT UNION
✅SANTA CLARA COUNTY CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅MISSION CITY FEDERAL CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅KEYPOINT CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅COMMONWEALTH CENTRAL CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅EXCITE CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅SELFHELP CREDIT UNION

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