Orion Credit Union Memphis TN | Top Checking & Business Loans

Introduction

Welcome to Orion, your trusted partner in financial success located at 4805 American Way, Memphis, TN 38118. Since our establishment in 1957, we've been dedicated to providing exceptional service and support to our growing community of over 67,000 members. With total assets exceeding $1.22 billion, we pride ourselves on being a reliable resource for all your banking needs. At Orion, we believe in empowering our members through personalized financial solutions. Whether you're seeking an auto loan among our 22,305 loans and leases or looking to secure a mortgage, our diverse offerings are designed to help you achieve your goals. We currently hold more than $134 million in deposits, reflecting the trust our members place in us every day. Our leadership team is committed to fostering a supportive environment for everyone who walks through our doors. Under the guidance of CEO Daniel Weickenand and Board President Andre' Fowlkes, we strive to create a welcoming atmosphere where your financial well-being is our top priority. While members can visit us at the above address, official correspondence should be sent to the same location. Our friendly staff is here to assist you during lobby hours from Monday through Friday and even Saturday mornings, making it easy for you to connect with us whenever you need. We invite you to explore our services further by visiting us online at Orion's website. If you have any questions or would like assistance, please don't hesitate to call us at 901-266-2916. Join us today and experience the Orion difference where community matters!

Branch History & Mission

Welcome to Orion, a credit union with deep roots and a bright future in Memphis, TN. Established in 1957, our branch has been a cornerstone of the community for over six decades. From our humble beginnings, we have grown to serve nearly 68,000 members, reflecting our commitment to providing accessible financial services and fostering strong community ties. Located at 4805 American Way, Memphis, TN 38118, our branch is easy to find and conveniently positioned near local landmarks. Our address not only serves as a place for financial transactions but also as a hub where relationships are built and dreams are nurtured. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. At Orion, our mission is clear: We strive to empower our members through exceptional financial services while giving back to the communities we serve. We believe that everyone deserves access to quality banking options that can help them achieve their financial goals. This mission drives us daily as we work to provide services such as personal banking, auto loans, mortgages, and business banking. Over the years, we've seen remarkable growth. Our total assets now stand at an impressive $1,226,243,284. This growth not only highlights our stability but also reflects our ability to adapt and innovate in an ever-changing financial landscape. We pride ourselves on being customer-centric and have embraced technology with features like online banking and mobile payments to make managing finances easier for our members. Our commitment goes beyond just numbers; it extends into the heart of Memphis. Orion actively engages in community outreach efforts and partnerships that uplift those around us. Whether it's sponsoring local events or providing financial education workshops, we believe in investing in the lives of our members and their families. In addition to traditional banking services available during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM we offer drive-thru service and ATM availability for added convenience. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership at Orion by visiting us or exploring more about what we offer on our website at Orion FCU. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Parking

We understand that accessibility is important. Our branch is designed with features that accommodate everyone, including ADA-compliant entrances and ramps. Plus, there's ample parking available for our members right outside the door, so you can hop in and out without any hassle.

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 901-266-2916. We're eager to assist you with all your banking needs and invite you to come see how we can support your financial journey!

Operating Hours

You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We aim to be flexible with our hours so that you can find a time that works best for you.

Services Offered

At Orion, we pride ourselves on offering a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is ready to help. We also provide ATM access for quick withdrawals and drive-thru banking for those on the go. While members can visit us at 4805 American Way, official correspondence should be sent to our mailing address at 4805 American Way, Memphis, TN 38118-2412.

Member Eligibility

Becoming a member of Orion feels like joining a caring family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Memphis area, you're already eligible to join us! We believe that everyone deserves access to personalized financial services and support, and that's exactly what we provide. As a member, you'll enjoy benefits like competitive loan rates, low fees, and a wide range of financial products tailored to meet your needs. Getting started is easy! Just visit us at 4805 American Way Memphis Tn 38118 or give us a call at (901) 266-2916 for more information. You can also check out our eligibility details online at https://orionfcu.com/about-us/membership/ . Ready to open an account? Head over to https://orionfcu.com/loans to see how simple it is to start your journey with Orion today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $331,899,844, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the ability to accept payments quickly and securely, whether you're at a storefront or on the go. Our services can help streamline your operations, allowing you to focus more on what you do best running your business. Located at 4805 American Way Memphis Tn 38118 in Memphis, TN, we invite you to visit us or give us a call at (901) 266-2916 to learn more about how our business banking services can benefit you. Let's work together to create a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

For added convenience, we provide ATM and cash withdrawal services along with basic drive-thru banking options for deposits and withdrawals. This way, you can handle simple transactions quickly without stepping inside the branch. We invite you to explore all these services at Orion, where we prioritize your financial well-being. If you're ready to take the next step in achieving your financial goals or need assistance with any service mentioned above, don't hesitate to reach out! Give us a call at 901-266-2916 or visit us at our branch on American Way in Memphis today!

