Meriwest Credit Union San Jose CA | Top Auto Loans & Business Banking

Introduction

Welcome to Meriwest, your trusted financial partner located at 5615 Chesbro Ave, San Jose, CA 95123. Since our establishment in 1961, we have been dedicated to serving our community with a personal touch, ensuring that each member feels valued and supported. With a robust membership base of 79,531 individuals, we are proud to offer a wide range of services designed to meet your financial needs. At Meriwest, our total assets stand at an impressive $2,113,086,591, showcasing our strength and stability in the industry. We understand that your financial journey is unique, which is why we provide tailored solutions including auto loans, personal loans, mortgage options, and business banking services. Our commitment to excellence is reflected in our total deposits of $126,069,139 and a net worth of $193,309,189, ensuring that we have the resources to support you effectively. Our CEO, Lisa Pesta, along with Board President Arthur Jue, leads a dedicated team of 220 employees who are here to assist you every step of the way. Whether you visit us in person or connect through our online banking services at Meriwest, we strive to make your experience seamless and enjoyable. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 530953, San Jose, CA 95153-5353. We're excited about the opportunity to serve you! If you have any questions or need assistance, please don't hesitate to reach out at 877-637-4937. Come discover how Meriwest can make a positive impact on your financial future!

Branch History & Mission

Community Engagement

We are deeply rooted in our community and take pride in supporting local initiatives and partnerships that uplift those around us. Through various outreach programs, we engage with residents and organizations in San Jose, ensuring that we contribute positively to the lives of our members. While members can visit us at 5615 Chesbro Ave San Jose Ca 95123, official correspondence should be sent to PO Box 530953, San Jose, CA 95153-5353 if it differs from our branch location.

Join Us Today!

As we continue this journey together, we invite you to become part of the Meriwest family. Experience the benefits of being a member where your financial well-being is our top priority. For any questions or assistance, please don't hesitate to reach out at (877) 637-4937 during our operating hours: M-Thur 9:00 AM - 5:00 PM, Friday 9:00 AM - 6:00 PM, and Saturday 9:00 AM - 1:00 PM. Join us today and discover how Meriwest can support your dreams!

Our Mission

At Meriwest, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking options, which is why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our focus extends beyond just transactions; we aim to empower our members with knowledge and resources that help them achieve their financial goals. As part of our commitment to accessibility, we are proud to offer ADA-compliant facilities alongside digital advancements such as online and mobile banking. We also provide convenient ATM services and drive-thru banking for those who prefer a quicker experience.

Branch Location & Accessibility

Convenient Access and Amenities

At Meriwest, accessibility is a priority. We provide ample parking space right outside our doors, and our branch is equipped with ADA-compliant features to ensure everyone can access our services comfortably. Whether you're visiting us for personal banking or seeking assistance with business services, you'll find our staff ready to help. Our operating hours are designed to accommodate your busy schedule. We are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays from 9:00 a.m. to 6:00 p.m. Need assistance on the weekend? Swing by our drive-thru on Saturdays from 9:00 a.m. to 1:00 p.m.

Get In Touch

Have questions? Feel free to give us a call at 877-637-4937. Our knowledgeable team is here to assist you every step of the way. Whether you're new to banking or looking for ways to enhance your financial well-being, we invite you to visit Meriwest today!

Services Tailored for You

Meriwest offers a wide array of services tailored just for you! From checking and savings accounts to auto loans, mortgage refinancing, and personal loans, we have everything you need for your financial journey. Plus, if you're in a rush, our drive-thru service allows you to handle deposits and withdrawals quickly and easily. And don't worry about accessing cash; we have ATMs available for your convenience. If you're looking for shared service options, rest assured that we're part of a network that lets you perform basic transactions at partner credit unions too. While members can visit us at 5615 Chesbro Ave, official correspondence should be sent to PO Box 530953, San Jose, CA 95153-5353.

