Goldenwest Credit Union Roy UT | Affordable Vehicle Loans & Drive-Thru Banking

Introduction

Welcome to Goldenwest, your trusted community credit union located at 5627 S 2050 W, Roy, UT 84067. Since our establishment in 1936, we've been dedicated to serving our members with reliable financial services tailored to their needs. With a total membership of 193,174, we take pride in building strong relationships within our community, ensuring that every member feels valued and supported. At Goldenwest, we understand the importance of financial security. That's why we manage total assets of over $3.39 billion and provide a diverse range of loans over 141,134 loans are currently available to help you achieve your goals, whether it's purchasing a new home, buying a car, or consolidating debt. Our commitment to you is reflected in our total deposits of $296,597,567, showcasing the trust our members place in us. While members can visit us at our Roy branch for personal banking services like checking and savings accounts, auto loans, mortgages, and more, official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. Under the leadership of our CEO, Kerry Wahlen, and Board President, Dan Musgrave, we strive to create an environment where everyone can thrive financially. With a team of 765 dedicated employees, we are here to assist you with everything from online banking to business loans. We invite you to explore what Goldenwest has to offer. Visit us today or call us at 801-337-8300 to learn more about how we can help you secure your financial future! For additional information about our services and account openings, check out our website at gwcu.org. Join us on this journey towards achieving your financial dreams!

Branch History & Mission

Welcome to the heart of our community, where Goldenwest has been serving the residents of Roy, UT since its establishment in 1936. With a proud legacy spanning decades, our branch has grown alongside the community, becoming a trusted financial partner for over 193,174 members. Located at 5627 S 2050 W Roy Ut 84067, we are easily accessible and situated near local landmarks that make us a familiar part of your daily life. While members can visit us at this address, official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. From our humble beginnings to managing total assets of over $3,386,924,532, we have continually adapted to meet the evolving needs of our members. Our mission is simple yet powerful: to provide exceptional financial services while supporting and enriching our community. We believe that by putting people first, we can help individuals and families achieve their financial goals. At Goldenwest, we offer a variety of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our commitment extends beyond just transactions; we actively engage in community outreach efforts and partnerships that uplift those around us. Our operating hours are designed with your convenience in mind Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. We also have drive-thru banking available for those who prefer quick and easy access to their accounts. Additionally, members can utilize our ATM services anytime, ensuring that you have access to your funds when you need them most. As we move forward into the future, we remain dedicated to enhancing our digital offerings while maintaining accessibility for all members. Whether it's through online banking or mobile payments, we strive to create a customer-centric experience that makes managing finances easier than ever before. Join us at Goldenwest, where your financial success is our priority. Experience firsthand the benefits of being part of a credit union that values its members and community. Together, let's build a brighter financial future! For more information or to get started today, give us a call at (801) 337-8300 or visit our website at https://www.gwcu.org/.

Branch Location & Accessibility

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM and on Friday until 5:30 PM. On Saturdays, our drive-thru operates from 9 AM to 2 PM. Whether you're looking to open an account or need assistance with loans and credit cards, our friendly team is ready to help.

Services Offered

At Goldenwest, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options that suit everyone. If you're a business owner, you'll find our merchant services and business loans valuable as well. Plus, with online and mobile banking available, managing your finances has never been easier! We invite you to come by and discover how we can support your financial journey. Feel free to call us at 801-337-8300 if you have any questions or need assistance before your visit. We look forward to welcoming you at Goldenwest!

Member Eligibility

At Goldenwest, we believe that joining our community is about more than just banking it's about becoming part of a family that cares. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely already eligible! We also welcome family members of existing members, making it easy for your loved ones to enjoy the benefits we offer. For more detailed information on what makes you eligible, feel free to check out our website at http://www.gwcu.org/membership. Once you've confirmed your eligibility, opening an account with us is a breeze! Simply visit our account opening page at http://www.gwcu.org/loans/apply and follow the straightforward instructions. If you have any questions or need assistance along the way, don't hesitate to give us a call at (801) 337-8300. We're here to help you every step of the way as you embark on this exciting journey with Goldenwest, located at 5627 S 2050 W Roy Ut 84067. Welcome aboard!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine a local café seamlessly processing payments while managing inventory effortlessly. At Goldenwest, our merchant services help you streamline transactions so you can focus on what truly matters serving your customers and growing your business. Explore how our dedicated team at Goldenwest, located at 5627 S 2050 W Roy Ut 84067 in Roy, UT, can empower your business today! For more information, call us at (801) 337-8300 or visit our website here.

