Vehicle Loans in Memphis, TN

Searching for the best auto loan rates in Memphis, TN? Compare offers from local credit unions and banks to find flexible terms that fit your budget and get you behind the wheel faster. It’s simple, quick, and designed with Memphis drivers in mind.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR.

Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago. Redstone has auto loan rates ranging from 5.29% to 6.91% APR, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans are between 7.29% and 7.79% APR, showing no change from 7 or 30 days ago. Recreational loan rates are 7.29% APR, unchanged from 7 and 30 days ago but down from 60 and 90 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month. Ascend vehicle loans have a range of 5.24% to 18% APR today. The rates are unchanged from 7 and 30 days ago but down from 30, 60, and 90 days ago. This applies to their auto loans. Knoxville Tva Employees has auto loan rates ranging from 5.75% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
ORION FEDERAL CREDIT UNION
4805 AMERICAN WAY MEMPHIS TN 38118
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,226,243,284
Deposits: $134,981,548
Net Worth: $244,012,992
Employees: 171
Members: 67,696
MEMPHIS CITY EMPLOYEES CREDIT UNION
3617 WINCHESTER RD MEMPHIS TN 38118
ATM
Drive-Thru
P2P
E-Statements
Assets: $459,508,225
Deposits: $29,883,688
Net Worth: $68,508,706
Employees: 92
Members: 44,177
OWENSBORO FEDERAL CREDIT UNION
2650 THOUSAND OAKS BLVD STE 1120 MEMPHIS TN 38118
E-Statements
Assets: $80,947,634
Deposits: $11,939,767
Net Worth: $10,699,435
Employees: 18
Members: 6,244
ESPEECO FEDERAL CREDIT UNION
2650 THOUSAND OAKS BLVD MEMPHIS TN 38118
P2P
Assets: $11,083,144
Deposits: $1,463,204
Net Worth: $958,221
Employees: 2
Members: 1,080
F A A FEDERAL CREDIT UNION
3229 DEMOCRAT RD MEMPHIS TN 38118
ATM
P2P
E-Statements
E-Signature
Assets: $125,832,888
Deposits: $7,510,439
Net Worth: $20,505,677
Employees: 33
Members: 8,141
F A A FEDERAL CREDIT UNION
3920 WHITEBROOK DR MEMPHIS TN 38118
P2P
E-Statements
E-Signature
Assets: $125,832,888
Deposits: $7,510,439
Net Worth: $20,505,677
Employees: 33
Members: 8,141

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

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