Business Banking

If you're a business owner, you'll appreciate our comprehensive business banking services which include merchant services and business loans. We know how important it is for businesses to have reliable financial support; that's why we're committed to helping local entrepreneurs thrive.

Credit Cards with Rewards

For everyday spending, consider our credit cards with rewards that let you earn points on purchases. This means that every time you shop for groceries or fuel up your car, you're also earning benefits that can be redeemed for travel, gift cards, and more.

Digital Banking Features

In today's fast-paced world, having access to your finances at any time is crucial. With our online and mobile banking, managing your account has never been easier. You can check balances, make deposits through mobile payments, and even send money to friends with person-to-person transfers all from your smartphone.

Mortgage Loans & Refinancing

For those considering home ownership or refinancing an existing mortgage, we offer a range of mortgage loans tailored just for you. Our team is here to guide you through the process, ensuring that you find the best fit for your budget and lifestyle.

Personal Banking

Our personal banking services include checking and savings accounts that cater to both everyday needs and long-term goals. Imagine having the ability to easily manage your funds online or through our mobile app, making it simple to pay bills or transfer money between accounts. When it comes to financing your next vehicle, our auto loans and vehicle financing options can get you behind the wheel without breaking the bank. With competitive rates and flexible terms, you can drive away knowing you made a smart choice.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our personal loans provide quick access to funds for emergencies or larger purchases. Additionally, if you're feeling overwhelmed by debt, our debt consolidation options can simplify your payments into one manageable loan.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. For those who are always on the go, our mobile application provides easy access to all your banking needs right from your smartphone. Plus, you can enjoy the added convenience of mobile payments, making transactions smoother than ever. Need to send money to a friend? With our person-to-person transfers feature, sharing expenses or splitting bills is effortless. And for those who prefer going paperless, e-statements are available so you can keep track of your finances without cluttering your inbox.

Security You Can Trust

We prioritize your security while you bank online. Our electronic signature authorization ensures that your transactions are safe and authenticated. This means you can complete important tasks like loan applications or account changes with confidence. Whether you're at home or on the move, Orion's digital banking services provide the accessibility and ease-of-use you deserve. Enjoy real-time account management and take control of your finances today!

Financial Strength

Commitment to Growth

With $128,150,453 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,267 in used auto loans and $994,738,042 in total loans and leases.

Growing Member Base

Total Share Accounts: 204,256, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Orion is your trusted partner. Visit us at 4805 American Way Memphis Tn 38118 or call (901) 266-2916 to learn more about how we can help you achieve your financial goals.

Member Savings & Investments

Members' savings are secured through $106,971,315 in share certificates and $242,814,250 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,294,923, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,198,152 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $244,012,992, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $123,689,108 in used vehicle loans and $40,608,725 in new vehicle loans to help our members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide competitive financing options that make car buying easier.

Business Financing

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans total $331,899,844. We provide financing solutions that help businesses thrive in today's competitive market.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $42,424,443. We make the process of buying or refinancing simple and straightforward. With flexible terms and personalized service, you can take the next step toward owning your dream home.

Refinancing Options

If you're considering refinancing any existing loans or want to explore eligibility options for our products, we encourage you to reach out for personalized assistance. Our team is ready to guide you through the process and find the best solution for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're interested in an auto loan from our branch located at 4805 American Way Memphis TN 38118 or have questions about other loan products available at Orion, don't hesitate to contact us at 901-266-2916. We're here to assist you every step of the way!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,097,698 helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh helps users navigate the often complex world of loans with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines guarantees that the information presented is reliable and up-to-date. The latest results are available on their platform, ensuring fair and transparent offers for all users (Source: https://www.ncua.gov ). One of the standout features of LendMesh is its use of verified data. All loan offers come from legitimate financial institutions, which builds trust and confidence in the results. Unlike many other platforms, LendMesh does not engage in sponsored listings. This means lenders are not prioritized based on paid promotions; instead, users receive unbiased results that reflect true market conditions. Additionally, LendMesh provides real-time rate comparisons. By aggregating loan rates from multiple institutions, users can make informed decisions that suit their financial needs without wasting time or effort searching through various sources. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective LendMesh can be in finding competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ORION FEDERAL CREDIT UNION