America First Roy UT Credit Union: Best Auto Loans & Checking Accounts

Introduction

At America First in Roy, UT, we believe that strong financial partnerships foster community growth and personal success. Since our establishment in 1939, we've been dedicated to serving our members with integrity and commitment, ensuring that each individual feels valued and supported on their financial journey. Located at 5662 S 2050 W, our branch is a friendly place where you can explore a wide range of services tailored to your needs. With over 1,470,249 members benefiting from our offerings, we pride ourselves on being more than just a credit union; we're a part of the fabric of this community. We manage an impressive $21,352,783,826 in total assets, reflecting our stability and ability to provide competitive rates on loans and deposits. In fact, we have successfully issued 917,592 loans to help our members achieve their dreams be it buying a new car or refinancing a home. Our robust deposit base of $2,179,824,396 demonstrates the trust our members place in us. With a net worth of $2,277,865,463, we are well-positioned to continue delivering excellent service while maintaining strong financial health. Under the leadership of CEO Thayne Shaffer and Board President Linda Carver, we strive for excellence in every interaction. We encourage you to visit us for personalized service or give us a call at 801-827-8770. Whether you're looking to open an account or need assistance with a loan application, our friendly team is here to help! And remember, while you can visit us at our Roy location for all your banking needs, official correspondence should be directed to the same address: 5662 S 2050 W, Roy, UT 84067. Join us at America First today and experience the difference that comes with being part of a member-focused credit union! For more information about our services or to start your journey with us online, check out our website at http://www.americafirst.com.

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. We actively participate in local events and initiatives aimed at improving the lives of those in Roy and surrounding areas. Our partnerships with local organizations reflect our dedication to giving back and supporting programs that uplift our community. While members can visit us at 5662 S 2050 W Roy Ut 84067, official correspondence should be sent to 5662 S 2050 W, Roy, UT 84067 if different from the branch address. Should you have any questions or need assistance, feel free to reach out at 801-827-8770 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Join us today at America First! Experience firsthand how we can help you achieve your financial goals while being part of a caring community focused on growth and support. Together, let's build a brighter future!

Our Mission

At America First, our mission is clear: to provide exceptional financial services while promoting the well-being of our members and their communities. We believe that when you succeed financially, we all thrive together. This philosophy drives us to offer competitive rates on checking and savings accounts, auto loans, mortgage loans, personal loans, and more. We understand that convenience matters. That's why we offer robust online and mobile banking options allowing you to manage your finances anytime, anywhere. Our services also include ATMs and drive-thru banking for quick access to your funds without sacrificing personal service.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our Roy branch features ADA-compliant facilities, ensuring everyone can easily navigate our space. We also offer ample parking right outside the branch, so you won't have to worry about finding a spot when you visit us.

Connect With Us

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 801-827-8770. We're here for you! While you can visit us at our Roy location for all your banking needs, please note that official correspondence should be sent to the same address: 5662 S 2050 W, Roy, UT 84067. We look forward to welcoming you at America First!

Operating Hours and Services

At America First, we value your time. Our lobby hours are designed with your convenience in mind: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Whether you need assistance with personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, our dedicated staff is here to help. For those on the go, we also provide ATM access and a drive-thru service for quick transactions such as deposits and withdrawals. You can get cash when you need it without stepping inside!

Member Eligibility

Becoming a member of America First is like joining a family that's dedicated to your financial well-being. Whether you're in the neighborhood or just passing through, we welcome individuals who live, work, worship, or attend school in our community. If you have a family member who is already a member, you're also eligible! This means that joining us is not only straightforward but also an opportunity to connect with those around you. At America First, you'll enjoy a range of benefits including personalized service and competitive rates on loans and accounts. Ready to take the next step? Opening an account is simple! Just visit us at our branch located at 5662 S 2050 W Roy Ut 84067, or give us a call at (801) 827-8770 for more information. For detailed eligibility criteria, feel free to check out our website at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running a busy café where customers can pay easily with their cards or mobile wallets. Our services ensure that you can focus on serving your customers while we handle the transactions smoothly. Located at 5662 S 2050 W Roy Ut 84067, Roy, UT, we invite you to explore how America First can partner with you in reaching your business goals. Call us at (801) 827-8770 or visit us during our operating hours: M-F 9 am - 6 pm and Sat 9 am - 3 pm. Let's take your business further together!

