Low Mortgage Rates & Top Auto Loans | America First Roy UT Credit Union

Introduction

Welcome to America First, your trusted financial partner right here in Roy, UT! Located at 4059 S 1900 W, our branch has been serving the community since 1939. With a rich history and a commitment to our members, we are proud to have grown into a robust credit union with over 1,470,249 members. At America First, we prioritize your financial well-being. Our total assets stand strong at an impressive $21,352,783,826, reflecting our dedication to secure and responsible banking. We manage $2,179,824,396 in deposits and have facilitated more than 917592 loans and leases to support our members' dreams be it buying a new home or financing a vehicle. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 4059 S 1900 W, Roy, UT 84067. If you have any questions or need assistance, feel free to reach out via phone at 801-627-0900. Our friendly team is here for you Monday through Friday from 9 AM to 5 PM. Led by our dedicated CEO, Thayne Shaffer, and Board President Linda Carver, we are committed not just to growth but also to building lasting relationships within our community. As part of our mission, we ensure that every member feels valued and supported in their financial journey. Join us today and experience the benefits of being part of a credit union that truly cares about its members. Visit us online at America First for more information on how we can help you achieve your financial goals!

Branch History & Mission

At America First, we take pride in our rich history and unwavering mission to serve the community. Established in 1939, our branch has been a cornerstone of financial support for families and businesses in Roy, UT. Over the decades, we have grown alongside our members, evolving from humble beginnings into one of the leading credit unions in the area. Located at 4059 S 1900 W, Roy, UT 84067, our branch stands ready to assist you with a variety of services that meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. Our commitment to providing exceptional service is reflected in our total membership of over 1.4 million people who trust us with their financial journeys. America First's mission is simple yet powerful: to enhance the lives of our members by offering competitive financial products while fostering a strong sense of community. We believe in not just providing services but also supporting local initiatives that uplift our neighborhoods. Our partnerships with local organizations allow us to contribute positively to community development and outreach efforts. As we continue to grow, we've embraced modern conveniences without losing sight of what matters most our members. Our branch offers online and mobile banking options for easy access to your accounts anytime, anywhere. While we currently do not have ATM services or drive-thru banking available, our lobby hours are designed to accommodate your busy schedule: Monday through Friday from 9 AM to 5 PM. Although our mailing address remains the same as our branch address, feel free to reach out at (801) 627-0900 for any inquiries or assistance needed. As part of the America First family, you are not just another account; you are part of a community dedicated to helping each other succeed. We invite you to join us at America First. Experience firsthand how we can support your financial goals and be a part of something bigger a cooperative effort aimed at building a brighter future together.

Branch Location & Accessibility

Call to Action

We invite you to stop by America First at our Roy location or give us a call. We're excited to help you achieve your financial goals! If you need official correspondence, please send it to our mailing address at 4059 S 1900 W, Roy, UT 84067. Come see how we can support you today!

Easy Access and Parking

At America First, we understand that convenience matters. Our branch features ample parking right outside, allowing for easy access whether you're visiting us on foot or driving in. We also prioritize accessibility, ensuring our facilities meet ADA compliance standards with ramps and other features to assist all members of our community.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, providing plenty of time during the week for you to visit us. If you have any questions or need assistance outside these hours, feel free to call us at 801-627-0900. Our friendly team is always ready to help!

Services Offered

While you're here, explore a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with online and mobile banking options, managing your finances has never been easier.

Member Eligibility

Joining the America First community means becoming part of a supportive network that truly cares about its members. To become a member at our Roy branch, located at 4059 S 1900 W Roy Ut 84067, you'll find that eligibility is designed to be welcoming and inclusive. If you're living, working, or attending school in certain areas or have family who are already members, you're likely eligible to join us! We believe that everyone deserves access to financial resources that empower them. For a detailed overview of eligibility requirements, please visit . Opening an account with us is a straightforward process, making it easy for you to start enjoying the benefits of membership right away. Whether you're looking for personal banking services or loans tailored to your needs, we are here to help you every step of the way. If you have any questions, feel free to give us a call at (801) 627-0900 during our operating hours. Your journey toward financial success starts here!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly whether it's in-store or online allowing you to focus on what you do best: serving your customers and growing your enterprise. Located at 4059 S 1900 W Roy Ut 84067, Roy, UT, we're just a call away at (801) 627-0900. Let us partner with you on your business journey today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our business banking services include essential tools like merchant services and business loans. We understand that running a business can be challenging, which is why we're dedicated to providing solutions that help you thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why America First offers robust online and mobile banking options. Access your accounts anytime, anywhere! You can manage your funds through our user-friendly app, make ATM & cash withdrawals, and even send money directly through our person-to-person payment feature.

Get Started Today!

We invite you to visit us at 4059 S 1900 W Roy Ut 84067 or give us a call at (801) 627-0900 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Let us show you how we can make banking easier and more accessible for you. At America First, we're not just about transactions; we're about building relationships that last a lifetime!

Personal Banking

Our personal banking options cater to all aspects of managing your money. We offer checking and savings accounts tailored for your lifestyle, making it easy to save for short-term needs or long-term goals. If you're considering a new car, our auto loans and vehicle financing can help get you behind the wheel with competitive rates and flexible terms. Thinking about buying a home? Our mortgage loans and refinancing options provide you with the resources you need to make that dream a reality. Additionally, we offer personal loans and debt consolidation services to help simplify your finances and reduce stress. Don't forget to explore our credit cards with rewards, which allow you to earn while you spend.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. You can also enjoy the ease of electronic signature authorization, allowing you to complete transactions securely without needing to visit a branch. Plus, with e-statements readily available, you can keep track of your finances while helping the environment. If you're always on the go, our mobile application puts banking right in your pocket. It allows for mobile payments, making it simple to pay for purchases directly from your device. Additionally, our person-to-person transfer feature makes sending money to friends and family a breeze no cash or checks needed!

Security and Support

Security is our top priority. We utilize advanced technology to keep your information safe as you navigate through your banking needs. Our user-friendly interface ensures that even those new to digital banking can easily find what they need. Whether you're checking your account balance or making a payment, you can trust that America First has the tools and support you need for effective account management. Join us today and experience the convenience of modern banking!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $34,785,848, further emphasizing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 4059 S 1900 W Roy Ut 84067 or call (801) 627-0900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates and flexible terms make it easier than ever to drive home in the car you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have the funding necessary for success. At America First, we strive to make borrowing straightforward and accessible. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out to us. You can contact us at (801) 627-0900 or visit us at our branch located at 4059 S 1900 W Roy Ut 84067, Roy, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution tailored just for you!

Credit Lines and Unsecured Loans

For those who need additional flexibility, we offer credit lines totaling $8,183,573,305 that can help manage cash flow for any situation. Additionally, we also provide flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. These options give you the freedom to tackle unexpected expenses without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process, ensuring that you understand all your options.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores how valuable LendMesh can be in identifying the right financial products. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when comparing loans. Each listing on LendMesh reflects actual rates provided by these financial institutions, making it easier for users to see their options without confusion or hidden terms.

America First