Ascent Credit Union Roy UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ascent, your trusted partner in financial growth and community support, located at 5997 S 3500 W, Roy, UT 84067. Since our establishment in 1957, we have been dedicated to serving our members with a wide range of financial services tailored to meet your needs. With a proud membership base of 9,306, we are more than just a credit union; we are a family committed to helping you achieve your financial goals. At Ascent, we understand that every member is unique. That's why we offer diverse services including personal banking, auto loans, mortgage financing, and business banking solutions. Our total assets of $166,160,918 reflect our stability and commitment to providing the best for our community. Whether you're looking to save for the future or need assistance with a loan, we have the resources and expertise to support you every step of the way. With total deposits amounting to $7,063,638 and a net worth of $15,653,993, Ascent remains financially sound and prepared to invest in our members' futures. Our CEO Brock Mortensen and Board President Roger Smout lead our team of 41 employees, ensuring that personalized service is at the heart of everything we do. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 5997 S 3500 W, ROY, UT 84067. We invite you to reach out via phone at 801-399-9728 or explore our website at ascentcu.com for more information on how we can assist you. Join us at Ascent Credit Union today where your financial journey matters!

Branch History & Mission

Join Us Today

Ascent invites you to experience the benefits of membership. Whether you're looking for a checking account, an auto loan, or simply want advice on managing your finances better, we are here to help. Visit us today or learn more about becoming a member here. Together, let's build a brighter financial future!

Our Mission

At Ascent, our mission goes beyond just offering financial products; we are dedicated to uplifting our community. We believe in empowering individuals through education and support, helping them achieve their financial goals while contributing positively to the region. Our partnerships with local organizations amplify this impact, allowing us to give back through various outreach programs. While members can visit us at 5997 S 3500 W, official correspondence should be sent to the same address as our mailing address: 5997 S 3500 W, ROY, UT 84067. You can reach us at 801-399-9728 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 6 PM.

Our Story

From its humble beginnings, Ascent has grown alongside the Roy area, adapting to meet the evolving needs of our members. Over the years, we have expanded our services to include personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Each milestone reflects our commitment to making banking accessible and beneficial for everyone in the community. In addition to traditional banking services, we also embrace technological advancements. Our digital tools, including online banking and mobile payments, make it easier for members to manage their finances anytime and anywhere. We prioritize accessibility by ensuring that our services comply with ADA standards and are user-friendly for all.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to call us at 801-399-9728. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Accessibility

Nestled in the heart of Weber County, our Roy location is just a stone's throw from popular spots like the local parks and shopping centers. You'll find plenty of parking available, ensuring that your visit is hassle-free. Our branch is also ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Operating Hours and Services

We understand that life can be busy. That's why we're here for you Monday through Friday from 9 AM to 6 PM, and even on Saturdays during the same hours! Need to grab cash or make a deposit? Our ATM is available for your convenience, along with drive-thru banking options for those quick transactions without leaving your vehicle. At Ascent, we offer a variety of personal banking solutions including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, if you're a member of another partner credit union, feel free to take advantage of our shared service center for deposits and withdrawals. While members can visit us at 5997 S 3500 W for all their banking needs, any official correspondence should be sent to the same address since our mailing address is the same.

Member Eligibility

At Ascent, we're excited to welcome you into our community! Becoming a member is not just about accessing financial services; it's about joining a family that cares for your financial well-being. If you live, work, or worship in the Roy area, you're likely eligible to join us. We also extend membership to family members of current members, making it easy for your loved ones to benefit from our personalized services and competitive rates. To learn more about the specific eligibility requirements, feel free to check out this detailed resource: Membership Benefits. Joining Ascent is straightforward and hassle-free. You can open your account online with just a few clicks through our enrollment page here: Account Opening. If you have any questions or need assistance during the process, don't hesitate to call us at 801-399-9728. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers, whether they prefer credit cards or mobile payments. Our solutions are designed to enhance your cash flow and customer experience. Visit us at 5997 S 3500 W Roy Ut 84067 in Roy, UT, or call us at (801) 399-9728 to discover how our business banking and commercial services can support your growth journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,506,005, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We know life gets busy; that's why our operating hours are designed with you in mind: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 6 PM. You can reach us at 801-399-9728 if you have questions about any of our services or need assistance. At Ascent in Roy, we're here not just as a financial institution but as a partner in your journey toward financial wellness. Explore all that we offer by visiting us online at Ascent or stop by our branch today!