Comprehensive List Of Services

Business Banking

For our business members, Goldenwest offers comprehensive banking solutions that can help elevate your operations. Our merchant services simplify payment processing, while our business loans give you the capital needed for expansion or day-to-day expenses.

Convenient Access

We know convenience matters. That's why we also provide ATM and cash withdrawal services so you can access your funds whenever you need them. If you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car. Additionally, as a member of Goldenwest, you can benefit from basic shared branch transactions if you're part of other partner credit unions making it easier than ever to manage your finances no matter where life takes you.

Credit Solutions

If you're facing unexpected expenses or need to consolidate debt, our personal loans provide flexible solutions tailored for your situation. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases that can lead to exciting travel experiences or cash back.

Get Started Today!

Ready to experience all that Goldenwest has to offer? Call us at 801-337-8300 or visit us at [gwcu.org](https://www.gwcu.org/) for more information about opening an account or applying for a loan. Our friendly staff is here to guide you through every option available to ensure you're making the best financial decisions possible. We look forward to serving you!

Personal Banking

Our personal banking services are designed with you in mind. You can open checking and savings accounts that fit your lifestyle. Imagine having easy access to your money through online and mobile banking whether you're at home or on the go. With just a few taps, you can check your balance, transfer funds, or pay bills without stepping foot outside. When it comes time for a new car, our auto loans and vehicle financing options make purchasing straightforward and stress-free. We offer competitive rates to help you get behind the wheel of your dream car. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans are crafted to support you every step of the way.

Digital & Online Banking

Accessibility

We believe in making banking accessible to everyone. Our services are designed for ease of use, ensuring that even those who aren't tech-savvy can navigate their accounts without hassle. With real-time updates, you'll always know where your money is going and how much you have available. In summary, Goldenwest is committed to providing robust digital banking solutions that empower you to take control of your financial life with confidence. Start enjoying the benefits today by visiting https://www.gwcu.org/!

Key Features

Our 24/7 Online Banking Services allow you to check balances, pay bills, and transfer funds with just a few clicks. To get started, visit us at https://www.gwcu.org/. You'll find everything you need for easy account management right at your fingertips. With our mobile application, banking is even more convenient. You can make payments using our Mobile Payments Feature, send money to friends or family through Person-to-Person Transfers, and view your statements electronically with E-Statements Availability. This not only saves paper but also helps keep your finances organized and accessible. Your security is our top priority. While we currently do not offer Electronic Signature Authorization, rest assured that all transactions made through our online platform are protected with the latest security measures. We strive to provide a user-friendly experience that gives you peace of mind while managing your finances.

Financial Strength

Growing Member Base

With total share accounts reaching 595,185, it's clear that more people are choosing Goldenwest as their trusted financial partner. This growing member base reflects the trust our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 5627 S 2050 W Roy Ut 84067 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We offer $34,558 in used auto loans and have a total of $2,624,868,974 in loans and leases available. This diverse portfolio ensures that whether you're looking to purchase a vehicle or finance other significant purchases, we have the resources ready for you.

Member-Centric Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees who are dedicated to serving you with expertise and care.

Reinvesting for Your Benefit

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment translates into a robust range of products designed with your financial future in mind.

Solid Financial Position

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we are committed to supporting your ambitions. At Goldenwest, we believe everyone deserves access to financial resources that can help them succeed. If you're ready to take the next step, feel free to reach out at (801) 337-8300 or visit us at 5627 S 2050 W Roy Ut 84067 in Roy, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We provide clear information about eligibility and refinancing options so that you can make informed decisions about your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards are designed for everyday purchases while providing you with valuable rewards and benefits.

Loan Aggregator

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Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Solutions

Get Started Today!

Personal Banking

Digital & Online Banking

Accessibility

Key Features

Financial Strength

Growing Member Base

Lending Capacity

Member-Centric Savings

Operational Efficiency

Reinvesting for Your Benefit

Solid Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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