Best Auto Loans & Business Banking | Roy UT America First Credit Union

Introduction

Welcome to America First, your trusted partner in financial wellness located at 3535 W 5600 S, Roy, UT 84067. Established in 1939, our credit union has grown into a vibrant community hub, proudly serving over 1,470,249 members with a strong commitment to their financial needs. With total assets amounting to an impressive $21,352,783,826 and total deposits of $2,179,824,396, we are here to help you achieve your financial goals. At America First, we believe in the power of community. Our dedicated team, led by CEO Thayne Shaffer and Board President Linda Carver, works tirelessly to provide a range of services that include personal banking, auto loans, mortgages, and business financing solutions. Whether you're looking for a new vehicle or planning for your future with a savings account, we've got you covered. While you can visit us at our Roy branch for any inquiries or assistance during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM official correspondence should be directed to the same address: 3535 W 5600 S, Roy, UT 84067. We are proud of our solid financial foundation with a net worth of $2,277,865,463 and cash in hand amounting to $178,755,078. Additionally, our strong lending portfolio reflects our commitment to supporting members with total loans reaching up to 917592. Join us today at America First where your financial journey is supported by a caring community. Feel free to call us at 801-827-7135 for more information or visit our website at www.americafirst.com. Together, let's build a brighter financial future!

Branch History & Mission

Community Connections

We take pride in our partnerships within the Roy community. Through various initiatives and programs, we aim to give back and support those in need. Whether it's sponsoring local events or providing financial education workshops, we are here for you beyond traditional banking. While members can visit us at 3535 W 5600 S for all their banking needs, official correspondence should be sent to our mailing address at the same location. Feel free to reach out at 801-827-7135 during our operating hours: Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 5 pm.

Join Us

As we continue this journey together, we invite you to become part of America First's vibrant community. Experience firsthand how we can help you achieve your financial dreams while making a positive impact in Roy. Join us today and let's build a brighter future together!

Mission Statement

At America First, our mission is simple yet profound: to enhance the lives of our members through exceptional financial services while fostering strong community ties. We believe that everyone deserves access to quality banking solutions and support systems that can help them achieve their goals. We are dedicated not just to helping you manage your money but also to enriching the communities we serve through various outreach programs. We are committed to digital advancements, ensuring that your banking experience is convenient and user-friendly. Whether you prefer online banking or using our mobile app for quick transactions, we've got you covered. Plus, our ATM availability means you can access cash when you need it without hassle.

Our Journey

America First started as a small credit union with a big vision: to empower individuals and families by providing accessible financial solutions. Over the decades, we have evolved significantly, adapting to the changing landscape while maintaining our commitment to community service. Today, our branch is more than just a place for transactions; it's a hub for support and guidance as members navigate their financial journeys. Our headquarters in Riverdale, Utah, oversees our mission-driven approach that emphasizes local engagement and outreach. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to offer services that meet the diverse needs of our members.

Branch Location & Accessibility

Nearby Landmarks and Parking

Our branch is nestled in a vibrant area close to popular local landmarks, making it easy to incorporate your banking needs into your daily routine. Ample parking is available, ensuring that you can access our facilities without any hassle. We are also ADA compliant, with features like ramps for easy access.

Operating Hours

At America First, we understand that flexibility matters. Our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Whether you need personal banking services or assistance with loans and credit cards, our friendly team is ready to assist you during these hours.

Services Offered

We take pride in offering a comprehensive suite of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have the tools to help you manage your finances effectively. Plus, with ATM availability on-site, accessing cash is quick and easy. While members can visit us at 3535 W 5600 S, official correspondence should be sent to the same address for consistency. Should you have any questions or need assistance, feel free to give us a call at 801-827-7135.

Visit Us Today!

Your financial well-being is important to us! We invite you to visit America First at Roy Kent's Marketplace and discover how we can support your goals. Our team is eager to welcome you and provide personalized service tailored just for you!

