Wasatch Peaks Credit Union Roy UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Wasatch Peaks, your trusted financial partner since 1930! Located at 1935 W 4800 S, Roy, UT 84067, we are proud to serve our vibrant community with dedication and care. As part of a member-focused credit union, we prioritize your financial well-being by offering personalized services tailored to your needs. With over 31,000 members relying on us and total assets exceeding $610 million, we are committed to fostering a strong financial future for everyone in our community. Under the leadership of our CEO, Jeff Shaw, and Board President, Mark Ramsey, our team of 117 employees works diligently to provide exceptional service. We understand that banking is not just about numbers; it's about building relationships. Our members benefit from a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. At Wasatch Peaks, we take pride in our solid foundation with total deposits reaching $26,788,883 and a net worth of $61,354,172. Our commitment extends beyond just banking; we aim to make a positive impact in the lives of our members and the community at large. Whether you're looking for advice on loans or simply want to open an account, we're here for you! While members can visit us at our Roy branch for all their banking needs, official correspondence should be sent to the same address: 1935 W 4800 S, Roy, UT 84067. We invite you to join us at Wasatch Peaks! Feel free to call us at 801-776-4400 or visit our website at wasatchpeaks.com to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch History & Mission

Join Us

With convenient operating hours from 9 am - 6 pm on weekdays and 9 am - 1 pm on Saturdays, Wasatch Peaks is here for you when you need us most. If you're looking for a place that not only cares about your financial success but also believes in uplifting the community around it, consider joining us today! Experience firsthand how being part of Wasatch Peaks can benefit you and your family. For more information or assistance, feel free to call us at 801-776-4400 or visit our website at Wasatch Peaks. Together, let's build a brighter financial future!

Our Mission

At Wasatch Peaks, our mission is simple yet powerful: we aim to empower our members through financial education and personalized service. We believe that everyone deserves a chance to achieve their financial goals without unnecessary obstacles. That's why we are committed to providing transparent financial products that meet your needs. In addition to offering competitive rates and low fees, we actively engage in community outreach initiatives. From local partnerships to support educational programs, we invest in the growth and well-being of Roy and surrounding areas. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 1935 W 4800 S, Roy, UT 84067 if it differs from your visit.

Our Story

Since opening our doors in the heart of Roy, Wasatch Peaks has evolved into a cornerstone of financial support for families and businesses alike. Over the decades, we have expanded our offerings from basic savings accounts to a comprehensive suite of personal banking services, auto loans, mortgages, and business financing solutions. Each milestone in our history reflects our commitment to adapting to the needs of our members while maintaining a strong community focus. As we celebrate our achievements, we also acknowledge the importance of innovation. At Wasatch Peaks, we understand that convenience matters. That's why we offer online and mobile banking services, ensuring our members can access their accounts anytime and anywhere. With an ATM available on-site and drive-thru banking options for quick transactions, we strive to make banking as accessible as possible.

Branch Location & Accessibility

Get in Touch

Have questions or need more information? Don't hesitate to reach out! Give us a call at 801-776-4400 or stop by our branch. We look forward to welcoming you into the Wasatch Peaks family and assisting you with all your banking needs!

Operating Hours

Our doors are open for your convenience! You can visit us Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 1 PM. Whether you're stopping by to open a new account or simply need assistance with your existing services, our dedicated team is ready to assist you during these hours.

Parking and Accessibility

We understand that ease of access is important. Our branch offers ample parking space and is fully compliant with ADA standards, ensuring that everyone can enjoy our services comfortably. We also provide drive-thru banking for those who prefer to conduct their transactions from the comfort of their vehicles.

Services Offered

At Wasatch Peaks, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that suit everyone. Plus, with our ATM available on-site and shared service options for partner credit union members, accessing your funds has never been easier.

Member Eligibility

At Wasatch Peaks, we believe that everyone deserves a supportive financial partner. Becoming a member is simple and welcoming! If you live, work, or worship in the area surrounding 1935 W 4800 S Roy Ut 84067, you may be eligible to join our community. We value your unique needs and are here to offer you personalized banking services that can help you thrive financially. For more detailed information about eligibility criteria, feel free to check out our website at https://www.wasatchpeaks.com/wasatch-peaks-membership . Ready to take the next step? Opening an account with us is a breeze! You can easily start the process by visiting us online at https://loans.wasatchpeaks.com/ or give us a call at (801) 776-4400 if you have any questions. Join us at Wasatch Peaks, where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $35 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $165,700,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a reliable partner that streamlines your payment processing. Our merchant services equip you with the tools needed to accept payments effortlessly, whether online or in-person. This means you can focus on what matters most growing your business and serving your customers. Located at 1935 W 4800 S Roy Ut 84067 in Roy, UT, our team is here to help you navigate your financial needs. Connect with us today at (801) 776-4400 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're committed to supporting your success every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can manage your accounts anytime, anywhere check balances, transfer funds, pay bills, and much more all from the comfort of your home or on-the-go. For those times when you need cash quickly, our ATM services are available for easy withdrawals and balance checks. Plus, with basic drive-thru banking options for deposits and simple transactions, we ensure that accessing your money is as hassle-free as possible.

