Northrop Grumman Credit Union Roy UT: Low Mortgage Rates & Business Loans

Introduction

Welcome to Northrop Grumman, your trusted financial partner located at 5770 S Missile Way Bldg 5, Roy, UT 84067. Since our establishment in 1946, we have been dedicated to serving our members with integrity and care. With a strong community focus, we are proud to support 76,178 members who rely on us for their banking needs. At Northrop Grumman, we understand that financial stability is essential for individuals and families. That's why we manage a robust total asset base of $1,674,460,774, ensuring that your funds are secure and accessible. Our commitment to excellence is reflected in our impressive total deposits of $186,245,404 and our substantial net worth of $150,916,925. Under the leadership of our CEO, Mark Rabinowitz, and Board President, Heather Crofford, our team of 245 dedicated employees is here to assist you every step of the way. Whether you're looking for personal banking services or business financing solutions, we offer a wide range of products tailored to meet your unique needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: BOX 47009, Gardena, CA 90248. We invite you to explore our services further by visiting our website at ngfcu.us. Join us today as we continue to foster financial growth and community engagement! If you have any questions or need assistance, please don't hesitate to call us at 800-633-2848. Your financial journey begins here with Northrop Grumman!

Branch History & Mission

A Legacy of Service

From our humble beginnings, Northrop Grumman has evolved into a trusted financial partner. Our journey reflects not only growth in numbers but also an unwavering dedication to our members. As we expanded our services ranging from personal banking to business loans we focused on ensuring that each member feels valued and supported. We recognize that each financial decision impacts lives, and we strive to provide personalized solutions that meet those needs.

Community Connections

Northrop Grumman believes in giving back. We actively participate in various community outreach programs aimed at improving lives around us. Whether it's sponsoring local events or partnering with organizations for charitable initiatives, we aim to make a difference right here in Roy and beyond. As technology advances, we ensure that our services remain accessible through online banking and mobile payments bringing convenience right to your fingertips while maintaining ADA compliance for all members. Join us today! Experience firsthand how Northrop Grumman is not just a credit union but a place where your financial journey is met with care and expertise. Together, let's build a brighter future for you and our community.

Our Mission

The mission of Northrop Grumman is simple yet profound: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that when individuals thrive financially, communities flourish as a whole. Our commitment goes beyond offering products like auto loans, mortgages, and credit cards; it's about fostering relationships built on trust and support. While you can visit us at our branch location for your banking needs during our operating hours Monday through Thursday from 8:00 A.M. to 5 P.M., and Friday until 4 P.M. official correspondence should be sent to BOX 47009, Gardena, CA 90248 if needed.

Branch Location & Accessibility

Accessibility Features

At our Roy location, we prioritize accessibility for all our members. The branch is fully ADA compliant, featuring ramps and spacious parking to ensure that everyone can visit us without hassle. Whether you're coming in for personal banking or need assistance with loans and credit cards, our friendly staff is here to help.

Contact Us

If you have any questions or would like more information about our services, feel free to call us at 800-633-2848. We're here to help you every step of the way! Whether you're looking to open an account or explore loan options, we invite you to stop by Northrop Grumman today we're excited to serve you!

Operating Hours

We understand that life can be busy! That's why our lobby hours are accommodating open Monday through Friday from 8:00 A.M. to 5:00 P.M., and until 4:00 P.M. on Fridays. This gives you ample time to take care of your banking when it works best for you.

Services Offered

While visiting us at this location, you'll have access to a wide range of financial services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and even business banking solutions. Although we do not have an ATM or drive-thru service available at this site, our team is ready to assist you with any transactions directly inside the branch.

Member Eligibility

At Northrop Grumman, we believe that becoming a member is like joining a family where everyone supports one another. If you live, work, or worship in the Roy area, or if you are an employee of Northrop Grumman, you're already on your way to enjoying the many benefits we offer. We welcome all eligible members with open arms! For those interested in learning more about eligibility requirements, feel free to check out the details at http://www.ngfcu.us/services/join-now . Joining is simple and straightforward! Once you confirm your eligibility, opening an account is just a few clicks away. You can start your membership journey by visiting our account opening page here: https://www.myonlineinsurance.com/~/default.aspx?prd=add&client=northropgrummanfcu&newenrollment=1 . If you have any questions or need assistance, don't hesitate to reach out to us at (800) 633-2848. We're excited to help you take this important step toward financial empowerment right here at Northrop Grumman, located at 5770 S Missile Way Bldg 5 Roy Ut 84067.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need at your fingertips. With our tailored loan options, businesses can invest in new equipment, hire staff, or even open new locations. Our team is here to guide you through each step of the process, ensuring you find the right financing solution.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for your business. Picture this: a busy retail store where customers can pay easily using their preferred method whether it's credit card, mobile payment, or online checkout. Our merchant solutions streamline payment processing, allowing you to focus on what you do best serving your customers. Located at 5770 S Missile Way Bldg 5 Roy Ut 84067 in Roy, UT, we're dedicated to helping local businesses thrive. Contact us today at (800) 633-2848 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates tailored to your budget. Imagine driving off in your dream vehicle without the hassle of complicated paperwork. With our easy online application process, getting approved is just a click away.