Member Eligibility

Joining America First means becoming part of a welcoming and supportive community where your financial needs are prioritized. If you live, work, or worship in the area, you're likely eligible for membership! We believe in making banking accessible to everyone, so whether you're looking for personal banking solutions or business services, we have something for you. To find out more about the specific eligibility requirements, visit our detailed page at . It's designed to help you understand exactly what it takes to become a member. Opening an account with us is straightforward and hassle-free. Simply visit our branch located at 3535 W 5600 S Roy Ut 84067, give us a call at (801) 827-7135, or check out our account opening information online. Our friendly team is here to assist you every step of the way and ensure that your experience is smooth and enjoyable. We're excited to welcome you to the America First family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment system that fits your needs perfectly this is what our merchant services offer. From processing transactions efficiently to managing cash flow, we help businesses streamline their operations. For example, a local café can accept payments seamlessly, whether it's cash, card, or mobile payment options. This not only enhances customer satisfaction but also boosts sales. Located at 3535 W 5600 S Roy Ut 84067, Roy, UT, our team is here to guide you through your business financial journey. Let's work together to achieve your goals! For more information, give us a call at (801) 827-7135.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Simple

If you're a business owner, you'll appreciate our comprehensive business banking services, which include merchant services and business loans. We aim to support your entrepreneurial journey by providing tailored financial products designed for growth.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks at your fingertips, staying on top of your money has never been easier.

Credit Options That Reward You

Our credit cards with rewards program offers an excellent way to earn points while making everyday purchases. You'll love knowing that each swipe contributes toward something special, whether it's travel rewards or cash back.

Get Started Today!

Ready to explore all the ways we can assist you? Visit us at America First or call us at (801) 827-7135 today! Our team is eager to guide you through our full suite of services available at Roy Kent's Marketplace. Join us in creating a brighter financial future tailored just for you!

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts that cater to different lifestyles and goals. Imagine having a checking account that helps you manage your day-to-day expenses while also earning interest on your savings. With us, you can enjoy the benefits of both worlds. When it's time to purchase a vehicle, our auto loans and vehicle financing options make it easier than ever. We understand how exciting it is to drive off in a new car, and our competitive rates ensure that you find a loan that fits your budget perfectly. If you're dreaming of home ownership or looking to refinance your current mortgage, our mortgage loans and refinancing options will guide you through the process. Our experienced advisors are ready to provide insights and support every step of the way. For those unexpected expenses or plans that need funding, look no further than our personal loans and debt consolidation services. We can help streamline your finances by consolidating debt into one manageable payment.

Digital & Online Banking

At America First, we understand that convenience and security are essential in today's fast-paced world. That's why our digital and online banking services are designed to give you the freedom to manage your finances anytime, anywhere. Whether you're at home, on the go, or at work, our services make banking as easy as a few clicks. Our online banking platform is accessible 24/7, allowing you to check balances, pay bills, and transfer funds with ease. You can start exploring all these features by visiting us at http://www.americafirst.com. Need to send money to a friend? With our person-to-person transfer option, it's simple and quick. Just enter their details and send funds instantly no need for cash or checks. Worried about paperwork? Say goodbye to the hassle of printing and signing documents. Our electronic signature authorization lets you sign important documents online securely. Plus, if you prefer to keep track of your statements electronically, we offer e-statements so you can view your account activity without cluttering your mailbox. For those who like to do everything from their smartphones, our mobile application is available for download. With just a few taps, you can manage your accounts, make payments using mobile payments features, and even set up alerts for important transactions. Overall, America First aims to provide user-friendly tools that enhance your banking experience while ensuring your information remains safe. Dive into the future of banking with us and enjoy real-time account management right at your fingertips!

Financial Strength

Growing Trust

With a total of 3,097,747 share accounts, we have built a strong and growing member base that trusts us with their finances. The net shares available for lending and investments stand at $34,785,848, reflecting our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 3535 W 5600 S Roy Ut 84067 or call (801) 827-7135 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our total loans and leases amounting to $15,267,227,347, which supports your financial goals across various sectors including $316,583 in used auto loans.

Member-Centric Resources

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we are here to assist you every step of the way.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to expand your operations. We understand the challenges businesses face and aim to support your entrepreneurial journey. Our dedicated team at America First is ready to assist you with refinancing options and determining eligibility for any of our loan products. You can reach us at 801-827-7135 or visit us at 3535 W 5600 S Roy Ut 84067 during our lobby hours from Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our array of loan products tailored for different needs and circumstances, we're committed to helping you take control of your financial future.

Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. These cards come with various benefits that can suit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We provide guidance through the entire process so you can feel confident about your investment.

Loan Aggregator

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America First