Credit Cards and Rewards

Don't forget about our credit cards with rewards, which provide benefits that can help you save on everyday purchases while earning points for future rewards. It's an excellent way to turn your spending into savings!

Personal Banking

We understand that managing money can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed to fit various lifestyles. Whether you're saving for a vacation or day-to-day expenses, we offer options that make it easy for you to keep track of your finances. When it comes to larger purchases like a car or home, our auto loans and vehicle financing make the process straightforward and accessible. You'll find competitive rates and flexible terms that can help you get behind the wheel sooner than you think! We also offer mortgage loans and refinancing options that can make owning a home more achievable. Our experienced staff will guide you through the mortgage process with ease. If you're facing unexpected expenses or just need some extra cash flow, our personal loans and debt consolidation services are here for you. We work with members to create personalized solutions that relieve financial stress.

Shared Branch Transactions

As part of our commitment to community banking, we also offer basic shared branch transactions. This means if you're a member of a partner credit union, you can perform essential operations like deposits and withdrawals right here at Wasatch Peaks. At Wasatch Peaks, we're dedicated to helping you achieve your financial goals with services designed around your needs. If you're interested in learning more about how we can assist you or if you're ready to open an account, give us a call at 801-776-4400 or visit us online at wasatchpeaks.com. We're here to support you!

Digital & Online Banking

Accessibility & Real-Time Management

With Wasatch Peaks, managing your finances has never been easier. Our mobile payments feature may not be available yet, but our focus is on providing secure solutions that empower you to take control of your money. Enjoy real-time account management wherever you are, and rest assured knowing that help is just a call away at (801) 776-4400 should you have any questions. Explore all the ways our digital banking services can enhance your experience today! Visit us at https://www.wasatchpeaks.com/ and discover how we make banking work for you.

Key Features

Our online banking service provides 24/7 access, allowing you to check your balance, transfer funds, and pay bills from the comfort of your own home. No more rushing to the bank before closing time! Plus, with our user-friendly mobile application, you can manage your accounts right from your smartphone. It's simple to download and gives you all the tools you need at your fingertips. One standout feature is our person-to-person transfer option. This allows you to send money directly to friends or family without any hassle. Need to split a bill? Just a few taps on your device and it's done! Additionally, we prioritize your security with electronic signature authorization, ensuring that your transactions are safe and protected. And if you prefer going paperless, our e-statements are available for easy access; you'll receive your account statements electronically, which not only saves trees but also keeps everything organized in one place.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 69,946, showcasing a strong and growing member base that trusts us with their finances. This trust enables us to continue enhancing our service offerings while maintaining the security of your funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wasatch Peaks is your trusted partner. Visit us at 1935 W 4800 S Roy Ut 84067 or call 801-776-4400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Your savings are secure with us through $179,074,919 in share certificates and $109,824,600 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 83 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $50,094,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $49,742,405 in total loans and leases.

Solid Financial Health

With a net worth of $61,354,172, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,095,025 in used vehicle loans and $29,269,592 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles and provide flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $165,700,755 provide the capital needed to grow and expand. We understand that every business is unique and tailor our loan offerings to meet your specific needs.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,035,913 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power while providing you with financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,373,022, make buying or refinancing simple. We guide you through the process to ensure you find the right fit for your financial situation.

Refinancing Options

If you're looking at refinancing options for any of our loan products, we encourage you to reach out. Our team can discuss eligibility requirements and help determine the best path forward for your financial well-being. At Wasatch Peaks located at 1935 W 4800 S Roy UT 84067, we're dedicated to serving our community's financial needs. You can reach us at 801-776-4400 during our operating hours: Monday through Friday from 9 am - 6 pm and Saturday from 9 am - 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and discover how we can assist you in achieving your financial dreams!

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WASATCH PEAKS FEDERAL CREDIT UNION