Business Banking Solutions

For our entrepreneurial members, our Business Banking services provide essential tools like merchant services and business loans. We know running a business takes dedication and hard work; that's why we offer personalized support to help you thrive.

Credit Cards with Rewards

We also offer Credit Cards with Rewards that allow you to earn points for every purchase you make. Imagine using your everyday spending to earn rewards for travel or cashback! It's a simple way to get more from your money while enjoying the convenience of using plastic.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Northrop Grumman, we want to help you achieve that goal with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we guide you through each step, ensuring you find the best solution for your needs.

Online & Mobile Banking

To ensure that managing your finances is convenient, we provide robust Online & Mobile Banking features. With secure access at your fingertips, you can check balances, transfer funds, and pay bills all from the comfort of home or on-the-go. In addition to these services, we also provide ATM access for cash withdrawals whenever needed. While our branch may not have ATMs on-site currently, we're here to ensure all aspects of banking remain accessible through digital means. If you're ready to take control of your financial future with us at Northrop Grumman, don't hesitate! Visit us at 5770 S Missile Way Bldg 5 Roy Ut 84067 in Roy, UT or give us a call at (800) 633-2848 today. Join our community of satisfied members who trust us with their financial needs!

Personal Banking

For those looking to manage their finances effectively, we offer Personal Banking services, including checking and savings accounts that fit your lifestyle. Whether you're saving for a new home or planning a vacation, our accounts come with competitive interest rates and no hidden fees. Need quick access to your cash? Our online and mobile banking features allow you to manage your accounts anytime, anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can help ease those financial burdens. Whether it's for medical bills or consolidating credit card debt into one manageable payment, we work with you to find the right plan that fits your situation.

Digital & Online Banking

Accessibility and Ease-of-Use

Navigating through all these features is straightforward and user-friendly. Whether you're tech-savvy or just getting started with online banking, our platform is designed for everyone. You can monitor your account activity in real-time, ensuring that you're always aware of your financial status. At Northrop Grumman, we strive to provide services that not only meet but exceed your expectations. Experience banking made simple by visiting us today!

Key Features

One of the standout features is our mobile application, which allows you to manage your accounts right from your smartphone. You can make person-to-person transfers quickly and easily, making it simple to send money to friends or family without needing cash. Plus, if you're a fan of going paperless, you'll love our e-statements feature that lets you receive your account statements electronically helping you keep everything organized. Security is a top priority for us. With electronic signature authorization, you can sign documents securely online without the hassle of printing and scanning. Our mobile payments feature also adds an extra layer of convenience; simply use your phone to make purchases wherever contactless payments are accepted.

Financial Strength

Member Savings

Members' savings are secured through $434,206,441 in share certificates and $304,755,808 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $150,916,925, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $145,748,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,814 in used auto loans and $852,272,172 in total loans and leases.

Trust Built on Stability

Net Shares (Funds available for lending and investments): $4,470,394. Total Share Accounts: 176,741, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northrop Grumman is your trusted partner. Visit us at 5770 S Missile Way Bldg 5 Roy Ut 84067 or call (800) 633-2848 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,358,319 in used vehicle loans and $85,032,167 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored just for you.

Credit Lines and Refinancing Options

If you're looking for more flexibility, our credit lines allow you to access funds as needed, with a total available amount of $695,084,139. We also provide refinancing options that can help lower your payments or free up cash for other needs. At Northrop Grumman, our goal is to support you in your financial journey. If you're ready to learn more about our loan offerings or check your eligibility, feel free to reach out at (800) 633-2848 or visit us at 5770 S Missile Way Bldg 5 Roy Ut 84067 in Roy, UT. For performance insights and financial data, please note that all information is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $190,801,946, make buying or refinancing simple. We provide personalized assistance to guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $29,136,513 in loans helping members manage their finances effectively. This option can be especially useful for those looking to consolidate debt or cover unexpected expenses.

Loan Aggregator

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NORTHROP GRUMMAN FEDERAL CREDIT UNION - Roy, UT

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans