Meriwest Credit Union San Jose CA | Convenient ATM Services

Introduction

Welcome to Meriwest, your trusted partner in financial services located at 5615 Chesbro Ave, San Jose, CA 95123. Since our establishment in 1961, we have proudly served our community, growing to a strong membership of 79,531 individuals who rely on us for their banking needs. Our commitment to providing personalized service and competitive financial solutions has helped us amass total assets of $2,113,086,591 and total deposits reaching $126,069,139. At Meriwest, we believe that financial success is built on relationships. With the leadership of our CEO, Lisa Pesta, and Board President, Arthur Jue, we strive to foster a welcoming environment for every member. Our team of 220 employees is dedicated to offering tailored services that meet your unique needs. While you can visit us at our branch for all your banking transactions, please note that any official correspondence should be sent to our mailing address: P O Box 530953, San Jose, CA 95153-5353. With total loans and leases amounting to 24,123, we offer a variety of lending options designed to help you achieve your financial goals. Whether you're looking for personal loans or business financing our members benefit from a robust support system that prioritizes their financial well-being. Explore the services we provide by visiting our website at Meriwest. We invite you to connect with us today! Feel free to call us at 408-972-5222 during our lobby hours from 8:00 a.m. to 5:00 p.m., Monday through Friday. At Meriwest, your financial journey is our mission!

Branch History & Mission

Meriwest has a rich history rooted in community and service, proudly serving the residents of San Jose, CA, since its establishment in 1961. Over the years, our branch has evolved from a small financial institution into a trusted partner for nearly 80,000 members. As we continue to grow, we remain dedicated to providing personalized financial solutions that empower our members to achieve their goals. Located at 5615 Chesbro Ave, San Jose, CA 95123, our branch is easily accessible and nestled near familiar local landmarks that make it a convenient stop for all your banking needs. While you can visit us at this address for in-person services, official correspondence should be sent to our mailing address: P O Box 530953, San Jose, CA 95153-5353. At Meriwest, our mission is clear: we strive to offer quality financial services while fostering community support. We believe in putting people first and aim to create a positive impact not just through our financial products but also by supporting local initiatives and partnerships that enhance the well-being of our community. With total assets exceeding $2.1 billion and a commitment to member satisfaction, we take pride in being a cornerstone of financial stability in San Jose. Our operating hours are designed with your convenience in mind; we're open Monday through Friday from 8:00 a.m. to 5:00 p.m., ready to assist you with everything from loans to personal banking inquiries. While we currently do not have ATM services or drive-thru banking available at this location, we are committed to ensuring that your banking experience is both efficient and enjoyable through our various digital platforms. As part of our dedication to accessibility and innovation, Meriwest offers online banking services that allow members to manage their accounts anytime and anywhere. Whether you're looking for mobile payments or online applications for new accounts or loans, we've made it easy for you to take control of your finances. Join us as we continue on this journey of growth and service! At Meriwest, we invite you to become part of a community-focused credit union where your financial needs are met with understanding and expertise. Experience the difference today visit us or explore more about our membership options online!

Branch Location & Accessibility

Welcome to Meriwest, your friendly neighborhood credit union located at 5615 Chesbro Ave in beautiful San Jose, California. We're nestled in the heart of Santa Clara County, making it easy for you to stop by and take care of your banking needs. Whether you're coming from the nearby shopping centers or local parks, our branch is conveniently situated for all members of our community. While members can visit us at 5615 Chesbro Ave, official correspondence should be sent to P O Box 530953, San Jose, CA 95153-5353. Our branch is not only accessible but also features convenient parking options and ADA-compliant facilities, ensuring that everyone can enjoy a hassle-free experience when they visit us. Meriwest is open Monday through Friday from 8:00 a.m. to 5:00 p.m., providing ample opportunity for you to come in and speak with our dedicated staff about your financial needs. Although we do not currently offer drive-thru services or ATMs at this location, our team is always ready to assist you inside with a variety of services tailored just for you. Feel free to give us a call at 408-972-5222 if you have any questions or need assistance before visiting. We invite you to stop by and experience the welcoming atmosphere at Meriwest. Let us help you reach your financial goals!

Member Eligibility

Becoming a member of Meriwest is like joining a welcoming family that truly cares about your financial well-being. If you're looking to enjoy personalized service and great benefits, membership might be just for you! At Meriwest, anyone who lives, works, worships, or attends school in our community is eligible to join. This means if you're part of the vibrant life around 5615 Chesbro Ave San Jose Ca 95123, we'd love to have you with us. Membership opens the door to a range of services designed to support your financial goals, from savings accounts to loans tailored just for you. Ready to get started? Opening an account is simple and convenient! You can find all the details on how to become a member and open your account by visiting https://www.mymeriwest.com/dbank/live/app/register. If you have any questions or need assistance, feel free to give us a call at (408) 972-5222. For more information about eligibility criteria, check out our resource at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business with tools that streamline your transactions. Our merchant services provide practical solutions that help you accept payments easily, manage cash flow efficiently, and focus on what you do best growing your business. With options tailored for various industries, you'll find everything you need right here at Meriwest, located at 5615 Chesbro Ave San Jose Ca 95123 in San Jose, CA. We're dedicated to building lasting relationships with local businesses and ensuring they have the resources needed to thrive. Let us help you unlock your full potential! For more information, give us a call at (408) 972-5222.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $64 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,397,960, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Solutions

In today's fast-paced world, having digital banking options can make all the difference. At Meriwest, we understand that managing finances from the comfort of home is important. Our online banking platform allows you to handle transactions, view statements, and monitor your account activity all at your fingertips. Whether you're a busy professional juggling work and family or a student managing expenses, our digital tools help you stay organized and informed.

Everyday Banking Needs

Whether you're looking to manage your daily finances or plan for future goals, we offer essential services designed with you in mind. For instance, if you're seeking a place to deposit your paycheck or save for a vacation, our ATM Services Only are readily available to provide you with easy access to your funds. Imagine being able to withdraw cash or check your balance without waiting in line this convenience is just one way we strive to enhance your banking experience.

Personalized Member Support

We know that navigating financial choices can sometimes feel overwhelming. That's why our friendly staff is always ready to assist you with any questions or concerns. You can reach us at (408) 972-5222 during business hours from 8:00 a.m. to 5:00 p.m., Monday through Friday. We're here to guide you through every step, whether it's understanding fees, exploring loan options, or setting up an account.

Your Financial Partner

At Meriwest, we see ourselves as more than just a credit union; we're your financial partner committed to helping you succeed. With our range of services crafted around member needs, we aim to empower you with the tools necessary for financial well-being. If you're ready to take the next step in managing your finances effectively or want to learn more about how we can serve you better, visit us at Corporate Office- San Jose or give us a call at (408) 972-5222. We look forward to welcoming you into our community!

Digital & Online Banking

At Meriwest, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make your financial life easier and more secure. With our 24/7 online banking, you can manage your accounts anytime, anywhere, giving you the freedom to bank on your schedule. Explore our user-friendly online banking platform at https://www.meritrustcu.org/home/home. Here, you can view balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple to send money directly from your account. Security is a top priority for us. We use advanced technology to ensure that your personal information is always protected. Plus, with electronic signature authorization available, signing documents is as easy as clicking a button no more printing or mailing required. If you're looking to stay organized, you'll love our e-statements feature. Access your statements anytime without the clutter of paper. And for those who prefer managing their finances on-the-go, our mobile application puts all these services right in the palm of your hand. While we currently don't offer mobile payments, our focus remains on providing robust online solutions that meet your banking needs effectively. Experience the convenience and accessibility of digital banking at Meriwest, where we're committed to making your banking experience as smooth and efficient as possible.

Financial Strength

Commitment to Growth

With $169,175,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $7,715 in used auto loans and $1,638,630,843 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Savings Opportunities

Members' savings are secured through $543,090,834 in share certificates and $240,504,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $193,309,189, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 showcases a solid capital foundation, ensuring we can continue to provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 109,263, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meriwest is your trusted partner. Visit us at 5615 Chesbro Ave San Jose Ca 95123 or call (408) 972-5222 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,029,236 in used vehicle loans and $71,218,012 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right financing solution for your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $153,397,960 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and offer tailored solutions that can help fuel success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you want more information about our loan offerings or have any questions about eligibility requirements or refinancing options, please feel free to contact us at (408) 972-5222 or visit us at 5615 Chesbro Ave San Jose Ca 95123. Let Meriwest help you take the next step toward your financial goals!

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 currently available. Additionally, our credit lines total $703,382,443, providing you with access to funds when you need them most. Whether it's for unexpected expenses or planned purchases, having a credit line can be a great financial tool.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $282,395,718, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and lifestyles. If you're interested in refinancing your existing mortgage, ask us about our eligibility options.

Loan Aggregator

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Ensuring Accurate Comparisons

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Meriwest