Comprehensive List Of Services

Additional Services

In addition to these offerings, we provide essential services such as ATM access for easy cash withdrawals and basic drive-thru banking for quick transactions like deposits and balance checks. Our goal is always convenience and accessibility for our members. If you're ready to explore how America First can support your financial goals, don't hesitate to reach out! Call us at (801) 827-8770 or visit us today at 5662 S 2050 W Roy Ut 84067 in Roy, UT. We can't wait to assist you!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our Auto Loans & Vehicle Financing. We provide competitive rates and flexible terms to help you get behind the wheel without breaking the bank. Picture yourself driving off in your dream car, knowing that you made a smart financial decision with our support.

Business Banking

For local entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to help your company thrive. Imagine having the resources you need to expand your business while keeping your finances organized.

Credit Cards with Rewards

Why not earn while you spend? Our Credit Cards with Rewards offer fantastic benefits on every purchase. Whether it's cash back or travel rewards, these cards are perfect for anyone looking to maximize their spending potential.

Mortgage Loans & Refinancing

Homeownership is a big step, and we make it easier with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our team will guide you through every step. Think about how rewarding it feels to own a home, and let us help make that dream a reality.

Personal Banking

For everyday banking, we offer Personal Banking options that include checking and savings accounts. Whether you're saving for a rainy day or managing monthly expenses, our accounts come with no hidden fees and easy access. Imagine being able to check your balance or transfer funds from the comfort of your home using our Online & Mobile Banking features. You can also enjoy hassle-free deposits and withdrawals through our ATM and drive-thru services.

Personal Loans & Debt Consolidation

Managing debt can be overwhelming, but our Personal Loans & Debt Consolidation services are here to simplify things. We can assist you in consolidating multiple debts into one manageable payment, helping you regain control of your finances. Envision having peace of mind as you work towards financial freedom with less stress.

Digital & Online Banking

Effortless Transfers

Need to send money to a friend? Our person-to-person transfer service lets you do that easily and quickly, making splitting bills or sending gifts a breeze. All these features come together to give you real-time account management that fits into your lifestyle. At America First, we're committed to providing modern banking solutions that are both accessible and secure. Join us today at http://www.americafirst.com and discover how easy banking can be!

Security and Convenience

Your security is our priority. We provide electronic signature authorization to make signing documents quick and secure from the comfort of your home. This means no more printing or mailing just sign digitally and you're done! Our mobile application brings banking right to your fingertips. With this handy app, managing your finances is not only convenient but also safe. You can enjoy features like mobile payments, allowing you to pay for purchases directly from your phone without the hassle of carrying cash or cards.

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 3,097,747, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares amount to $34,785,848, indicating funds available for lending and investments. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 5662 S 2050 W Roy Ut 84067 or call (801) 827-8770 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our impressive $167,577,866, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to responsible lending is evident as well; we currently support our members with $316,583 in used auto loans and have a total of $15,267,227,347 in loans and leases available.

Strong Financial Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned one, our financing options are designed to fit your budget.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed for growth. We are committed to supporting local businesses and helping them thrive within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We know that navigating the housing market can be overwhelming; that's why our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility options for new ones, our knowledgeable staff is ready to assist you. We aim to ensure that all members find the best possible rates and terms that suit their unique financial situations. You can reach us at 801-827-8770 during our business hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. For more information about our services or to apply for a loan today, visit us online at America First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At America First in Roy, we strive to provide not just financial solutions but also peace of mind as you navigate your borrowing needs. Let's work together towards achieving your goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. This option allows you to make purchases without needing collateral while enjoying a manageable repayment plan tailored to your spending habits.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Roy, UT