Vehicle Loans in Columbia, SC

Searching for the best used auto loan rates in Columbia, SC? Compare offers from local credit unions and banks quickly to find low rates and flexible terms that fit your budget. It’s easy to see where you can save and get the car you want.

Columbia drivers trust local lenders for fast approvals and friendly service. By comparing your options here, you can secure a loan tailored to you while supporting our community. Start exploring today and take the wheel with confidence!

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago. Safe has auto loan rates ranging from 4.49% to 9.49% APR, which are unchanged from 7 and 30 days ago but higher than 30 days ago. Recreational loan rates are between 6.5% and 8.5% APR with no change from 7 days ago.

Truliant s auto loans with APRs ranging from 4.64% to 18% , which have stayed the same compared to 7 and 30 days ago. Motorcycle loans have rates between 10.49% and 18% , also showing no change over the past 7 and 30 days. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR.

Grow Financial s auto loans with APRs ranging from 4.75% to 18% today. Rates are unchanged from 7 and 30 days ago but down from 30 days ago. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Srp s auto loans with APRs ranging from 4.99% to 8.99% , which are unchanged from 7 and 30 days ago. Motorcycle loans have rates between 7.79% and 11.29% , also showing no change from 7, 30, 60, or 90 days ago. Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago.

🏦 All Local Lenders in Columbia, SC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
ALLSOUTH FEDERAL CREDIT UNION	10230 TWO NOTCH RD COLUMBIA SC 29229	⏰ Lobby Hours: Mon - Thur: 9:00am-5:00pm Fri: 9:00am -6:00pm Drive Thru: Mon -Thur: 8:30am-5:00pm Fri: 8:30am-6:00pm 📞 8037363110	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,343,624,226 Deposits: $317,497,588 Net Worth: $252,497,899 Employees: 321 Members: 118,588
PALMETTO CITIZENS FEDERAL CREDIT UNION	2651 CLEMSON RD COLUMBIA SC 29229	⏰ 9:00 - 5:00 Mon-Thurs 9:00 - 5:00 Fri 📞 8037325000 📠 8033762674	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,320,653,111 Deposits: $97,494,811 Net Worth: $170,841,107 Employees: 315 Members: 84,233
S. C. STATE FEDERAL CREDIT UNION	4304 HARD SCRABBLE RD COLUMBIA SC 29229	⏰ M-Th 8:30-5:00F 8:30-6:00 📞 8033430350 📠 8034548044	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,423,371,739 Deposits: $207,476,551 Net Worth: $187,863,956 Employees: 284 Members: 89,893
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	149 FORUM DR COLUMBIA SC 29229	⏰ Lobby M - Th: 0900 - 1700 Fri: 0900 - 1800 Sat: 0900 - 1300Drive Thru: M - Th: 0900 - 1700 Fri: 0900 - 1800 Sat: 0900 - 1300 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179
MID CAROLINA CREDIT UNION	100 FORUM DR STE 4 COLUMBIA SC 29229	⏰ 8:30-5:00 M-TH, 6:00 Friday 📞 8034328521 📠 8034251936	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru E-Statements	Assets: $169,862,170 Deposits: $8,884,382 Net Worth: $21,816,037 Employees: 48 Members: 14,227
GROW FINANCIAL FEDERAL CREDIT UNION	163 FORUM DR STE 1 COLUMBIA SC 29229	⏰ Monday - Thursday: 9 am - 5 pm Friday: 9 am - 6 pmSaturday: 9 am - 12 pm 📞 8138372451 📠 8138323619	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $3,745,610,325 Deposits: $283,267,268 Net Worth: $404,648,174 Employees: 596 Members: 276,238
GROW FINANCIAL FEDERAL CREDIT UNION	163 FORUM DR STE 3 COLUMBIA SC 29229	⏰ Monday - Thursday: 9 am - 5 pmFriday: 9 am - 6 pm 📞 8138372451 📠 8138323619	ATM Services Only	P2P E-Statements	Assets: $3,745,610,325 Deposits: $283,267,268 Net Worth: $404,648,174 Employees: 596 Members: 276,238
SAFE FEDERAL CREDIT UNION	727 FASHION DR COLUMBIA SC 29229	⏰ Lobby 9:00am - 5:00pm Monday - Thursday 9:00am - 6:00pm Friday Drive-Thru 8:30am - 5:00pm Monday - Thursday 8:30am - 6:00pm Friday PTM 9:00am - 2:00pm Saturday 📞 8037967782 📠 8034694050	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,873,129,629 Deposits: $129,900,132 Net Worth: $179,649,935 Employees: 365 Members: 145,254

🏘️ All the Lenders Available in Richland County, SC

✅SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION

✅SAFE 9988 CREDIT UNION

✅PALMETTO CITIZENS FEDERAL CREDIT UNION

✅ALLSOUTH FEDERAL CREDIT UNION

✅S C STATE CREDIT UNION

✅CARO FEDERAL CREDIT UNION

✅FOUNDERS FEDERAL CREDIT UNION

✅SOUTH CAROLINA METHODIST CONF CREDIT UNION

✅CURIS FINANCIAL CREDIT UNION

✅CAROLINAS TELCO FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅SOUTH CAROLINA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅SPERO FINANCIAL FEDERAL CREDIT UNION

✅COLUMBIA POST OFFICE CREDIT UNION

✅MID CAROLINA CREDIT UNION

✅GROW FINANCIAL FEDERAL CREDIT UNION

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