MEMPHIS CITY EMPLOYEES CREDIT UNION

Welcome to Memphis City Employees, your trusted financial partner located at 3617 Winchester Rd, Memphis, TN 38118. Established in 1959, we have been dedicated to serving our community for over six decades, helping our 44,177 members achieve their financial goals. With total assets of $459,508,225 and deposits reaching $29,883,688, we pride ourselves on being a stable and reliable institution. At Memphis City Employees, we understand the importance of personalized service. Our team of 92 employees, led by CEO Kenneth Swann and Board President HettieAnn Spendlove, is committed to providing you with the highest level of support. Whether you're looking for auto loans or personal banking services, we offer a variety of products designed to meet your needs. While members can visit us at our branch location, official correspondence should be sent to 3617 Winchester Rd, Memphis, TN 38118-5961. Feel free to reach out to us at 901-547-0209 for any inquiries or assistance. Join us today and experience the difference that a community-focused credit union can make in your financial life! Visit our website at www.memphiscu.org to learn more about our services and how we can help you thrive.

At Memphis City Employees, we take pride in our rich history and dedicated mission to serve our community. Since opening our doors in 1959 at 3617 Winchester Rd, Memphis, TN 38118, we have grown into a trusted financial partner for over 44,000 members. Our journey began with a vision to provide accessible financial services to city employees and has since expanded to meet the needs of the broader Memphis community. Over the decades, Memphis City Employees has achieved remarkable milestones. With total assets amounting to $459,508,225, we have continually demonstrated our commitment to financial stability and growth. Our services have evolved to include personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We are not just about numbers; we are about people supporting our members through life's financial journeys. Our mission is clear: we aim to empower our members by providing exceptional financial services while actively engaging in community support initiatives. We believe that when our members thrive, so does the entire community. This commitment drives us to offer personalized banking experiences that cater to individual needs and foster lasting relationships. While members can visit us at our convenient location on Winchester Road, official correspondence should be sent to the same address: 3617 Winchester Rd, Memphis, TN 38118-5961. Our branch operates Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8 AM to 12 PM (Drive-Thru Only), ensuring that we are available when you need us most. Memphis City Employees also embraces modern technology to enhance member experiences. We offer online banking and mobile payment options for easy access to your accounts anytime and anywhere. Additionally, our ATM services are readily available for quick cash withdrawals and balance checks. Community outreach remains at the heart of what we do. Through partnerships with local organizations and initiatives aimed at supporting those in need, we strive to make a positive impact beyond financial transactions. Join us at Memphis City Employees and experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for an auto loan or simply want guidance on managing your finances better, we're here for you every step of the way! Call us today at 901-547-0209 or visit our website here to learn more about becoming a member. Together, let's build a brighter financial future!

At Memphis City Employees, we're excited to welcome you into our community! Becoming a member is simple and rewarding. If you're an employee of the City of Memphis, a member of their immediate family, or even a retiree, you are eligible to join us. We believe in creating a supportive environment where your financial needs come first, and as a member, you'll enjoy access to personalized services and competitive rates on loans and savings accounts. For more details about eligibility criteria, feel free to check out this link. Opening an account with us is just as easy! You can explore your options and get started by visiting our account opening page or simply give us a call at (901) 547-0209. Our friendly team at 3617 Winchester Rd Memphis Tn 38118 is here to help you every step of the way. Join us today and take advantage of all the benefits that come with being part of the Memphis City Employees family!

At Memphis City Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to being a reliable partner in your financial journey, ensuring that your savings and investments are secure. Our strength is backed by impressive numbers. With a net worth of $68,508,706, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is reflected in our net worth ratio of 14.91%, demonstrating a solid capital foundation that ensures we can continue providing loans and competitive savings rates even in uncertain economic times. We prioritize the security of our members' savings. Currently, we have $56,797,188 in share certificates and $44,479,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you evidenced by our $259,359 in non-member deposits which help us provide even better loan rates and exclusive perks. With $65,669,965 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust as well with $37,707 in used auto loans and a total of $262,590,252 in loans and leases available for our members' diverse financial needs. Our operational efficiency shines through with a net income of $1,456,964, enabling us to continue offering competitive loan rates and solid financial products. We are proud to have a dedicated team of 86 full-time employees and 6 part-time employees ready to assist you with all your banking needs. Additionally, we boast $2,019,779 in net shares, which provides ample funds available for lending and investments. Our commitment to growth is evident as we serve 80,009 total share accounts, highlighting the trust our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memphis City Employees is your trusted partner. Visit us at 3617 Winchester Rd Memphis TN 38118 or call 901-547-0209 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.