Star One Credit Union San Jose CA | Best Auto Loans & Business Banking

Introduction

At Star One, we believe in building strong, lasting relationships with our members. Located at 1090 Blossom Hill Rd, San Jose, CA 95123, our branch has been a trusted financial partner since 1956. With a proud membership of 128,165 and total assets exceeding $9.75 billion, we are dedicated to providing exceptional financial services tailored to your needs. Our commitment goes beyond just numbers; it's about community impact and support. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to empower our members financially. As of now, we have facilitated over 68,380 loans and leases, demonstrating our dedication to making dreams a reality. While you can visit us at our Blossom Hill location for all your banking needs, please note that official correspondence should be sent to the same address as listed above. Our friendly staff is ready to assist you during our operating hours: Monday, Tuesday, Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM. Under the leadership of CEO Gary Rodrigues and Board President Melissa Henck, we prioritize your financial well-being. With a robust net worth of $1.31 billion and cash in hand amounting to $13.79 million, you can trust that your finances are secure with us. We invite you to discover the benefits of membership by visiting our website at starone.org or give us a call at 408-543-5202. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Community Engagement

Star One is more than just a credit union; we are an active member of the community. We engage in various outreach efforts aimed at supporting local initiatives and organizations that make San Jose a better place for everyone. Our partnerships with local charities help us contribute positively to the lives of those around us. As we look forward to the future, we invite you to join our growing family. Experience firsthand the benefits of membership at Star One by visiting us or exploring our website at Star One. Together, let's build a brighter financial future!

Mission Statement

Our mission at Star One is simple: to empower our members by providing them with the best financial solutions while fostering a sense of community. We offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. We prioritize not just your financial needs but also your overall well-being. Our team is dedicated to ensuring that each member feels valued and supported. With operating hours that cater to diverse schedules Monday through Friday from 9 AM to 6 PM (with extended hours on Wednesday) we strive to be there when you need us most.

Our Journey

From our humble beginnings, Star One has evolved significantly. We opened our doors with a mission to provide affordable financial services and support to our members. As time went on, we introduced new products and services to meet the changing needs of our community. Our commitment to accessibility led us to embrace digital advancements, ensuring that members can easily manage their finances through online banking and mobile applications. While our main office remains in Sunnyvale, CA, we are dedicated to serving the San Jose area with exceptional service. Our branch is conveniently located near local landmarks, making it easy for members to visit us. For any official correspondence, please note that you can send mail to 1090 Blossom Hill Rd, San Jose, CA 95123-1103.

Branch Location & Accessibility

Welcome to Star One, your friendly neighborhood credit union conveniently located at 1090 Blossom Hill Rd, San Jose, CA 95123. Situated in the vibrant community of San Jose, we're just a stone's throw away from popular local landmarks like the bustling shopping center and nearby parks, making it easy for you to stop by while running errands or enjoying a day out. At Star One, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring everyone can easily navigate our space. Parking is readily available for our members, allowing for a hassle-free visit whether you're here for banking needs or simply to chat with our dedicated team. Our lobby hours are designed with your schedule in mind. We're open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. Plus, don't forget about our Saturday hours where you can take advantage of our drive-thru service from 9 AM until 2 PM. Although we don't have a drive-thru for lobby services during the week, our ATM is available around the clock for quick cash withdrawals and balance checks. While members can visit us at 1090 Blossom Hill Rd, official correspondence should be sent to 1090 Blossom Hill Rd, San Jose, CA 95123-1103 if that's more convenient for you. Feel free to give us a call at 408-543-5202 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch and helping you with all your banking needs!

Member Eligibility

At Star One, becoming a member feels like joining a warm, welcoming family where your financial well-being is our top priority. To qualify for membership, you simply need to live, work, worship, or attend school in the vibrant communities we serve. We aim to include as many people as possible because we believe everyone deserves access to great financial services. For more detailed eligibility criteria, feel free to check out our website at http://www.starone.org/membership/ . Joining us is easy! You can open your account conveniently online by visiting http://www.starone.org/apply-now/ , or if you prefer a personal touch, give us a call at (408) 543-5202. Our friendly team at our San Jose branch, located at 1090 Blossom Hill Rd San Jose Ca 95123, is here to help you every step of the way. Embrace the advantages of being part of Star One from competitive rates on loans and savings accounts to personalized service that truly cares about your needs!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our member community, we also provide flexible financing solutions with $0 in non-member commercial loans.