Business Banking

For small business owners in Roy, we have a suite of services designed to help your business thrive. From merchant services that make transactions smooth for your customers to business loans that fuel growth and innovation, Ascent is dedicated to supporting local businesses.

Credit Cards

At Ascent, we also offer credit cards with rewards that let you earn points on every purchase. Whether it's for groceries, gas, or travel expenses, using our credit card means earning while you spend.

Digital Banking Features

Embracing technology is part of how we enhance your banking experience. With online and mobile banking, managing your accounts is just a click away. You can easily make deposits or withdrawals at ATMs and enjoy basic drive-thru services for quick transactions all designed for your convenience.

Loans and Financing

If you're in the market for a new vehicle or looking to refinance your home, our auto loans and mortgage options are tailored to fit your needs. Our competitive rates mean you can get behind the wheel or into your dream home without breaking the bank. Additionally, our personal loans can assist with debt consolidation, helping you simplify payments and possibly lower interest rates.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed for everyday use. With features like easy online access and mobile banking, keeping track of your finances has never been easier. Imagine being able to check your balance or transfer funds right from your smartphone it's all part of the convenience we provide.

Shared Branching

Our commitment extends beyond our branch as we participate in shared branching services. If you're a member of partner credit unions, you can enjoy deposit and withdrawal services at any participating location.

Digital & Online Banking

Key Features for Your Convenience

We know how important it is to keep your financial information safe. That's why we offer electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing. Plus, with e-statements available, you can receive your account statements electronically saving trees and keeping everything organized in one place. Want to make payments quickly? Our mobile payments feature lets you pay for goods and services directly from your smartphone. And for those moments when you need to send money to friends or family instantly, our person-to-person transfer option makes it simple and fast.

Stay Connected Anytime, Anywhere

For added convenience, our mobile application is available for download, putting banking right at your fingertips. Whether you want to deposit a check or review recent transactions while you're out running errands, our app makes banking accessible no matter where life takes you. At Ascent, we prioritize not just convenience but also accessibility. With our digital services, managing your finances has never been easier or more secure. Experience the freedom of real-time account management today!

Financial Strength

Commitment to Growth

With $13,599,188 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,819 in used auto loans and $140,500,032 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $44,036,753 in share certificates and $34,223,039 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,043,498, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 22,702, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascent is your trusted partner. Visit us at 5997 S 3500 W Roy Ut 84067 or call (801) 399-9728 to learn more about how we can help you achieve your financial goals.

Strong Financial Health

With a net worth of $15,653,993, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,401,895 in used vehicle loans and $6,608,917 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle with flexible terms and competitive interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $8,506,005 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions. At Ascent, we aim to provide not just loans but also financial solutions that empower you. If you're considering refinancing or have questions about eligibility options, our team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information or to discuss how we can assist you further, please reach out to us at (801) 399-9728 or visit us at 5997 S 3500 W Roy Ut 84067. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,892,765, make buying or refinancing simple. We provide expert guidance throughout the process, ensuring you understand your options and feel confident in your decisions.

Unsecured Credit Card Loans

Managing everyday expenses is important, and we also offer flexible terms on unsecured credit card loans, with a total of $3,702,054 in loans helping members manage their finances effectively. Our credit cards come with benefits that can fit any lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified data ensures that users receive fair and transparent offers. Each lender featured on the platform has been thoroughly vetted to guarantee authenticity.

ASCENT FEDERAL CREDIT UNION - Roy, UT