Vehicle Loans in Roy, UT

Looking for the best car loan interest rates in Roy, UT? Compare offers from local lenders to find low rates that fit your budget. Whether you’re buying new or used, getting the right loan can save you money and make your next car purchase simple and stress-free.

Local credit unions and banks in Roy know the community and offer quick approvals with friendly service. By comparing rates nearby, you can drive away with confidence, knowing you chose a loan that supports your financial goals and keeps you on the road longer.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Chartway s auto loans with rates ranging from 4.5% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago but have gone down since 30, 60, and 90 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. University First has auto loan rates ranging from 5.14% to 6.14% APR today. These rates show no change from seven days ago. No other terms or loan types are listed. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% .

Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago. Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago.

Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months. University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month.

Goldenwest s auto loans with APRs ranging from 5.24% to 6.74% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 7.99% and 8.99% , showing no change over the past 90 days.

🏦 All Local Lenders in Roy, UT

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
ASCENT FEDERAL CREDIT UNION	5997 S 3500 W ROY UT 84067	⏰ MONDAY - FRIDAY 9 AM TO 6 PM SATURDAY 9 AM TO 6 PM 📞 8013999728 📠 8018661051	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $166,160,918 Deposits: $7,063,638 Net Worth: $15,653,993 Employees: 41 Members: 9,306
NORTHROP GRUMMAN FEDERAL CREDIT UNION	5770 S MISSILE WAY BLDG 5 ROY UT 84067	⏰ 8:00 A.M. - 5 P.M. (GMT) M-TH 8:00 A.M. - 4 P.M. (GMT) F 📞 8006332848	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $1,674,460,774 Deposits: $186,245,404 Net Worth: $150,916,925 Employees: 245 Members: 76,178
GOLDENWEST FEDERAL CREDIT UNION	5627 S 2050 W ROY UT 84067	⏰ M-Th 9am-5pm, Drive thru 6pm Fri - 9am-5:30pm, Drive Thru 6pm Sat - 9am-2pm 📞 8013378300	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $3,386,924,532 Deposits: $296,597,567 Net Worth: $444,742,290 Employees: 765 Members: 193,174
AMERICA FIRST FEDERAL CREDIT UNION	4051 S 1900 W BLDG 5 ROY UT 84067	⏰ M-F 9 am - 5 pm 📞 8016270900 📠 8018278342	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $21,352,783,826 Deposits: $2,179,824,396 Net Worth: $2,277,865,463 Employees: 3368 Members: 1,470,249
AMERICA FIRST FEDERAL CREDIT UNION	5662 S 2050 W ROY UT 84067	⏰ M-F 9 am - 6 pm Sat 9 am - 3 pm 📞 8018278770 📠 8018278342	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $21,352,783,826 Deposits: $2,179,824,396 Net Worth: $2,277,865,463 Employees: 3368 Members: 1,470,249
AMERICA FIRST FEDERAL CREDIT UNION	5370 S 1900 W ROY UT 84067	⏰ M-F 9 am - 6pmSat 9 am - 5pm 📞 8018278765 📠 8018278342	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $21,352,783,826 Deposits: $2,179,824,396 Net Worth: $2,277,865,463 Employees: 3368 Members: 1,470,249
AMERICA FIRST FEDERAL CREDIT UNION	3535 W 5600 S ROY UT 84067	⏰ M - F 9 am - 6 pmSat 9 am - 5 pm 📞 8018277135 📠 8018278342	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $21,352,783,826 Deposits: $2,179,824,396 Net Worth: $2,277,865,463 Employees: 3368 Members: 1,470,249
AMERICA FIRST FEDERAL CREDIT UNION	4059 S 1900 W ROY UT 84067	⏰ M - F 9 am - 5 pm 📞 8016270900 📠 8018278342	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $21,352,783,826 Deposits: $2,179,824,396 Net Worth: $2,277,865,463 Employees: 3368 Members: 1,470,249
WASATCH PEAKS FEDERAL CREDIT UNION	1935 W 4800 S ROY UT 84067	⏰ 9 am - 6 pm M-F 9 am - 1 pm Sat 📞 8017764400 📠 8014768033	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $610,624,524 Deposits: $26,788,883 Net Worth: $61,354,172 Employees: 117 Members: 31,033

🏘️ All the Lenders Available in Weber County, UT

✅ASCENT FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅GOLDENWEST FEDERAL CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅WASATCH PEAKS FEDERAL CREDIT UNION

✅SECURITY SERVICE FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅GRANITE FEDERAL CREDIT UNION

✅UTAH POWER CREDIT UNION

✅EDUCATION 1ST CREDIT UNION

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