Merchant Services

But it's not just about loans; it's about making everyday operations smoother. Our merchant services equip you with tools like payment processing that fit your business style. Imagine being able to accept payments seamlessly, allowing you to focus on what you do best serving your customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in San Jose, CA. Let's work together to make your business aspirations come true! Visit us at 1090 Blossom Hill Rd San Jose Ca 95123 or call us at (408) 543-5202 for more information.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services, including merchant services and business loans. We understand the unique challenges faced by businesses today, and we're here to provide solutions that help your business thrive.

Credit Cards

Looking to earn rewards while you spend? Our credit cards with rewards program allows you to earn points on everyday purchases. This means you could be earning benefits just by using your card for groceries or gas!

Digital Banking Convenience

With online and mobile banking, managing your accounts has never been easier. Check balances, pay bills, and transfer money on-the-go with just a few taps on your smartphone. Plus, our ATM services ensure you have quick access to cash whenever you need it. At Star One, we prioritize convenience without compromising security. With features like electronic signatures and e-statements, we make it easier for our members to stay organized and informed about their finances. Ready to take the next step? Contact us at (408) 543-5202 or visit us at 1090 Blossom Hill Rd San Jose Ca 95123 in San Jose, CA. Let's work together towards achieving your financial goals!

Home Loans

If owning a home is on your wish list, our mortgage loans and refinancing options can help turn that dream into reality. Our mortgage experts will guide you through every step, ensuring you understand all available choices to make an informed decision.

Personal Banking

Whether you're opening your first checking account or looking for a safe place to grow your savings, our personal banking services are designed for everyone. We offer checking and savings accounts that come with features like online access, making it easy for you to manage your finances anytime, anywhere. Imagine checking your balance or transferring funds right from the comfort of your home.

Personal Loans

Life can throw unexpected expenses your way. Our personal loans are here for those moments when you need extra cash, whether it's for debt consolidation or covering urgent costs. You'll find competitive rates and flexible terms to suit your situation.

Vehicle Financing

Are you dreaming of a new car? At Star One, we provide auto loans and vehicle financing options that fit various budgets and lifestyles. Whether you're buying a brand-new vehicle or considering a used one, our friendly staff can help you navigate the financing process smoothly.

Digital & Online Banking

Key Features

With our online banking platform, you can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly mobile application makes it even easier to stay on top of your finances. Plus, you can send money instantly with our person-to-person transfer feature, making it simple to split bills or pay friends back without hassle.

Security and Convenience

Your security is our priority. We utilize electronic signature authorization for safe transactions, ensuring that your sensitive information is protected every step of the way. Additionally, our e-statements provide you with quick access to your financial records while helping reduce paper clutter. Whether you're checking your balance late at night or making a payment during lunch, our online banking services are always at your fingertips. No need to rush to the branch everything you need is just a click away. At Star One, we're committed to providing accessible banking solutions tailored for you. Join us today and experience the convenience of digital banking!

Financial Strength

Commitment to Service

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 260 full-time employees ready to assist you with their expertise.

Growing Trust Among Members

With a total of 278,780 accounts, it's clear that more members trust us with their finances every day. This growing member base is a testament to our commitment to providing excellent service and reliable products. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Star One is your trusted partner. Visit us at 1090 Blossom Hill Rd San Jose Ca 95123 or call (408) 543-5202 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $377,307,940 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members' needs, it's also notable that our resources remain focused on benefiting you unlike traditional banks with non-member deposits at $0.

Reinvestment for Improvement

With $1,306,523,094 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is reflected in the $9,884 in used auto loans and $5,929,891,487 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,308,118,583, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,341 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,223,461 in used vehicle loans and $211,882,023 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have flexible financing options available to make your purchase easier.

Credit Lines and Personal Loans

Need extra funds for personal projects or emergencies? We also offer flexible credit lines totaling $4,758,822,848, giving you access to cash when you need it most. Additionally, our unsecured credit card loans amounting to $54,385,271 help members manage their finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $475,972,681, make buying or refinancing simple. We're here to guide you through the process and ensure you find the right mortgage solution for your situation.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. We can discuss eligibility options tailored specifically for your financial situation. This could lead to lower monthly payments or reduced interest rates. For more information on our loan products or to explore how we can assist with your specific needs, please contact us at (408) 543-5202. We're located at 1090 Blossom Hill Rd San Jose Ca 95123 in San Jose, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Star One, we're committed to providing personalized service and support as you navigate your borrowing journey. Let us help you take the next step toward achieving your financial dreams!

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STAR ONE CREDIT UNION