Member Eligibility

At Meriwest, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is easy and open to individuals who live, work, or worship in the areas we serve. Whether you're looking for a personal checking account, an auto loan, or other financial services, joining us means gaining access to valuable resources and support tailored just for you. You can learn more about eligibility criteria by visiting this link. When you're ready to become a member, the process is straightforward! Just head over to our website at this page where you can easily set up your account online. If you have any questions or need assistance, feel free to call us at (877) 637-4937. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $64 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,397,960, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from customers, whether they are shopping online or in-store. Our merchant services provide businesses like yours with reliable payment processing options that keep transactions smooth and efficient. This means you can focus on what truly matters: growing your business and serving your customers better. Visit us at 5615 Chesbro Ave San Jose Ca 95123 in San Jose, CA, or call us at (877) 637-4937 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services are available whenever you need them, allowing for easy cash withdrawals and balance checks. Plus, if you prefer face-to-face transactions but want the convenience of staying in your car, our drive-thru banking offers a quick solution for deposits, withdrawals, and other simple transactions. Additionally, if you're a member of another participating credit union, take advantage of our shared branch transactions, which let you perform basic deposits and withdrawals at partner locations. At Meriwest, we strive to make banking easier and more accessible for everyone in San Jose. If you have questions about any of our services or want to open an account today, please reach out! You can contact us at (877) 637-4937 or visit us at 5615 Chesbro Ave San Jose Ca 95123. Join us in taking control of your financial future!

Business Banking

For entrepreneurs and business owners, we offer comprehensive solutions through our business banking services. This includes merchant services that simplify payment processing and business loans designed to help you grow your venture.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. Our robust online and mobile banking services allow you to check balances, transfer funds, and pay bills from anywhere at any time. You can also enjoy features such as person-to-person payments, making it simple to send money to friends or family without hassle.

Personal Banking

We understand that managing your finances is a big part of everyday life. That's why we offer checking and savings accounts that help you save for the future while keeping your money accessible. If you're planning to purchase a new car or need funds for vehicle repairs, our auto loans and vehicle financing options can provide you with the necessary support. For those considering homeownership, our mortgage loans and refinancing services can guide you through the process smoothly. In addition, we provide personal loans and debt consolidation options that can help ease financial burdens, making it easier for you to manage expenses. With our credit cards featuring rewards, you can enjoy benefits while making everyday purchases.

Digital & Online Banking

Accessibility and Security

Your security is a top priority for us at Meriwest. Our digital banking services are designed with robust security measures in place to protect your personal information. You can bank with confidence knowing that we take every precaution to keep your data safe. In summary, whether you're at home or on the go, Meriwest offers accessible and secure digital banking options that empower you to manage your finances effortlessly. Explore all that we have to offer by visiting https://www.meritrustcu.org/home/home today!

Key Features

Our online banking portal is available 24/7 at https://www.meritrustcu.org/home/home, allowing you to access your accounts whenever you need to. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, with our electronic signature authorization, signing documents is quick and hassle-free no more waiting for the mail! Keeping track of your statements is also simple with our e-statements availability. You can view and download your statements securely online without having to worry about paper clutter. And if you're someone who enjoys sending money to friends or family, our person-to-person transfer feature makes it easy to send funds quickly and safely. For those on the go, our mobile application puts all these capabilities right in the palm of your hand. You can manage your finances directly from your smartphone while enjoying the same level of security and convenience as our online platform. While we currently do not support mobile payments, rest assured that our focus is on enhancing the features that matter most to you.

Financial Strength

At Meriwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is solid can provide peace of mind. That's why we're proud to share our financial strength with you. With a net worth of $193,309,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $543,090,834 in share certificates and $240,504,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to this security, we have $169,175,839 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,715 in used auto loans and $1,638,630,843 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 109,263, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, further reflecting our commitment to providing valuable resources for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meriwest is your trusted partner. Visit us at 5615 Chesbro Ave San Jose Ca 95123 or call (877) 637-4937 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,029,236 in used vehicle loans and $71,218,012 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring that you find a plan that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $153,397,960 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are committed to supporting local entrepreneurs with tailored solutions. At Meriwest, we believe in empowering our members through accessible financing options. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is available at (877) 637-4937 to answer your questions and guide you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to discover how we can help you achieve your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $282,395,718, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the right loan for your family's future.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows for easy access to funds when unexpected costs arise.

Loan Aggregator

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Meriwest